NATIONAL HOUSING FEDERATION LIMITED
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Cash
£8.8m
+18% highest in 7 filed years
Net assets
£14m
+17.6% highest in 7 filed years
Employees
97
+1% highest in 3 filed years
Profit before tax
£2m
+10.5% highest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
4 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
7-year trend · vs Consumer Discretionary median
Accounts
7-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|---|---|
| Total income | £13,318,000 | £12,668,000 | £11,846,000 | £12,727,000 | £13,066,000 | £12,774,000 | £13,002,000 | +1.8% | |
| Operating profit | — | — | — | — | -£819,000 | £1,972,000 | £2,129,000 | +8% | |
| Profit before tax | — | — | — | — | -£1,092,000 | £1,812,000 | £2,003,000 | +10.5% | |
| Net profit | £8,121,000 | -£5,969,000 | £7,026,000 | £727,000 | — | £1,662,000 | £1,737,000 | +4.5% | |
| Cash | £1,996,000 | £2,768,000 | £4,221,000 | £3,361,000 | £6,694,000 | £7,421,000 | £8,754,000 | +18% | |
| Total assets less current liabilities | — | — | — | — | £15,877,000 | £16,145,000 | £16,500,000 | +2.2% | |
| Net assets | £10,376,000 | £4,407,000 | £11,433,000 | £12,160,000 | £9,448,000 | £11,689,000 | £13,748,000 | +17.6% | |
| Equity | — | — | — | — | £9,448,000 | £11,689,000 | £13,748,000 | +17.6% | |
| Average employees | — | — | — | — | 92 | 96 | 97 | +1% | |
| Wages | — | — | — | — | £4,698,000 | £4,935,000 | £5,099,000 | +3.3% | |
| Directors' remuneration | — | — | — | — | £726,000 | £201,000 | £207,000 | +3% | |
| Directors' pension contributions | — | — | — | — | £55,000 | £14,000 | £14,000 | 0% | |
| Highest paid director | — | — | — | — | £177,000 | £185,000 | £191,000 | +3.2% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-03-31 | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | — | -6.3% | 15.4% | 16.4% | |
| Net margin | 61.0% | -47.1% | 59.3% | 5.7% | — | 13.0% | 13.4% | |
| Return on capital employed | — | — | — | — | -5.2% | 12.2% | 12.9% | |
| Gearing (liabilities / total assets) | — | — | — | — | 62.4% | 53.8% | 46.9% | |
| Current ratio | — | — | — | — | 0.91x | 1.03x | 1.15x | |
| Interest cover | — | — | — | — | -2.26x | 6.57x | 8.65x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- NATIONAL HOUSING FEDERATION LIMITED 2014-02-28 → present
- NATIONAL HOUSING FEDERATION 1996-09-01 → 2014-02-28
- NATIONAL FEDERATION OF HOUSING ASSOCIATIONS(THE) 1974-06-19 → 1996-09-01
- THE NATIONAL FEDERATION OF HOUSING SOCIETIES 1935-06-22 → 1974-06-19
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Cashflow forecasts show we will remain within our banking facilities, primarily as the bulk of our affiliation fees for the year have already been received. Given this, the Directors are confident that the going concern principle is appropriate.”
