ABILITY HOUSING ASSOCIATION
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Next accounts due
2027-06-30 (in 1y)
Last filed for 2025-09-30
Confirmation statement due
2027-05-09 (in 1y)
Last made up 2026-04-25
Watchouts
Cash
£2M
-50.3% vs 2024
Net assets
£18M
+1% vs 2024
Employees
132
-2.2% vs 2024
Profit before tax
£188K
-47.5% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
2-year trend · vs Real Estate median
Accounts
2-year trend · latest reflected 2025-09-30
| Metric | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Turnover | £10,589,000 | £10,956,000 | |
| Operating profit | £453,000 | £338,000 | |
| Profit before tax | £358,000 | £188,000 | |
| Net profit | £358,000 | £188,000 | |
| Cash | £4,707,000 | £2,338,000 | |
| Total assets less current liabilities | £54,213,000 | £51,011,000 | |
| Net assets | £17,648,000 | £17,831,000 | |
| Equity | £17,648,000 | £17,831,000 | |
| Average employees | 135 | 132 | |
| Wages | £4,110,000 | £4,286,000 | |
| Directors' remuneration | £340,000 | £355,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-09-30 vs 2024-09-30
-
Turnover
+3.5%
£10,589,000 £10,956,000
-
Cash
-50.3%
£4,707,000 £2,338,000
-
Net assets
+1%
£17,648,000 £17,831,000
-
Employees
-2.2%
135 132
-
Operating profit
-25.4%
£453,000 £338,000
-
Profit before tax
-47.5%
£358,000 £188,000
-
Wages
+4.3%
£4,110,000 £4,286,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating margin | 4.3% | 3.1% | |
| Net margin | 3.4% | 1.7% | |
| Return on capital employed | 0.8% | 0.7% | |
| Current ratio | 2.10x | 1.16x | |
| Interest cover | 1.71x | 1.54x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- ABILITY HOUSING ASSOCIATION 1999-11-24 → present
- CHESHIRE FOUNDATION HOUSING ASSOCIATION(THE) 1976-06-03 → 1999-11-24
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Menzies LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the Board's use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Association's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “Following the end of the reporting period, Ability has sold one social housing property for £950,000. The carrying value of this property at 30 September 2025 was £444,000.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 55 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ANDREWS, Marcus | Secretary | 2023-01-13 | — | — |
| ABDRASILOV, Rinat | Director | 2023-03-22 | Apr 1981 | British |
| BARKER, Nicholas Peter | Director | 2024-03-20 | May 1988 | British |
| DUNSTAN, Mandy | Director | 2021-04-21 | Dec 1961 | British |
| GAGLANI, Vimal | Director | 2021-04-21 | Jul 1980 | British |
| JENNINGS, Tim | Director | 2021-04-21 | Aug 1964 | British |
| MELGAARD, Kristian | Director | 2026-03-18 | May 1979 | British |
| RINALDI, Stefano | Director | 2026-03-18 | May 1990 | English |
| VAN ASWEGEN, Lynsey Karen | Director | 2021-04-21 | Mar 1983 | British |
Show 55 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DENNY, Joyce Elizabeth | Secretary | — | 2001-11-30 |
| GARDINER, Peter Stuart | Secretary | 2018-01-03 | 2023-01-16 |
| MARSHALL, Donna Charmaine | Secretary | 2002-07-24 | 2017-06-30 |
| SKIPP, Jeffrey | Secretary | 2017-06-30 | 2018-01-03 |
| WILLIAMS, David | Secretary | 2001-12-01 | 2002-07-24 |
| BALFOUR, Ian | Director | — | 1991-12-26 |
| BENNETT, Matthew | Director | — | 1998-05-20 |
| BOWMAN, Heather | Director | 2004-05-05 | 2005-11-23 |
| BROWN, David William | Director | 2009-05-27 | 2011-02-23 |
| BURTON, Lesley | Director | 2001-11-28 | 2003-02-26 |
| CLELAND, Peter | Director | 2000-09-27 | 2009-05-27 |
| COHEN, Michael Antony | Director | — | 1998-05-20 |
| COLEMAN, Jane | Director | 2005-05-25 | 2014-02-26 |
| COOK, Keith | Director | — | 1999-11-24 |
| COOKE, Jane Lesley | Director | 1997-06-04 | 2005-05-25 |
| CRICHLOW, Wendy | Director | 2009-05-27 | 2017-04-24 |
| DALEY, John Alex | Director | 2001-07-25 | 2016-03-23 |
| DENNIS, John Cedric | Director | — | 2000-03-29 |
