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Cash

£8.8m

+18% highest in 7 filed years

Net assets

£14m

+17.6% highest in 7 filed years

Employees

97

+1% highest in 3 filed years

Profit before tax

£2m

+10.5% highest in 3 filed years

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

7-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31

Metric Trend 2020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31 Δ vs prior
Total income £13,318,000£12,668,000£11,846,000£12,727,000£13,066,000£12,774,000£13,002,000 +1.8%
Operating profit ————-£819,000£1,972,000£2,129,000 +8%
Profit before tax ————-£1,092,000£1,812,000£2,003,000 +10.5%
Net profit £8,121,000-£5,969,000£7,026,000£727,000—£1,662,000£1,737,000 +4.5%
Cash £1,996,000£2,768,000£4,221,000£3,361,000£6,694,000£7,421,000£8,754,000 +18%
Total assets less current liabilities ————£15,877,000£16,145,000£16,500,000 +2.2%
Net assets £10,376,000£4,407,000£11,433,000£12,160,000£9,448,000£11,689,000£13,748,000 +17.6%
Equity ————£9,448,000£11,689,000£13,748,000 +17.6%
Average employees ————929697 +1%
Wages ————£4,698,000£4,935,000£5,099,000 +3.3%
Directors' remuneration ————£726,000£201,000£207,000 +3%
Directors' pension contributions ————£55,000£14,000£14,000 0%
Highest paid director ————£177,000£185,000£191,000 +3.2%

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Operating margin ————-6.3%15.4%16.4%
Net margin 61.0%-47.1%59.3%5.7%—13.0%13.4%
Return on capital employed ————-5.2%12.2%12.9%
Gearing (liabilities / total assets) ————62.4%53.8%46.9%
Current ratio ————0.91x1.03x1.15x
Interest cover ————-2.26x6.57x8.65x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 3 times since incorporation

  1. NATIONAL HOUSING FEDERATION LIMITED 2014-02-28 → present
  2. NATIONAL HOUSING FEDERATION 1996-09-01 → 2014-02-28
  3. NATIONAL FEDERATION OF HOUSING ASSOCIATIONS(THE) 1974-06-19 → 1996-09-01
  4. THE NATIONAL FEDERATION OF HOUSING SOCIETIES 1935-06-22 → 1974-06-19

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Consolidated group
Auditor
Forvis Mazars LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Cashflow forecasts show we will remain within our banking facilities, primarily as the bulk of our affiliation fees for the year have already been received. Given this, the Directors are confident that the going concern principle is appropriate.”

Group structure

  1. NATIONAL HOUSING FEDERATION LIMITED · parent
    1. National Housing Federation Investments Limited 100% · England and Wales · Investment company
    2. NHF Property & Services Limited 100% · England and Wales · Property owning and office space provider