Group structure
- NATIONAL HOUSING FEDERATION LIMITED · parent
- National Housing Federation Investments Limited 100%
- NHF Property & Services Limited 100%
Significant events
- “In August 2026, after the reporting period, the group entered into a definitive agreement to fully dispose of its shareholding in Housemark Limited and acquired a 10% shareholding in Housemark SPV LTD.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
12 active · 163 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| UMARJI, Irfan | Secretary | 2024-09-26 | — | — |
| BARRETT, Melbourne Junior | Director | 2025-09-25 | Jun 1964 | British |
| BASSETT, Louise | Director | 2026-09-24 | Aug 1968 | British |
| COFFEY, Steve | Director | 2024-09-26 | May 1966 | British |
| GALLIERS, Margaret Mary | Director | 2022-09-29 | Apr 1952 | British |
| HENDERSON, Katharine Grace | Director | 2018-10-08 | Apr 1980 | British |
| JOHN, Evelyn | Director | 2022-09-29 | Feb 1981 | British |
| MARKEY, Kate Elizabeth | Director | 2026-09-24 | Jul 1970 | British |
| MCDERMOTT, Ian Jeffrey | Director | 2024-09-26 | Nov 1962 | British |
| RASTRICK, Suzanne | Director | 2021-09-30 | Feb 1965 | British |
| SIMEI, Charmaine Maria | Director | 2026-09-24 | Oct 1970 | British |
| WHITE, Selina Ruth | Director | 2026-09-24 | Apr 1966 | British |
Show 163 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BATE, Ian Christopher | Secretary | 2004-10-01 | 2006-12-01 |
| BULL, Stephen Marcus | Secretary | 2006-12-01 | 2016-02-02 |
| CUNNINGHAM, Jacqueline Elizabeth | Secretary | 2016-02-02 | 2024-07-11 |
| HENDERSON, Katharine Grace | Secretary | 2024-07-11 | 2024-09-26 |
| PLATT, Beverly Virginia | Secretary | 1994-01-01 | 2003-03-19 |
| REGER, Richard Michael | Secretary | 2003-11-20 | 2004-09-30 |
| TICKELL, James Nicolas | Secretary | 2003-04-04 | 2003-11-20 |
| TREVILLION, Peter | Secretary | — | 1993-12-31 |
| ABBEY, Nicholas John | Director | 2004-10-18 | 2008-10-16 |
| ADEBOWALE, Victor | Director | 1994-06-07 | 1997-09-17 |
| AHMED, Waqar | Director | 2019-09-24 | 2024-11-14 |
| ANNAN, Michael Roy | Director | — | 1993-06-09 |
| ANSTEE, Sean Brian | Director | 2016-09-21 | 2022-09-29 |
| ARMITAGE, Eric Davies | Director | — | 1993-06-09 |
| ASHCROFT, Jane Rachel | Director | 2015-09-23 | 2021-09-30 |
| ATKINSON, Russell | Director | 1996-09-19 | 2002-12-02 |
| AUSTERBERRY, Elizabeth Mary Susan | Director | 2015-09-23 | 2021-09-30 |
| BARKER, John Denis | Director | 2001-09-19 | 2004-10-18 |
| BARNES, June Mary | Director | 2008-10-16 | 2013-06-15 |
| BARROTT, Michael Anthony Cooper | Director | 1999-10-13 | 2002-09-18 |
| BEBB, David Alun | Director | — | 1998-09-16 |
| BLIGH, Jacqueline Alison | Director | 1996-09-19 | 2002-09-18 |
| BLISS, Nic | Director | 2004-10-18 | 2005-10-14 |
| BLISS, Nic | Director | 2000-09-20 | 2002-12-02 |
| BOWMAN, Margaret Anna | Director | — | 1993-06-09 |
| BRIGGS, Peter Ernest | Director | 1996-09-19 | 1999-10-13 |
| BROWN, Peter Frank | Director | 1997-09-17 | 2000-09-20 |
| BUNN, Gladys Catherine | Director | 1996-09-19 | 1999-10-13 |
| BUTTERS, Sinead Kathleen | Director | 2009-11-24 | 2015-09-23 |
| BUTTON, Sheila Jane | Director | 1992-06-08 | 1995-06-05 |
