PENSIONS MANAGEMENT INSTITUTE(THE)
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Cash
£798k
-13.6% lowest in 3 filed years
Net assets
£196k
-42.4% lowest in 3 filed years
Employees
23
-11.5% lowest in 3 filed years
Profit before tax
-£151k
+83.6% vs 2024
Net assets
3-year trend · vs Consumer Discretionary median
PENSIONS MANAGEMENT INSTITUTE(THE)·Consumer Discretionary median
PENSIONS MANAGEMENT INSTITUTE(THE)·Consumer Discretionary median
PENSIONS MANAGEMENT INSTITUTE(THE)·Consumer Discretionary median
PENSIONS MANAGEMENT INSTITUTE(THE)·Consumer Discretionary median
PENSIONS MANAGEMENT INSTITUTE(THE)·Consumer Discretionary median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Total income | £2,820,560 | £2,948,769 | £3,169,885 | +7.5% | |
| Operating profit | -£28,189 | -£925,082 | -£155,825 | +83.2% | |
| Profit before tax | -£13,439 | -£924,252 | -£151,279 | +83.6% | |
| Net profit | -£13,439 | -£924,252 | -£151,279 | +83.6% | |
| Cash | £1,012,885 | £922,951 | £797,814 | -13.6% | |
| Total assets less current liabilities | — | £624,416 | £196,137 | -68.6% | |
| Net assets | £602,668 | £340,416 | £196,137 | -42.4% | |
| Equity | £602,668 | £340,416 | £196,137 | -42.4% | |
| Average employees | 27 | 26 | 23 | -11.5% | |
| Wages | £1,330,296 | £1,278,540 | £1,383,858 | +8.2% | |
| Directors' remuneration | £275,015 | £299,067 | £328,622 | +9.9% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | -1.0% | -31.4% | -4.9% | |
| Net margin | -0.5% | -31.3% | -4.8% | |
| Return on capital employed | — | -148.2% | -79.4% | |
| Gearing (liabilities / total assets) | 70.6% | 83.3% | 90.7% | |
| Current ratio | 1.34x | 1.40x | 1.02x | |
| Interest cover | — | -42.05x | -19.48x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- PENSIONS MANAGEMENT INSTITUTE(THE) 1977-12-31 → present
- PENSIONS MANAGEMENT INSTITUTE LIMITED (THE) 1976-06-08 → 1977-12-31
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Consolidated group
- Auditor
- Moore Kingston Smith LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Management has considered the Institute's financial performance since the balance sheet date and has prepared performance forecasts and cash flow projections for the financial period to 31 December 2027.”
Group structure
- PENSIONS MANAGEMENT INSTITUTE(THE) · parent
- Factito Limited 100%
- PMI Limited 100%
- PMI Trustee Limited 100%
Significant events
- “The scheme converted to a buy-out in the year ended 31 December 2025 and went into wind up which was completed on 15 December 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
10 active · 95 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| GARRETT-LEVY, Francesca Beatrice | Secretary | 2025-05-06 | — | — |
| BUCHANAN, Duncan Ian | Director | 2025-09-11 | Dec 1965 | British |
| CAHANI, Mary | Director | 2025-09-11 | Jun 1983 | British |
| COORAY, Rachika Oshadhi | Director | 2023-09-22 | Dec 1983 | British |
| DAVEY, Louise Jill | Director | 2025-09-11 | May 1977 | British |
| FORREST HALL, Helen | Director | 2025-09-11 | Mar 1983 | British |
| MENEZES, Girish | Director | 2025-09-11 | Jun 1967 | British |
| ORMSTON, Mark David Michael | Director | 2026-09-10 | Jul 1988 | British |
| SMITH, Ruston | Director | 2020-11-18 | Nov 1964 | British |
| TANCRED, Gareth | Director | 2016-03-26 | May 1964 | British |
Show 95 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOOTH, Roger Clive | Secretary | 2005-07-14 | 2006-07-13 |
| HOWLETT, Susan Margaret | Secretary | — | 2005-07-14 |
| LINNANE, Vincent | Secretary | 2006-07-13 | 2010-03-31 |
| AITKEN, Ian Montgomery | Director | — | 1996-07-11 |