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

12 active · 163 resigned

Name Role Appointed Born Nationality
UMARJI, Irfan Secretary 2024-09-26 — —
BARRETT, Melbourne Junior Director 2025-09-25 Jun 1964 British
BASSETT, Louise Director 2026-09-24 Aug 1968 British
COFFEY, Steve Director 2024-09-26 May 1966 British
GALLIERS, Margaret Mary Director 2022-09-29 Apr 1952 British
HENDERSON, Katharine Grace Director 2018-10-08 Apr 1980 British
JOHN, Evelyn Director 2022-09-29 Feb 1981 British
MARKEY, Kate Elizabeth Director 2026-09-24 Jul 1970 British
MCDERMOTT, Ian Jeffrey Director 2024-09-26 Nov 1962 British
RASTRICK, Suzanne Director 2021-09-30 Feb 1965 British
SIMEI, Charmaine Maria Director 2026-09-24 Oct 1970 British
WHITE, Selina Ruth Director 2026-09-24 Apr 1966 British
Show 163 resigned officers
Name Role Appointed Resigned
BATE, Ian Christopher Secretary 2004-10-01 2006-12-01
BULL, Stephen Marcus Secretary 2006-12-01 2016-02-02
CUNNINGHAM, Jacqueline Elizabeth Secretary 2016-02-02 2024-07-11
HENDERSON, Katharine Grace Secretary 2024-07-11 2024-09-26
PLATT, Beverly Virginia Secretary 1994-01-01 2003-03-19
REGER, Richard Michael Secretary 2003-11-20 2004-09-30
TICKELL, James Nicolas Secretary 2003-04-04 2003-11-20
TREVILLION, Peter Secretary — 1993-12-31
ABBEY, Nicholas John Director 2004-10-18 2008-10-16
ADEBOWALE, Victor Director 1994-06-07 1997-09-17
AHMED, Waqar Director 2019-09-24 2024-11-14
ANNAN, Michael Roy Director — 1993-06-09
ANSTEE, Sean Brian Director 2016-09-21 2022-09-29
ARMITAGE, Eric Davies Director — 1993-06-09
ASHCROFT, Jane Rachel Director 2015-09-23 2021-09-30
ATKINSON, Russell Director 1996-09-19 2002-12-02
AUSTERBERRY, Elizabeth Mary Susan Director 2015-09-23 2021-09-30
BARKER, John Denis Director 2001-09-19 2004-10-18
BARNES, June Mary Director 2008-10-16 2013-06-15
BARROTT, Michael Anthony Cooper Director 1999-10-13 2002-09-18
BEBB, David Alun Director — 1998-09-16
BLIGH, Jacqueline Alison Director 1996-09-19 2002-09-18
BLISS, Nic Director 2004-10-18 2005-10-14
BLISS, Nic Director 2000-09-20 2002-12-02
BOWMAN, Margaret Anna Director — 1993-06-09
BRIGGS, Peter Ernest Director 1996-09-19 1999-10-13
BROWN, Peter Frank Director 1997-09-17 2000-09-20
BUNN, Gladys Catherine Director 1996-09-19 1999-10-13
BUTTERS, Sinead Kathleen Director 2009-11-24 2015-09-23
BUTTON, Sheila Jane Director 1992-06-08 1995-06-05
CAHILL, Roderick Nicholas Director 1995-06-05 1998-09-16
CAMERON, Clinton Lloyd Director 1999-10-13 2002-09-18
CAMERON, Clinton Lloyd Director — 1996-09-19
CARTER, Terence William Director — 1993-06-09
CLARK, Richard Anthony Director 2002-12-02 2006-10-26
CONDIE, Maurice Eugene Director 2006-10-19 2009-09-23
CONDIE, Maurice Eugene Director 1997-09-17 2000-09-20
CONNOLLY, James Roderick Director — 1993-06-09
COOKE, Ruth Margaret Director 2023-09-28 2026-09-24
COOPER, Leonie Alison Director 1994-06-07 1995-11-03
COPE, Helen Felicity Director 1994-06-07 1998-06-29
COWANS, David Director 1997-09-17 2000-09-20
COX, Barry Michael Director 1995-06-05 2001-09-19
COX OBE, Sebert Leslie Director 2018-09-18 2022-11-15
CRAWLEY, John Ladds Director 1995-06-05 2001-09-19
CRAWLEY, John Ladd Director — 1994-06-07
CROSS, John William Director 2004-10-18 2009-09-23
CROSS, John William Director 1996-09-19 2003-09-24
CZECHOWSKI, Christine Director — 1994-06-07
DA CUNHA, Victor Manuel Silva Director 2024-09-26 2026-09-24
DACEY, Thomas Robert Director — 1995-06-05
DALVI, Aman Ahmed Director 1997-09-17 2002-12-02
DAVIES, Christine Director — 1993-06-08
DAVIES, Janet Director 2007-10-18 2009-09-23
DAVIES, Janet Director 2005-10-14 2006-10-26
DAVIES, Janet Director — 1998-09-16
DELARGY, Neil Patrick Charles Director 2000-10-13 2002-07-23
DOW, Simon Charles Director 2004-10-18 2006-10-26
DRAKE, Madeline Mary Director — 1993-06-09
EDWARDS, Sandra Director — 1995-07-10
EXFORD, Keith Philip Director 2004-10-18 2010-09-22
FACKS-MARTIN, Graham Angus Director 1996-09-19 1999-10-13
FARRAND, Howard Thomas Director 2001-09-19 2005-10-14
FELLOWS, Marcus Director 2000-09-20 2002-12-02
FITZPATRICK, Suzanne, Professor Director 2016-09-21 2022-09-29
FLETCHER, Peter Edwin Director — 1995-06-05
FREDERICK, Cedric Anthony Director 1994-06-07 1995-08-11
GARDINER, Matthew Gore Director 2006-10-19 2012-09-17
GARDNER, John Peter Director 1993-06-08 1996-02-21
GODDARD, Giles Director 1992-06-09 1994-06-07
GOHIL, Arvinda Director 1995-10-18 1997-03-06
HALL, Constance Director 2005-10-14 2006-10-26
HARKER, Herbert Maurice Director 1994-06-07 1997-12-22
