SCOTTISH WIDOWS ADMINISTRATION SERVICES LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2026-11-21 (in 6mo)
Last made up 2025-11-07
Watchouts
Cash
£78M
-9% vs 2024
Net assets
£124M
-13% vs 2024
Employees
0
Average over period
Profit before tax
-£25M
+50.3% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Turnover | £61,906,000 | £70,344,000 | |
| Operating profit | -£52,464,000 | -£27,782,000 | |
| Profit before tax | -£49,689,000 | -£24,677,000 | |
| Net profit | -£37,267,000 | -£18,466,000 | |
| Cash | £85,985,000 | £78,235,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £142,000,000 | £123,534,000 | |
| Equity | £142,000,000 | £123,534,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — | |
| Directors' remuneration | £315,000 | £237,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
+13.6%
£61,906,000 £70,344,000
-
Cash
-9%
£85,985,000 £78,235,000
-
Net assets
-13%
£142,000,000 £123,534,000
-
Employees
—
Not reported
-
Operating profit
+47%
-£52,464,000 -£27,782,000
-
Profit before tax
+50.3%
-£49,689,000 -£24,677,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating margin | -84.7% | -39.5% | |
| Net margin | -60.2% | -26.3% | |
| Gearing (liabilities / total assets) | 13.8% | 14.2% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- SCOTTISH WIDOWS ADMINISTRATION SERVICES LIMITED 2006-10-27 → present
- LLOYDS TSB LIFE ASSURANCE COMPANY LIMITED 1998-07-06 → 2006-10-27
- BLACK HORSE LIFE ASSURANCE COMPANY LIMITED 1980-12-31 → 1998-07-06
- BEEHIVE LIFE ASSURANCE COMPANY LIMITED 1973-09-05 → 1980-12-31
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors conclude that it is appropriate to continue to adopt the going concern basis in preparing the accounts.”
Group structure
- SCOTTISH WIDOWS ADMINISTRATION SERVICES LIMITED · parent
- Scottish Widows Administration Services (Nominees) Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
11 active · 68 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| RAMAN, Krishna Venkata | Secretary | 2026-03-01 | — | — |
| BARUA, Chirantan | Director | 2023-05-31 | Nov 1973 | British |
| BRUMPTON, Dena Jane | Director | 2026-02-02 | Dec 1963 | British |
| CHALMERS, William Leon David | Director | 2020-04-21 | Jul 1968 | British |
| COOPER, Kirstine Ann | Director | 2024-03-01 | Aug 1964 | British |
| CUHLS, Matthew Hilmar | Director | 2024-01-01 | Aug 1974 | British |
| MCNAMARA, Paul Gerard | Director | 2024-09-02 | Sep 1966 | Irish |
| MOULDER, Christopher John George | Director | 2020-04-21 | Feb 1958 | British |
| NYAHASHA, Shingirai Thaddeus | Director | 2024-01-15 | Jan 1974 | British |
| SCHUMACHER, Gayle Elaine | Director | 2020-04-21 | May 1959 | British |
| TRUSSELL, Mary Helen | Director | 2025-07-07 | Jun 1963 | British |
Show 68 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CLARKE, David | Secretary | 2015-01-29 | 2018-09-17 |
| FLETCHER, Alexandra Francis | Secretary | 2000-10-10 | 2002-05-20 |
| FORSTER, Paul Martin | Secretary | 1995-11-15 | 1997-01-10 |
| HANKIN, Christina Ann | Secretary | 2018-09-17 | 2019-12-31 |
| HOOTON, Tamsin | Secretary | 2014-08-08 | 2014-09-08 |
| JOLLY, Joanne Margaret | Secretary | 2019-12-31 | 2024-03-28 |
| MACLEAN, Jennifer Marion | Secretary | 2010-06-15 | 2011-03-02 |
| MCCARTHY, Martyn Gerald | Secretary | 1993-05-01 | 1994-06-10 |
| MITCHELL, Fiona | Secretary | 2009-07-01 | 2010-06-15 |
| NICHOLLS, Tracey Caroline | Secretary | 2014-09-08 | 2015-01-29 |
| NICHOLLS, Tracey Caroline | Secretary | 2011-03-02 | 2014-08-08 |
| NICHOLLS, Tracey Caroline | Secretary | 2002-08-07 | 2009-07-01 |
| O'CONNOR, Sharon Noelle | Secretary | 1997-01-10 | 2000-10-10 |
| PECK, Roger Brian | Secretary | 1994-06-10 | 1995-11-15 |
| RIDDY, Caroline Anne | Secretary | 2024-09-13 | 2026-02-28 |
| SHAH, Farhat | Secretary | 2004-10-18 | 2005-06-29 |
| SIMMONS, Ann Barrie | Secretary | 2002-05-20 | 2002-08-07 |
| SPRAGG, Roy John | Secretary | — | 1993-05-01 |
| WILLIAMS, Jesujuwonlo | Secretary | 2024-03-29 | 2024-09-12 |
| ANDERSON, Charles Andrew | Director | 1994-04-05 | 1997-01-02 |
| BEVAN, Roger Lionel | Director | — | 1993-11-12 |
| BLACK, James Masson | Director | 2014-05-08 | 2018-08-31 |
| BLANCE, Andrea Margaret | Director | 2020-04-21 | 2020-08-14 |