| CAHILL, Roderick Nicholas | Director | 1995-06-05 | 1998-09-16 |
| CAMERON, Clinton Lloyd | Director | 1999-10-13 | 2002-09-18 |
| CAMERON, Clinton Lloyd | Director | — | 1996-09-19 |
| CARTER, Terence William | Director | — | 1993-06-09 |
| CLARK, Richard Anthony | Director | 2002-12-02 | 2006-10-26 |
| CONDIE, Maurice Eugene | Director | 2006-10-19 | 2009-09-23 |
| CONDIE, Maurice Eugene | Director | 1997-09-17 | 2000-09-20 |
| CONNOLLY, James Roderick | Director | — | 1993-06-09 |
| COOKE, Ruth Margaret | Director | 2023-09-28 | 2026-09-24 |
| COOPER, Leonie Alison | Director | 1994-06-07 | 1995-11-03 |
| COPE, Helen Felicity | Director | 1994-06-07 | 1998-06-29 |
| COWANS, David | Director | 1997-09-17 | 2000-09-20 |
| COX, Barry Michael | Director | 1995-06-05 | 2001-09-19 |
| COX OBE, Sebert Leslie | Director | 2018-09-18 | 2022-11-15 |
| CRAWLEY, John Ladds | Director | 1995-06-05 | 2001-09-19 |
| CRAWLEY, John Ladd | Director | — | 1994-06-07 |
| CROSS, John William | Director | 2004-10-18 | 2009-09-23 |
| CROSS, John William | Director | 1996-09-19 | 2003-09-24 |
| CZECHOWSKI, Christine | Director | — | 1994-06-07 |
| DA CUNHA, Victor Manuel Silva | Director | 2024-09-26 | 2026-09-24 |
| DACEY, Thomas Robert | Director | — | 1995-06-05 |
| DALVI, Aman Ahmed | Director | 1997-09-17 | 2002-12-02 |
| DAVIES, Christine | Director | — | 1993-06-08 |
| DAVIES, Janet | Director | 2007-10-18 | 2009-09-23 |
| DAVIES, Janet | Director | 2005-10-14 | 2006-10-26 |
| DAVIES, Janet | Director | — | 1998-09-16 |
| DELARGY, Neil Patrick Charles | Director | 2000-10-13 | 2002-07-23 |
| DOW, Simon Charles | Director | 2004-10-18 | 2006-10-26 |
| DRAKE, Madeline Mary | Director | — | 1993-06-09 |
| EDWARDS, Sandra | Director | — | 1995-07-10 |
| EXFORD, Keith Philip | Director | 2004-10-18 | 2010-09-22 |
| FACKS-MARTIN, Graham Angus | Director | 1996-09-19 | 1999-10-13 |
| FARRAND, Howard Thomas | Director | 2001-09-19 | 2005-10-14 |
| FELLOWS, Marcus | Director | 2000-09-20 | 2002-12-02 |
| FITZPATRICK, Suzanne, Professor | Director | 2016-09-21 | 2022-09-29 |
| FLETCHER, Peter Edwin | Director | — | 1995-06-05 |
| FREDERICK, Cedric Anthony | Director | 1994-06-07 | 1995-08-11 |
| GARDINER, Matthew Gore | Director | 2006-10-19 | 2012-09-17 |
| GARDNER, John Peter | Director | 1993-06-08 | 1996-02-21 |
| GODDARD, Giles | Director | 1992-06-09 | 1994-06-07 |
| GOHIL, Arvinda | Director | 1995-10-18 | 1997-03-06 |
| HALL, Constance | Director | 2005-10-14 | 2006-10-26 |
| HARKER, Herbert Maurice | Director | 1994-06-07 | 1997-12-22 |
| HAY, Belinda Ann | Director | 1996-09-19 | 2002-09-18 |
| HAYES, Mark Philip | Director | 2001-09-19 | 2002-12-02 |
| HEATH, Geoffrey | Director | 1998-05-18 | 2002-12-02 |
| HENDERSON, Mark Gideon | Director | 2014-09-18 | 2020-09-29 |
| HEPWORTH, Clare Elizabeth | Director | 1999-10-13 | 2003-08-29 |
| HEPWORTH, Clare Elizabeth | Director | — | 1996-09-19 |
| HOWLETT, Stephen | Director | 2002-12-02 | 2004-02-20 |
| HUGHES, Charles Richard | Director | 2001-09-19 | 2002-12-02 |
| HUTESON, Peter | Director | 1996-09-19 | 1999-10-13 |
| JACKSON, David John | Director | — | 1995-06-05 |
| JONES, Mervyn | Director | 2013-09-18 | 2018-09-18 |