HAY, Belinda Ann Director 1996-09-19 2002-09-18
HAYES, Mark Philip Director 2001-09-19 2002-12-02
HEATH, Geoffrey Director 1998-05-18 2002-12-02
HENDERSON, Mark Gideon Director 2014-09-18 2020-09-29
HEPWORTH, Clare Elizabeth Director 1999-10-13 2003-08-29
HEPWORTH, Clare Elizabeth Director — 1996-09-19
HOWLETT, Stephen Director 2002-12-02 2004-02-20
HUGHES, Charles Richard Director 2001-09-19 2002-12-02
HUTESON, Peter Director 1996-09-19 1999-10-13
JACKSON, David John Director — 1995-06-05
JONES, Mervyn Director 2013-09-18 2018-09-18
JONES, Mervyn Director 2001-09-19 2007-10-18
KANG, Kulbinder Singh Director 1996-04-01 2003-09-24
KENT, Michael Jonathan Director 2008-10-16 2014-09-18
KUMAR, Ashwin Director 2013-09-18 2016-09-21
LIGHTFOOT, Anthony Warwick Director 1996-12-09 1999-06-11
LLEWELYN-DAVIES, Harriet Lydia Rose Director 1994-06-07 1996-09-30
LOCKWOOD, Angela Director 2021-09-30 2024-09-26
LORAINE, Keith Director 1995-06-05 2001-09-19
MALONE, Andrew John Director — 1998-09-16
MARRINGTON, Anthony Director 1996-09-19 1997-09-17
MARTIN, Ian James Director 2023-09-28 2026-03-31
MATTHEWS, Carol Mary Director 2004-10-18 2008-10-16
MATTHEWS, Ian David Director 1998-09-16 2001-09-19
MCCARTHY, Richard John Director 1998-09-16 2003-09-24
MILLIGAN, Peter Bernard Director 1994-06-07 2000-09-20
MONTAGUE, David Frederick Director 2013-09-18 2019-09-24
MORRIS, Richard Wayne Director 2001-09-19 2002-12-02
MOXHAM, Jacqueline Mary Director 2002-12-02 2003-04-01
MUNRO, Ian Hamilton Director 2004-10-18 2006-10-26
MUNRO, Ian Hamilton Director 2000-09-30 2002-12-02
NANDA, Geeta Director 2017-09-19 2023-09-28
NATTON, Barry Director 1998-09-16 2001-09-19
NATTON, Barry Director — 1997-09-17
NORRIDGE, Adrian Director — 1993-06-09
NURSE, Martin William Director 1993-06-08 1998-05-22
OLANREWAJU, Olu Director 2006-10-19 2007-10-18
ORR, David Campbell Director 2009-09-23 2018-09-28
OWEN, Sally Director 1995-10-16 1996-09-19
OXLEY, Desmond Director 1995-06-05 2001-09-19
PALMER, John Arthur Denley Director 1995-06-05 1996-01-16
PATERSON, Robert James Director — 1993-06-09
PERRY, Harry David Director 2000-09-20 2002-12-02
PHILLIPS, Marta Rose Director 1993-06-08 1996-04-21
PURDY, Catherine Director 2012-09-17 2018-09-18
RANDALL, Simon James Crawford Director 1996-06-25 2001-09-19
RAPLEY, Bronwen Mary Director 2018-09-18 2024-09-26
ROBERTS, Philip John Traynor Director 1996-09-19 2001-10-01
ROBINSON, Elizabeth Anna Director 1996-09-19 1999-10-20
RODGERS, David Anthony Director 1994-06-07 2000-09-20
RYDQUIST, Paul John Director — 1995-06-05
SANTRY, Ann Josephine Director 2006-10-10 2012-09-17
SHACKLETON, Deborah Frances Director 2001-09-19 2009-09-23
SHAW, Andrew Director 1993-06-08 1996-09-19
SHERRIFF, Colin Director 1996-09-19 2002-12-02
SHOTTON, Doreen Director 1996-09-19 2002-09-18
SHOULTS, Antony Charles Director 1999-05-10 2003-09-24
SHOULTS, Tony Director 2005-10-14 2006-10-26
SINGH, Darra Director 1995-06-05 2000-03-24
SMITH, Paul George Director — 1993-06-09
SOLO Director 1999-08-23 2004-10-18
SPALDING, Colin Director 1999-10-13 2002-09-18
STACEY, Anthony Neil Director 2001-09-19 2006-10-19
STACY, Terry Director 2010-09-22 2013-09-18
STARK, Victoria Rosamund Director 2009-11-24 2015-09-23
STARK, Victoria Rosamund Director — 1995-06-05
STUDDERT, Jessica Nadine Director 2022-09-29 2025-12-15
TABINER, Paul Ronald Director 2002-07-10 2002-12-02
TAUSSIG, Anthony Christopher Director — 1993-06-09
TAYLOR, Matthew Owen John, Lord Director 2009-09-23 2015-05-23
TEASDALE, Gail Louise Director 2020-09-29 2025-09-25
TENNANT, Paul Director 2007-10-18 2013-09-18
TUCK, Julian Director 1993-06-08 2001-09-19
TUSON, Roger Cameron Director 1995-06-05 2001-09-19
TUSON, Roger Cameron Director — 1994-06-07
WALDER, Robert Vernon Director 1998-09-16 2002-12-02
WALKER, David Stuart, Reverend Director 1996-09-19 2002-09-18
WARD, Anne Marie Director 2004-10-18 2005-10-14
WARD, Anne Marie Director 2000-03-10 2002-12-02
WARWICK, Diana Director 2015-09-23 2022-09-29
WASHER, Mark Wyatt Director 2011-09-12 2017-09-19
WATSON, Roger Stirling Director 2001-09-19 2001-12-17
WHITFIELD, Barbara Elizabeth Director — 1993-06-09
WILLIAMS, Lindsey Laire Director 2005-10-14 2011-09-12
WILLIAMS, Peter Richard, Dr Director 2010-09-22 2016-09-21
WILSON, Ben Director 2000-05-31 2002-12-02
WILSON, John Benedict Director 2004-10-18 2005-10-14
WILSON, Nigel Peter Director 2021-09-30 2023-01-09
WINSTANLEY, Clare Director 1998-09-16 2004-10-18
YOUNG, Penny Director 2013-09-18 2015-05-23

