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MOTOR INSURERS' BUREAU

#00412787 · Active · Group / consolidated · Incorporated 1946-06-14 (80y 4m) · Last filing 2026-09-22 (1mo ago)
Industrials · SIC 82990 · N Administrative & Support Service Activities · Group accounts
Accounts due 2027-09-30 (in 12 months) · Confirmation due 2027-07-28 (in 10 months) · No watchouts on the register

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Cash

£91m

+24.3% highest in 3 filed years

Net assets

£8.5m

Equity attributable

Employees

—

Average over period

Profit before tax

-£19m

Period ending 2025-12-31

Accounts

3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31

Metric Trend 2023-12-312024-12-312025-12-31 Δ vs prior
Total income £361,990,000£296,415,000£643,263,000 +117%
Operating profit £116,962,000£152,329,000£83,356,000 -45.3%
Profit before tax —£0-£18,887,000 —
Net profit —£0-£14,165,000 —
Cash £77,482,000£73,372,000£91,209,000 +24.3%
Total assets less current liabilities £2,702,754,000£2,468,987,000£2,639,494,000 +6.9%
Net assets £0£0£8,549,000 —
Equity £0£0£8,549,000 —
Average employees 412437— —
Wages £24,176,000£24,525,000— —
Directors' remuneration £2,085,000£3,072,000— —
Directors' pension contributions £26,000£66,000— —
Highest paid director £1,577,000£1,540,000— —

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2023-12-312024-12-312025-12-31
Operating margin 32.3%51.4%13.0%
Net margin —0.0%-2.2%
Return on capital employed 4.3%6.2%3.2%
Gearing (liabilities / total assets) 100.0%100.0%99.7%
Current ratio 5.70x42.90x42.81x
Interest cover 0.94x0.95x0.74x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Consolidated group
Auditor
PricewaterhouseCoopers LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors have prepared forecasts, for a period of at least 12 months from the date of approval of the financial statements take into account an assessment of the impact of current sanctions and inflation rates and have concluded that it continues to be appropriate to prepare the financial statements on a going concern basis.”

Group structure

  1. MOTOR INSURERS' BUREAU · parent
    1. Tracing Services Limited 100% · England and Wales · Provision of administration services
    2. MIB Portal Services Limited 100% · England and Wales · Holding Company
    3. Official Injury Claim Limited 100% · England and Wales · Managing OICL website
    4. MIB Management Services Limited 100% · England and Wales · Provision of administration services