| JONES, Mervyn | Director | 2001-09-19 | 2007-10-18 |
| KANG, Kulbinder Singh | Director | 1996-04-01 | 2003-09-24 |
| KENT, Michael Jonathan | Director | 2008-10-16 | 2014-09-18 |
| KUMAR, Ashwin | Director | 2013-09-18 | 2016-09-21 |
| LIGHTFOOT, Anthony Warwick | Director | 1996-12-09 | 1999-06-11 |
| LLEWELYN-DAVIES, Harriet Lydia Rose | Director | 1994-06-07 | 1996-09-30 |
| LOCKWOOD, Angela | Director | 2021-09-30 | 2024-09-26 |
| LORAINE, Keith | Director | 1995-06-05 | 2001-09-19 |
| MALONE, Andrew John | Director | — | 1998-09-16 |
| MARRINGTON, Anthony | Director | 1996-09-19 | 1997-09-17 |
| MARTIN, Ian James | Director | 2023-09-28 | 2026-03-31 |
| MATTHEWS, Carol Mary | Director | 2004-10-18 | 2008-10-16 |
| MATTHEWS, Ian David | Director | 1998-09-16 | 2001-09-19 |
| MCCARTHY, Richard John | Director | 1998-09-16 | 2003-09-24 |
| MILLIGAN, Peter Bernard | Director | 1994-06-07 | 2000-09-20 |
| MONTAGUE, David Frederick | Director | 2013-09-18 | 2019-09-24 |
| MORRIS, Richard Wayne | Director | 2001-09-19 | 2002-12-02 |
| MOXHAM, Jacqueline Mary | Director | 2002-12-02 | 2003-04-01 |
| MUNRO, Ian Hamilton | Director | 2004-10-18 | 2006-10-26 |
| MUNRO, Ian Hamilton | Director | 2000-09-30 | 2002-12-02 |
| NANDA, Geeta | Director | 2017-09-19 | 2023-09-28 |
| NATTON, Barry | Director | 1998-09-16 | 2001-09-19 |
| NATTON, Barry | Director | — | 1997-09-17 |
| NORRIDGE, Adrian | Director | — | 1993-06-09 |
| NURSE, Martin William | Director | 1993-06-08 | 1998-05-22 |
| OLANREWAJU, Olu | Director | 2006-10-19 | 2007-10-18 |
| ORR, David Campbell | Director | 2009-09-23 | 2018-09-28 |
| OWEN, Sally | Director | 1995-10-16 | 1996-09-19 |
| OXLEY, Desmond | Director | 1995-06-05 | 2001-09-19 |
| PALMER, John Arthur Denley | Director | 1995-06-05 | 1996-01-16 |
| PATERSON, Robert James | Director | — | 1993-06-09 |
| PERRY, Harry David | Director | 2000-09-20 | 2002-12-02 |
| PHILLIPS, Marta Rose | Director | 1993-06-08 | 1996-04-21 |
| PURDY, Catherine | Director | 2012-09-17 | 2018-09-18 |
| RANDALL, Simon James Crawford | Director | 1996-06-25 | 2001-09-19 |
| RAPLEY, Bronwen Mary | Director | 2018-09-18 | 2024-09-26 |
| ROBERTS, Philip John Traynor | Director | 1996-09-19 | 2001-10-01 |
| ROBINSON, Elizabeth Anna | Director | 1996-09-19 | 1999-10-20 |
| RODGERS, David Anthony | Director | 1994-06-07 | 2000-09-20 |
| RYDQUIST, Paul John | Director | — | 1995-06-05 |
| SANTRY, Ann Josephine | Director | 2006-10-10 | 2012-09-17 |
| SHACKLETON, Deborah Frances | Director | 2001-09-19 | 2009-09-23 |
| SHAW, Andrew | Director | 1993-06-08 | 1996-09-19 |
| SHERRIFF, Colin | Director | 1996-09-19 | 2002-12-02 |
| SHOTTON, Doreen | Director | 1996-09-19 | 2002-09-18 |
| SHOULTS, Antony Charles | Director | 1999-05-10 | 2003-09-24 |
| SHOULTS, Tony | Director | 2005-10-14 | 2006-10-26 |
| SINGH, Darra | Director | 1995-06-05 | 2000-03-24 |
| SMITH, Paul George | Director | — | 1993-06-09 |
| SOLO | Director | 1999-08-23 | 2004-10-18 |
| SPALDING, Colin | Director | 1999-10-13 | 2002-09-18 |
| STACEY, Anthony Neil | Director | 2001-09-19 | 2006-10-19 |
| STACY, Terry | Director | 2010-09-22 | 2013-09-18 |
| STARK, Victoria Rosamund | Director | 2009-11-24 | 2015-09-23 |