| DOSANJH, Jai | Director | 2020-03-11 | 2026-03-18 |
| EASON, Guy | Director | — | 1999-05-26 |
| ELLIS, Kimberley | Director | 2023-03-22 | 2026-03-18 |
| FAULKNER, Graham John | Director | 1993-11-17 | 1998-11-18 |
| GHOSE, Ashok Kumar | Director | 1993-06-04 | 2002-03-20 |
| HAILSTONE, Keith David | Director | 2004-05-05 | 2012-02-29 |
| HARRISON, Jane Mary | Director | 2012-02-29 | 2021-03-10 |
| HILLHOUSE, Karen | Director | 2014-02-27 | 2019-03-13 |
| HOAD, Michael David | Director | 2001-07-25 | 2012-09-30 |
| HOUSEMAN, Rosemary | Director | 2006-05-24 | 2012-02-29 |
| HUGHES, Howard William | Director | 1993-03-17 | 1997-03-18 |
| JONES, Philippa Karen | Director | 1998-07-22 | 2000-05-24 |
| KNEVETT, John Anthony | Director | 1998-11-26 | 2006-08-24 |
| KNOWLES, Trevor Charles | Director | 2000-01-26 | 2001-09-27 |
| LINES, Ian | Director | 2015-03-25 | 2019-03-13 |
| MACINTYRE, James | Director | 2018-09-12 | 2019-12-23 |
| MAGUIRE, Terence Michael Peter | Director | 1993-01-13 | 1993-09-17 |
| MANCINI, Gino De Vera | Director | 1998-11-18 | 2001-09-17 |
| MARKHAM, Francis Goodwin | Director | 1998-05-20 | 2007-05-21 |
| MEWETT, Vince John | Director | 2011-02-23 | 2019-03-13 |
| MINTER, Jane | Director | 2013-02-27 | 2017-04-25 |
| MITRA, Nabina | Director | 2009-05-27 | 2011-02-23 |
| NOBLE, Charles Wycliffe | Director | — | 1998-05-20 |
| OSBORNE, Maureen | Director | 2018-06-13 | 2021-01-03 |
| PATTIE, Tuema, Lady | Director | — | 1997-06-04 |
| PHILP, Nicola | Director | 2015-03-25 | 2021-12-01 |
| PITTS, Joanna Harriet | Director | 1997-06-04 | 2006-05-24 |
| POLISANO, Adrian | Director | 2009-05-27 | 2018-02-12 |
| REAY, Sally Jane | Director | 2015-03-25 | 2024-03-20 |
| RENTON, Alice | Director | — | 1998-05-20 |
| SMALL, Gina | Director | 2017-06-14 | 2022-03-23 |
| SMITH, Adrian | Director | 2024-03-20 | 2024-10-01 |
| STANFORD, James Keith Edward | Director | 1992-03-25 | 1993-01-13 |
| THORNEYCROFT, Neil Anthony | Director | 2022-03-23 | 2022-12-13 |
| UKA, Dritan | Director | 2021-04-21 | 2026-03-18 |
| WALLACE, Dominic | Director | 2018-06-13 | 2025-03-18 |
| WRAGG, Peter William | Director | 1998-11-18 | 2003-12-10 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ms Mandy Dunstan | Individual | Significant influence | 2024-03-20 | Active |
| Mrs Jane Mary Harrison | Individual | Significant influence | 2018-03-21 | Ceased 2021-03-10 |
| Ms Sally Jane Reay | Individual | Significant influence | 2017-03-22 | Ceased 2024-03-20 |
| Ms Nicola Philp | Individual | Significant influence | 2017-03-22 | Ceased 2021-12-01 |
| Ms Karen Hillhouse | Individual | Significant influence | 2017-03-22 | Ceased 2018-09-12 |
| Mr Ian Lines | Individual | Significant influence | 2017-03-22 | Ceased 2018-09-12 |
| Mr Adrian Polisano | Individual | Significant influence | 2017-03-22 | Ceased 2018-02-12 |
Filing timeline
Last 20 of 251 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-03-27 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-26 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-26 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-19 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-19 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-11 | AA | accounts | Accounts with accounts type full | |
| 2025-05-09 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-05-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-14 | AA | accounts | Accounts with accounts type full | |
| 2025-03-27 | CH01 | officers | Change person director company with change date | |
| 2025-03-26 | CH01 | officers | Change person director company with change date | |
| 2025-03-26 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-10 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-04-10 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-04 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2024-04-04 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-04 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.