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

15 active · 148 resigned

Name Role Appointed Born Nationality
EVANS, Mark Secretary 2023-09-27 — —
BECKETT, Mr Adam Director 2022-12-19 Aug 1976 British
BRIDGER, Steven John Director 2025-08-08 Feb 1971 British
CARTER, Geoffrey Richard Director 2022-12-09 Mar 1969 British
CHARLES, Rhodri Prys Director 2018-09-28 Mar 1975 Welsh
CRANE, Michael Paul Director 2018-08-02 Sep 1968 British
DISTEFANO, Mr Marco Daniel Hook Director 2024-02-05 Dec 1969 British
EATON, Angus Gordon Director 2024-07-01 Jan 1968 British
FLEET, Georgina Kaye Director 2024-03-27 Mar 1975 British
HELGESEN, Karl Director 2018-03-29 Nov 1972 British
LEHANE, Dymphna Ann Director 2025-04-01 Jun 1963 Irish
MAKOMEREH, Christopher Zola Director 2023-03-29 Oct 1986 British
PHAGURA, Harkamal, Mr Director 2024-03-27 Dec 1971 British
RAYNER, Alison Jane Director 2024-07-30 Apr 1972 British
ROBINSON, Hayley Director 2025-03-01 Feb 1962 British
Show 148 resigned officers
Name Role Appointed Resigned
ARYA, Rajeev Secretary 2022-05-27 2023-07-28
BUDD, Wendy Secretary 2014-10-08 2019-10-31
DAND, Anthony Michael Secretary — 1998-02-27
DOWNING, Andrew Secretary 2013-03-08 2014-01-31
HEMANI, Mohammed Secretary 2008-11-24 2013-03-08
JONES, Matthew Secretary 2014-01-31 2014-09-29
LOUISY, Byford Secretary 1998-03-02 2008-11-12
YOUNG, Kelly Anne Secretary 2019-11-11 2022-04-01
ABBOUD, Jacob, Dr Director 2016-03-11 2019-03-27
ARYA, Rajeev Director 2019-04-01 2023-07-28
ASSOCIATION OF BRITISH INSURERS, The Chairman Director — 1992-06-30
BACON, Mark Haviland Director 2011-03-03 2017-05-08
BAKER, Simon Paul Director 2013-03-22 2022-10-10
BARBER, Kim Director 2006-02-23 2009-03-13
BASTERFIELD, Richard Michael Director 1992-10-14 1993-11-24
BEDDALL, Andrew Simon Director 2005-11-24 2008-11-05
BIRD, John William Director 1992-10-14 1993-11-24
BISHOP, John Henry Director 1992-06-30 1994-06-21
BISHOP, Timothy Director 2018-06-19 2022-03-28
BOISSEAU, Francois Xavier Director 2003-07-31 2007-06-29
BOISSEAU, Francois Xavier Director 2002-11-28 2003-04-07
BROUGHTON, Stephen William Director 1993-05-24 1997-05-25
BURROWS, Jessie Josephine Director 2022-01-01 2023-12-07
CAMPBELL, Norman Thomas Director 1992-10-14 1993-05-31
CAPEWELL, Martyn Scott Director 2002-07-01 2008-06-26
CARTER, Leonard Brian Director 1992-06-30 1993-11-24
CHRISTER, Mark Director 2010-02-24 2010-06-21
CLARKE, Adam James Director 2010-06-24 2019-09-30
CLAYDEN, Dominic John Director 2009-09-11 2024-06-30
CLIFF, Mark Director 2003-05-22 2006-11-23
COLTHAM, Kjirste Elizabeth Director 2019-11-29 2022-10-12
COOK, Alan Ronald Director 1998-05-28 2001-06-30
COOMBE, Richard Denzil Director 2012-06-06 2012-11-14
CURRIE, Ian Dennis Director 2010-08-02 2018-03-29
DUTTON, Edward Michael Director 2007-05-03 2008-11-05
EATON, Angus Gordon Director 2020-09-10 2023-11-30
FERNANDES, Selwyn Clinton Anthony Director 2015-12-15 2018-07-12
FERNQVIST, Siv Anita Director 2022-01-19 2023-12-31
FLEMING, Anna Marie Ellen Director 2019-11-13 2021-03-31
FRESNEAU, Cecile Georgette Director 2015-09-07 2017-09-27
GOLDBY, Andrew Kenneth Director 2007-10-18 2007-12-31
HART, Mark Victor Director 2020-02-04 2021-09-01
HILL, Raymond Stanley Director 1993-10-06 1995-05-31
HOGG, Thomas Director 1992-06-30 1996-06-30
HOLLIDAY, Timothy Victor Director 2012-03-23 2015-08-31
HOMER, Andrew Charles Director 1998-12-09 2002-03-07
HOOPER, Nicholas David Director 1992-06-30 1993-05-24
HORTON, Peter Anthony Director 2004-07-01 2005-06-01
HOWELL, Leslie Director 1995-01-01 1998-12-09
JONES, Roger Merer Director 1999-08-04 2004-07-31
JONES, Roger Merer Director 1992-10-14 1998-08-05
JOSIAH, John Edward Director 2009-05-07 2010-12-07
KEATING, Michael Samuel Director 2008-11-06 2011-01-31
LISTER, Nigel George Director 1992-06-30 1995-06-30
LLOYDS MOTOR UNDERWRITERS ASSOCIATION, The Chairman Director — 1992-06-30
LLOYDS OF LONDON (INSURANCE), The Chairman Director — 1992-06-30
LOTTS, Kate Director 2005-11-23 2010-10-06
LOUISY, Byford Director 2000-08-09 2008-11-13
LOWNDES, Michael John Director 1992-10-14 1993-07-31
MACHELL, Simon Christopher Director 2000-05-31 2007-06-29
MADDOCK, Steven Director 2020-07-08 2022-01-01
MADDOCK, Steven Director 2011-06-09 2020-06-08
MADDOCK, Steven Director 2004-11-01 2010-01-08
MAHON, Keith Francis Director 1998-06-30 2001-05-31
MALIK, Waseem Ullah Director 2022-12-09 2025-04-25
MATRAS, Laurent Michel Robert Director 2008-07-03 2013-02-28
MCCHESNEY, Gareth David, Noel Director 2017-11-24 2019-05-17