| STARK, Victoria Rosamund | Director | — | 1995-06-05 |
| STUDDERT, Jessica Nadine | Director | 2022-09-29 | 2025-12-15 |
| TABINER, Paul Ronald | Director | 2002-07-10 | 2002-12-02 |
| TAUSSIG, Anthony Christopher | Director | — | 1993-06-09 |
| TAYLOR, Matthew Owen John, Lord | Director | 2009-09-23 | 2015-05-23 |
| TEASDALE, Gail Louise | Director | 2020-09-29 | 2025-09-25 |
| TENNANT, Paul | Director | 2007-10-18 | 2013-09-18 |
| TUCK, Julian | Director | 1993-06-08 | 2001-09-19 |
| TUSON, Roger Cameron | Director | 1995-06-05 | 2001-09-19 |
| TUSON, Roger Cameron | Director | — | 1994-06-07 |
| WALDER, Robert Vernon | Director | 1998-09-16 | 2002-12-02 |
| WALKER, David Stuart, Reverend | Director | 1996-09-19 | 2002-09-18 |
| WARD, Anne Marie | Director | 2004-10-18 | 2005-10-14 |
| WARD, Anne Marie | Director | 2000-03-10 | 2002-12-02 |
| WARWICK, Diana | Director | 2015-09-23 | 2022-09-29 |
| WASHER, Mark Wyatt | Director | 2011-09-12 | 2017-09-19 |
| WATSON, Roger Stirling | Director | 2001-09-19 | 2001-12-17 |
| WHITFIELD, Barbara Elizabeth | Director | — | 1993-06-09 |
| WILLIAMS, Lindsey Laire | Director | 2005-10-14 | 2011-09-12 |
| WILLIAMS, Peter Richard, Dr | Director | 2010-09-22 | 2016-09-21 |
| WILSON, Ben | Director | 2000-05-31 | 2002-12-02 |
| WILSON, John Benedict | Director | 2004-10-18 | 2005-10-14 |
| WILSON, Nigel Peter | Director | 2021-09-30 | 2023-01-09 |
| WINSTANLEY, Clare | Director | 1998-09-16 | 2004-10-18 |
| YOUNG, Penny | Director | 2013-09-18 | 2015-05-23 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 457 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-30 | AA | accounts | Accounts with accounts type group | |
| 2026-09-24 | AP01 | officers | Appoint person director company with name date | |
| 2026-09-24 | AP01 | officers | Appoint person director company with name date | |
| 2026-09-24 | AP01 | officers | Appoint person director company with name date | |
| 2026-09-24 | AP01 | officers | Appoint person director company with name date | |
| 2026-09-24 | TM01 | officers | Termination director company with name termination date | |
| 2026-09-24 | TM01 | officers | Termination director company with name termination date | |
| 2026-07-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-04-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-24 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-01 | AA | accounts | Accounts with accounts type group | |
| 2025-09-29 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-29 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-29 | CH01 | officers | Change person director company with change date | |
| 2025-07-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-29 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-11-26 | TM01 | officers | Termination director company with name termination date | |
| 2024-11-13 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-11-13 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-10-16 | AA | accounts | Accounts with accounts type group |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 11
- Capital events
- 0
- Officers appointed
- 4
- Officers resigned
- 4
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.