| ALEXANDER, Lesley Jane | Director | 2017-08-29 | 2022-07-27 |
| ALEXANDER, Lesley Jane | Director | 2014-11-19 | 2016-07-07 |
| ANDREWS, Susan Jane | Director | 2001-07-12 | 2013-07-18 |
| ANTHONY, David Michael | Director | — | 1992-07-09 |
| APPLEGARTH, Susan | Director | 2005-07-14 | 2008-07-10 |
| ASHMORE, Anthony John | Director | 1999-07-08 | 2004-07-15 |
| ASHMORE, Anthony John | Director | — | 1993-07-08 |
| BETHUNE, Charles Lawless | Director | 1996-07-11 | 2002-07-11 |
| BLACKWELL, Jocelyn Patricia | Director | 2003-07-10 | 2007-07-12 |
| BODIE, Nigel Duncan Vaughan | Director | 2000-07-13 | 2005-07-14 |
| BOLAKY, Prontista | Director | 2010-04-01 | 2010-12-31 |
| BOLDING, Neil Andrew | Director | 2005-07-14 | 2009-07-09 |
| BOSE, Anjan | Director | 2020-11-18 | 2026-03-20 |
| BOTTING, John Thomas William | Director | 1993-07-08 | 1997-07-10 |
| BRAITHWAITE, Norman John | Director | 1993-07-08 | 1999-11-30 |
| BRANAGH, Robert John | Director | 2014-11-19 | 2018-07-11 |
| BRASSETT, Geraldine | Director | 2008-07-10 | 2010-03-31 |
| BRIDGES, Robert Hugh | Director | 1998-07-09 | 2002-07-11 |
| BRIGHT, David John | Director | 1996-07-11 | 2001-07-12 |
| BUTCHER, Paul Charles | Director | 2007-07-12 | 2008-07-10 |
| CARLINE, Lesley | Director | 2009-07-09 | 2010-03-31 |
| CARRODUS, Stephen Charles | Director | 1997-07-10 | 2001-07-12 |
| COBLEY, Roger | Director | 2000-07-13 | 2005-07-14 |
| COOK, Sara | Director | 2020-10-06 | 2023-07-25 |
| COOK, Sara | Director | 2007-07-12 | 2010-03-31 |
| COUCHMAN, Paul Dennis | Director | 2007-07-12 | 2015-07-09 |
| CRIGHTON, Neil | Director | 1994-07-14 | 2000-07-13 |
| CRITCHELL, Brian Edward | Director | 1999-07-08 | 2009-07-09 |
| CULLEN, Amanda Susan Elizabeth | Director | 2004-07-15 | 2008-07-10 |
| CURRYER, Susan Elizabeth | Director | 2008-07-10 | 2010-03-31 |
| DEGAUTE, Gerard Patrick | Director | 2013-07-18 | 2017-08-02 |
| DEGAUTE, Gerard Patrick | Director | 1995-07-13 | 2001-07-12 |
| DELO, Stephen John | Director | 2001-07-12 | 2009-07-09 |
| DRUMMOND, Sarah Louise | Director | 2021-07-29 | 2026-09-10 |
| EDELIN DE LA PRAUDIERE, Yvonne Desiree | Director | 1998-07-09 | 2000-07-13 |
| EDELIN DE LA PRAUDIERE, Yvonne Desiree | Director | 1992-07-09 | 1997-07-10 |
| EDWARDS, Owen Hugh | Director | 1993-07-08 | 1999-07-08 |
| EGGLEDEN, Ian Roderick | Director | 1997-07-10 | 2003-07-10 |
| EVANS, Michael John | Director | — | 1993-07-08 |
| GIBB, Brian Dixon | Director | — | 1998-07-09 |
| GOOD, Martin Nigel Steven | Director | 2006-07-13 | 2010-03-31 |
| GREEN, Penelope Anne | Director | 1999-07-08 | 2007-07-12 |
| GRINDLE, Colin | Director | 1997-07-10 | 1999-07-08 |
| HALL, Donald Thomson | Director | — | 1996-05-24 |
| HARPER, Lorraine | Director | 2017-08-02 | 2020-10-06 |
| HOOD, John Charles William | Director | — | 1996-07-11 |
| HORSMAN, Peter Nigel | Director | — | 1995-07-13 |
| HUBBARD, Robert Frederick | Director | — | 1993-07-08 |
| JAMES, Philippa Susan | Director | 2002-07-11 | 2010-03-31 |
| JENKINS, Pamela | Director | 1996-07-11 | 2003-07-10 |
| JOHNSON, Christopher William | Director | 1996-08-07 | 1998-07-09 |
| KELLY, James | Director | — | 1995-07-13 |
| LACEY, Rosemary Anne | Director | 2023-09-22 | 2025-09-11 |
| LACEY, Rosemary Anne | Director | 2021-07-29 | 2023-07-25 |
| LAW, Wallace | Director | 2006-07-13 | 2010-03-31 |
| LEGRAND, Kevin Neil | Director | 2014-07-10 | 2017-08-02 |
| LEGRAND, Kevin Neil | Director | 2009-07-09 | 2010-03-31 |
| LINNANE, Vincent | Director | 2010-04-01 | 2016-03-26 |
| MADDISON, David | Director | 2008-07-10 | 2010-03-31 |
