IPF INTERNATIONAL LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +21.8%

  £43,623,000 → £53,141,000

• Cash

  —

  Not reported

• Net assets

  +15.8%

  £312,109,000 → £361,542,000

• Employees

  +10.7%

  75 → 83

• Profit before tax

  -17.2%

  £60,036,000 → £49,708,000

• Wages

  +44.4%

  £5,772,000 → £8,332,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

1. IPF INTERNATIONAL LIMITED 2007-07-19 → present
2. PROVIDENT INTERNATIONAL LIMITED 1999-01-07 → 2007-07-19
3. PROVIDENT INTERNATIONAL OPERATIONS LIMITED 1998-11-19 → 1999-01-07
4. PROVIDENT HOME SHOPPING LIMITED 1989-10-11 → 1998-11-19
5. PROVIDENT DIRECT SALES (HOLDINGS) LIMITED 1988-12-01 → 1989-10-11
6. PROVIDENT DIRECT SALES LIMITED 1986-06-03 → 1988-12-01
7. TYNE & CLYDE WAREHOUSES LIMITED 1963-03-14 → 1986-06-03

Accounting basis

FRS 101

Reporting scope

Standalone (parent only)

Auditor

PKF Littlejohn LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“On the basis of their assessment of the company's financial position and of the enquiries made of the directors of International Personal Finance plc, the company's directors have a reasonable expectation that the company will be able to continue in operational existence in the next 12 months from the date of approval of the financial statements. Therefore, it is appropriate to adopt the going concern basis of accounting in preparation of the 2025 annual financial statements (the "2025 Annual Report").”

Group structure

1. IPF INTERNATIONAL LIMITED · parent
   1. Provident Servicios S.A. de C.V. 99.998% · Mexico
   2. Provident Servicios de Agencia S.A. de C.V. 99.998% · Mexico
   3. Provident Polska S.A. 100% · Poland
   4. Provident Financial s.r.o. 100% · Czech
   5. IPF Financing Limited 30% · England
   6. Provident Pénzügyi Zrt 1% · Hungary
   7. IPF Polska sp. z o.o 100% · Poland
   8. IPF Digital sp. z o.o 100% · Poland

Significant events

• “A recommended cash acquisition of the company's ultimate parent undertaking, International Personal Finance plc, by IPF Parent Holdings Limited (a newly formed company in the same group as BasePoint Capital LLC) was announced prior to the year end. On 11 March 2026, shareholders approved the acquisition”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

5

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.