Ownership

Persons with significant control

No persons with significant control on record.

Filing timeline

Last 20 of 457 total filings

Date Type Category Description
2026-09-30 AA accounts Accounts with accounts type group
2026-09-24 AP01 officers Appoint person director company with name date PDF
2026-09-24 AP01 officers Appoint person director company with name date PDF
2026-09-24 AP01 officers Appoint person director company with name date PDF
2026-09-24 AP01 officers Appoint person director company with name date PDF
2026-09-24 TM01 officers Termination director company with name termination date PDF
2026-09-24 TM01 officers Termination director company with name termination date PDF
2026-07-21 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-04-13 TM01 officers Termination director company with name termination date PDF
2025-12-24 TM01 officers Termination director company with name termination date PDF
2025-10-01 AA accounts Accounts with accounts type group
2025-09-29 AP01 officers Appoint person director company with name date PDF
2025-09-29 TM01 officers Termination director company with name termination date PDF
2025-09-29 CH01 officers Change person director company with change date PDF
2025-07-29 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-05-29 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2024-11-26 TM01 officers Termination director company with name termination date PDF
2024-11-13 MR04 mortgage Mortgage satisfy charge full PDF
2024-11-13 MR04 mortgage Mortgage satisfy charge full PDF
2024-10-16 AA accounts Accounts with accounts type group

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
11

last 12 months

Capital events
0

last 24 months

Officers appointed
4

last 12 months

Officers resigned
4

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page