MCKEE, Christopher Raymond Director 1993-02-24 1996-02-24
MCKINNON, Douglas Joseph Director 1995-05-01 1998-05-27
MCLAUGHLAN, Derek Mcintyre Director 1997-05-25 2000-05-31
MCMILLAN, David John Ramsay Director 2007-10-18 2008-01-08
MILLER, Adam Director 2024-02-05 2026-01-31
MORRIS, Keith John Director 2005-09-29 2014-03-04
MOSS, Thomas Peter Director 2015-08-13 2015-10-30
MOSS, Thomas Peter Director 2009-02-12 2015-02-12
NEAVE, David Stanley Director 2007-11-21 2013-03-07
NEAVE, David Stanley Director 2001-03-01 2004-10-07
NORTHMORE, Robert John Director 1999-03-03 1999-09-01
OAKLEY, John Frederick Director 1992-10-14 1993-11-24
OMILJANCZYK, Andrew Michael Director 1996-02-24 1999-03-02
PANCHAM, Paul Director 2008-02-18 2009-07-31
PICKFORD, Helen Alison Director 2009-09-11 2010-06-11
PLUMMER, Derek William Director 1992-06-01 1993-11-24
RAYNER, Miss Alison Jane Director 2022-04-01 2022-08-25
READ, James Arthur Director 1992-06-30 2003-06-30
RICHMOND, Peter James Director 2001-10-19 2006-07-14
RIX, Lindsey Claire Director 2016-06-17 2017-05-08
RUSHWORTH, John Francis Director 2001-10-19 2004-05-31
SCHRAUWERS, Cornelis Antonius Carolus Maria, Dr Director 1993-11-24 1995-12-31
SENDALL, Alan Director 1999-05-26 2002-08-12
SHERMAN, Antony Director 2009-02-10 2019-01-18
SHUTES, David Director 2004-10-07 2004-10-07
SINGH, Phil Director 2019-02-26 2023-01-31
SINGLETON, Arthur Director 1998-06-30 2000-05-31
SINGLETON, Arthur Director 1992-06-30 1993-11-24
SLATER, David Anthony Director 2013-03-22 2018-03-16
SNOOK, Roger Dudley Director 2000-08-09 2006-01-27
SNOWBALL, Patrick Joseph Robert Director 1995-07-01 1998-06-30
STANILAND, Craig Alan Director 2011-03-03 2011-07-06
STANILAND, Craig Alan Director 2011-03-03 2012-04-05
STEWART, Bryan Director 1999-12-02 2002-12-02
SWINGLER, Michael Frederick Director 1992-06-30 1993-11-24
THORNLEY, Richard John Director 1992-10-14 1993-11-24
TIGWELL, Derek Frank Director 1995-07-01 1998-06-30
TOWNEND, Robert Ian Leyman Director 2017-05-08 2018-05-15
TRELOAR, Stephen Director 2014-03-04 2016-04-29
TRIPP, Michael Howard Director 1992-06-30 1993-11-24
TUCKER, David Keith Director 1992-10-14 1993-11-24
VICKERS, Roy Director 1992-10-14 1993-11-24
WALPOLE, Trevor Director 1992-06-30 1993-11-24
WATTS, Donald Frederick Director 1992-10-14 1993-11-24
WEAVER, Trevor Anthony Director 1993-05-24 1993-11-24
WEBB, William Frederick Director 1992-06-30 1995-06-30
WEST, Ashton Director 2003-04-14 2018-06-29
WESTON, Claire Louise Director 2022-12-09 2025-03-28
WHITE, Raymond Malcolm Director 2004-10-01 2005-12-06
WILEY, Derek Ashley Director 1993-10-06 1997-11-24
WINDICH, Steven William Director 1998-02-25 1998-08-05
WINLOW, Mark Director 2004-11-01 2005-09-20
WOOF, Alan John Director 2006-05-04 2012-03-04
AGF INSURANCE LIMITED Corporate Director — 1992-06-30
CO-OPERATIVE INSURANCE SOCIETY LIMITED Corporate Director — 1992-06-30
COMMERCIAL UNION ASSURANCE COMPANY LIMITED Corporate Director — 1992-06-30
CORNHILL INSURANCE PLC Corporate Director — 1992-06-30
DOMINION INSURANCE COMPANY LIMITED Corporate Director — 1992-06-30
EAGLE STAR INSURANCE COMPANY LIMITED Corporate Director — 1992-06-30
ECLIPSE MOTOR POLICIES Corporate Director — 1992-06-30
EQUITY RED STAR MOTOR POLICIES Corporate Director — 1992-06-30
GENERAL ACCIDENT PLC Corporate Director — 1992-06-30
GUARDIAN ROYAL EXCHANGE (UK) LIMITED Corporate Director — 1992-06-30
INDEPENDENT INSURANCE COMPANY LIMITED Corporate Director — 1992-06-30
IRON TRADES INSURANCE GROUP Corporate Director — 1992-06-30
LEGAL & GENERAL Corporate Director — 1992-06-30
LONDON & EDINBURGH INSURANCE COMPANY LIMITED Corporate Director — 1992-06-30
MINSTER TRUST LIMITED Corporate Director — 1992-06-30
MUNICIPAL MUTUAL INSURANCE LIMITED Corporate Director — 1992-06-30
NATIONAL FARMERS MUTUAL & AVON INSURANCE GROUP Corporate Director — 1992-06-30
NATIONAL INSURANCE & GUARANTEE CORPORATION LTD Corporate Director — 1992-06-30
NORTHERN STAR INSURANCE COMPANY LIMITED Corporate Director — 1992-06-30
NORWICH UNION FIRE INSURANCE SOCIETY LIMITED Corporate Director — 1992-06-30
PROVINCIAL INSURANCE UK LIMITED Corporate Director — 1992-06-30
PRUDENTIAL ASSURANCE COMPANY LIMITED Corporate Director — 1992-06-30
ROYAL INSURANCE (UK) LIMITED Corporate Director — 1992-06-30
SERVICE MOTOR POLICIES Corporate Director — 1992-06-30
SPHERE DRAKE INSURANCE PLC Corporate Director — 1992-06-30
SUN ALLIANCE INSURANCE UK Corporate Director — 1992-06-30
THE ORION INSURANCE COMPANY PLC Corporate Director — 1992-06-30
ZURICH INSURANCE COMPANY Corporate Director — 1992-06-30