| MALONE, Richard Michael Delve | Director | — | 1997-07-10 |
| MCDONAGH, Fiona | Director | 2009-07-09 | 2010-03-31 |
| MISTRY, Naresh | Director | 2018-01-29 | 2020-06-30 |
| MURKIN, Brian Christopher | Director | 2012-05-08 | 2015-05-14 |
| MURRAY, Jane Perry | Director | 2018-07-11 | 2020-10-06 |
| NATHAN, Raymonde Anthony | Director | 2023-10-17 | 2024-11-29 |
| NESBIT, Margaret | Director | 2003-07-10 | 2010-03-31 |
| NICHOLAS, Lesley | Director | 2015-07-09 | 2020-10-06 |
| OAKER, Daniel Michael | Director | 2011-12-01 | 2012-05-04 |
| PARROTT, Christopher John | Director | 2020-11-18 | 2023-07-25 |
| PHILLIPS, Timothy | Director | 2019-07-10 | 2021-07-29 |
| QUARRELL, John James | Director | — | 1999-07-08 |
| RANDALL, John Christopher | Director | — | 1994-07-14 |
| READ, Philip Edward | Director | 2002-07-11 | 2007-07-12 |
| RICE, Janet | Director | 1998-07-09 | 2001-07-12 |
| RICHARDSON, Robert | Director | 2002-07-11 | 2010-03-31 |
| ROGERS, Anna Margaret | Director | 1995-07-13 | 2002-07-11 |
| ROWE, Joanne | Director | 2015-05-14 | 2017-11-09 |
| RUSSELL, Ross Foster | Director | 2003-07-10 | 2008-07-10 |
| SALE, Annette | Director | 2001-07-12 | 2006-07-13 |
| SMITH, Susan Lesley | Director | 2011-07-07 | 2014-07-10 |
| SMITH, Susan Lesley | Director | 2008-07-10 | 2010-03-31 |
| SNOWDON, Margaret Locke | Director | 1995-07-13 | 1998-07-09 |
| STEWARD, Margaret Beatrice | Director | 2000-07-13 | 2003-07-10 |
| SULLIVAN, Michael John Eugene | Director | 2000-07-13 | 2011-07-07 |
| SWIFT, Michael Charles | Director | — | 1992-07-09 |
| THOMAS, Robert Jonathan | Director | 2001-07-12 | 2006-07-13 |
| WAKEFIELD, Robert Anthony | Director | 2022-07-27 | 2025-09-11 |
| WATTS, Neil, Mr. | Director | — | 1995-07-13 |
| WEST, Barbara Ann | Director | 1992-07-09 | 2000-07-13 |
| WHALLEY, Alan Keith | Director | 2016-07-07 | 2025-09-11 |
| WHITE, Peter William | Director | — | 1996-07-11 |
Ownership
Persons with significant control
No persons with significant control on record.
Filing timeline
Last 20 of 350 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-01-03 RESOLUTIONS Resolution
- 2026-01-03 RESOLUTIONS Resolution
- 2026-01-03 RESOLUTIONS Resolution
- 2026-01-03 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-21 | AA | accounts | Accounts with accounts type group | |
| 2026-09-11 | AP01 | officers | Appoint person director company with name date | |
| 2026-09-11 | TM01 | officers | Termination director company with name termination date | |
| 2026-08-25 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-03-27 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-09 | SH12 | capital | Capital variation of class rights | |
| 2026-01-03 | RESOLUTIONS | resolution | Resolution | |
| 2026-01-03 | RESOLUTIONS | resolution | Resolution | |
| 2026-01-03 | RESOLUTIONS | resolution | Resolution | |
| 2026-01-03 | MA | incorporation | Memorandum articles | |
| 2025-09-18 | AA | accounts | Accounts with accounts type group | |
| 2025-09-18 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-15 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-12 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-12 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-12 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-12 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-12 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-12 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-20 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 10
- Capital events
- 1
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.