| BOND, Jonathon Roderick Alan | Director | 2020-04-21 | 2021-05-14 |
| CHEETHAM, Catharine Lucy | Director | 2020-04-21 | 2021-09-09 |
| CLATWORTHY, James Edward | Director | 2013-12-27 | 2016-02-29 |
| CURTIS, Jane Elizabeth Mary | Director | 2020-04-21 | 2022-10-07 |
| DAVIS, Andrew Nicholas | Director | 2012-12-30 | 2013-10-11 |
| DAVIS, Deborah Lee | Director | 2022-03-18 | 2025-03-18 |
| DOWNIE, Michael Ronald | Director | 2023-09-01 | 2024-01-15 |
| FLETCHER, Robert William | Director | 2011-03-28 | 2014-05-08 |
| GORSKI, Deborah Susan | Director | 1995-08-21 | 2000-02-04 |
| GREEN, Michael David, Dr | Director | 2003-04-01 | 2008-07-25 |
| GUILD, Scott Cameron | Director | 2019-07-29 | 2019-12-06 |
| HARRIS, Joanna Kate | Director | 2023-09-29 | 2025-06-04 |
| HERD, Catriona Margaret | Director | 2017-06-06 | 2019-08-29 |
| HILLMAN, James Christopher Steuart | Director | 2020-03-19 | 2023-08-31 |
| HYLANDS, John Francis | Director | 2020-04-21 | 2021-03-31 |
| JONES, Trevor John | Director | — | 2000-10-04 |
| LONEY, Philip Duncan | Director | 2011-04-12 | 2011-09-27 |
| LORENZO, Antonio | Director | 2020-03-05 | 2023-05-30 |
| LOWTHER, Sean William | Director | 2017-04-10 | 2020-04-21 |
| MACHRAY, Neil Lindsay Nicholson | Director | 2006-03-13 | 2013-03-31 |
| MACKECHNIE, Donald | Director | 2018-11-05 | 2020-04-21 |
| MARAN, Stephen Andrew | Director | — | 1999-12-31 |
| MARRIS, Terry | Director | — | 1992-10-30 |
| MCCONVILLE, James | Director | 2002-08-07 | 2006-03-13 |
| MESSENGER, Rachel Anne | Director | 2019-08-29 | 2019-12-06 |
| O'CONNOR, Sophie Jane | Director | 2020-04-21 | 2023-09-30 |
| PENNEY, Paul Robert | Director | 2009-08-14 | 2012-08-31 |
| PIGOTT, Geoffrey | Director | 1997-01-02 | 2000-10-04 |
| POULDING, Michael Richard | Director | 2001-01-01 | 2002-06-05 |
| POULTON, David George | Director | — | 1994-08-31 |
| PRETTEJOHN, Nicholas Edward Tucker | Director | 2020-02-06 | 2021-09-30 |
| REIZENSTEIN, Anthony Jonathan | Director | 2021-04-23 | 2024-06-30 |
| SPRAGG, Roy John | Director | — | 2000-12-31 |
| STACEY, Dennis James | Director | 1998-12-16 | 2000-02-04 |
| STEWART, Gavin Macneill | Director | 2013-12-09 | 2019-08-22 |
| STRAUSS, Toby Emil | Director | 2011-11-23 | 2014-08-08 |
| SYKES, Malcolm Leslie | Director | 2001-01-01 | 2003-06-30 |
| TAYLOR, Ronald Frank Cameron | Director | 2014-08-08 | 2017-12-31 |
| THOMPSON, Ian David | Director | 1993-07-01 | 2003-10-21 |
| THOMSON, Charles Grant | Director | 2000-04-27 | 2000-12-31 |
| THORMAN, Hugo Pelham | Director | — | 1994-06-10 |
| TORKINGTON, Christian Roy | Director | 2005-08-01 | 2009-06-26 |
| WHATFORD, Ronald James | Director | 2003-10-21 | 2005-08-01 |
| WHEWAY, Jonathan Scott | Director | 2022-08-01 | 2025-10-31 |
| WISCARSON, Christopher Michael | Director | — | 2000-03-03 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Scottish Widows Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 309 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-04 | AA | accounts | Accounts with accounts type full | |
| 2026-03-02 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-03-02 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-02-03 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-07-16 | AP01 | officers | Appoint person director company with name date | |
| 2025-06-05 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-04 | AA | accounts | Accounts with accounts type full | |
| 2025-03-19 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-05 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-12-12 | SH01 | capital | Capital allotment shares | |
| 2024-12-04 | CH01 | officers | Change person director company with change date | |
| 2024-12-04 | CH01 | officers | Change person director company with change date | |
| 2024-12-04 | CH01 | officers | Change person director company with change date | |
| 2024-12-04 | CH01 | officers | Change person director company with change date | |
| 2024-09-19 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-09-19 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-09-05 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-01 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 1
- Officers appointed
- 3
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.