Ownership

Persons with significant control

No persons with significant control on record.

Filing timeline

Last 20 of 426 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2026-09-22 MA Memorandum articles
  • 2026-09-22 RESOLUTIONS Resolution
  • 2025-07-08 MA Memorandum articles
  • 2025-07-08 RESOLUTIONS Resolution
  • 2024-07-22 MA Memorandum articles
  • 2024-07-22 MA Memorandum articles
  • 2024-07-12 RESOLUTIONS Resolution
Date Type Category Description
2026-09-22 MA incorporation Memorandum articles
2026-09-22 RESOLUTIONS resolution Resolution
2026-09-15 AA accounts Accounts with accounts type group
2026-07-20 MR04 mortgage Mortgage satisfy charge full PDF
2026-07-17 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-02-02 TM01 officers Termination director company with name termination date PDF
2025-08-13 AP01 officers Appoint person director company with name date PDF
2025-07-14 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-07-08 MA incorporation Memorandum articles
2025-07-08 RESOLUTIONS resolution Resolution
2025-07-01 AA accounts Accounts with accounts type group
2025-04-28 TM01 officers Termination director company with name termination date PDF
2025-04-10 AP01 officers Appoint person director company with name date PDF
2025-03-31 TM01 officers Termination director company with name termination date PDF
2025-03-06 AP01 officers Appoint person director company with name date PDF
2024-08-12 AP01 officers Appoint person director company with name date PDF
2024-07-22 MA incorporation Memorandum articles
2024-07-22 MA incorporation Memorandum articles
2024-07-12 RESOLUTIONS resolution Resolution
2024-07-11 CS01 confirmation-statement Confirmation statement with no updates PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
6

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page