B.& C.FINANCE LIMITED
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Next accounts due
2027-06-30 (in 1y)
Last filed for 2025-09-30
Confirmation statement due
2027-02-01 (in 9mo)
Last made up 2026-01-18
Watchouts
None on the register
Cash
£6K
+86.9% vs 2024
Net assets
£1M
+0.3% vs 2024
Employees
—
Average over period
Profit before tax
£93K
+1.7% vs 2024
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-09-30
| Metric | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | £109,050 | £92,960 | |
| Profit before tax | £91,369 | £92,943 | |
| Net profit | £88,044 | £89,776 | |
| Cash | £3,195 | £5,971 | |
| Total assets less current liabilities | £1,449,593 | £1,454,369 | |
| Net assets | £1,449,593 | £1,454,369 | |
| Equity | £1,449,593 | £1,454,369 | |
| Average employees | — | — | |
| Wages | — | — | |
| Directors' remuneration | £16,000 | £16,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-09-30 vs 2024-09-30
-
Turnover
—
Not reported
-
Cash
+86.9%
£3,195 £5,971
-
Net assets
+0.3%
£1,449,593 £1,454,369
-
Employees
—
Not reported
-
Operating profit
-14.8%
£109,050 £92,960
-
Profit before tax
+1.7%
£91,369 £92,943
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Return on capital employed | 7.5% | 6.4% | |
| Gearing (liabilities / total assets) | 3.6% | 3.4% | |
| Current ratio | 28.04x | 29.18x | |
| Interest cover | 109050.00x | 5468.24x |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Johns Jones & Lo Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“prepare the financial statements on the going concern basis”
Group structure
- B.& C.FINANCE LIMITED · parent
- Park Estates (Cardiff) Ltd
Significant events
- “The company, along with other group companies, has granted cross guarantees to the group's bankers to secure the group's overdraft facilities. These total £70,000 (2024 £80,000).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BERRY, Susan Jane | Director | — | Apr 1951 | British |
| DOLAN, Diana Gillian | Director | — | Aug 1953 | British |
| MORGAN, John Kenneth Seymour | Director | — | Dec 1955 | British |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BERRY, Susan Jane | Secretary | 2012-06-16 | 2012-09-22 |
| MORGAN, Rosemary Margaret | Secretary | — | 2012-06-16 |
| MORGAN, Rosemary Margaret | Director | — | 2012-06-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr John Kenneth Seymour Morgan | Individual | Shares 50–75% | 2017-04-30 | Active |
Filing timeline
Last 20 of 104 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-30 | AA | accounts | Accounts with accounts type full | |
| 2026-01-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-04 | AA | accounts | Accounts with accounts type full | |
| 2024-07-28 | CH01 | officers | Change person director company with change date | |
| 2024-01-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-20 | AA | accounts | Accounts with accounts type full | |
| 2023-01-25 | AA | accounts | Accounts with accounts type full | |
| 2023-01-18 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-05-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-12-29 | AA | accounts | Accounts with accounts type full | |
| 2021-05-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-02-16 | AA | accounts | Accounts with accounts type full | |
| 2020-06-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-01-10 | AA | accounts | Accounts with accounts type full | |
| 2019-05-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-01-21 | AA | accounts | Accounts with accounts type full | |
| 2018-05-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2018-01-09 | AA | accounts | Accounts with accounts type full | |
| 2017-06-18 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.