DICK LOVETT AUTOMOBILE LIMITED
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Cash
£16M
+8.2% vs 2024
Net assets
£62M
+5.8% vs 2024
Employees
998
-0.2% vs 2024
Profit before tax
£11M
+12.1% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
5-year trend · vs Consumer Discretionary median
Accounts
5-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | £822,043,000 | £810,421,000 | £801,065,000 | -1.2% | |
| Operating profit | — | — | £26,070,000 | £12,789,000 | £13,479,000 | +5.4% | |
| Profit before tax | — | — | £23,970,000 | £9,723,000 | £10,902,000 | +12.1% | |
| Net profit | £8,000,000 | £10,500,000 | £18,172,000 | £7,166,000 | £8,388,000 | +17.1% | |
| Cash | — | — | £23,117,000 | £14,953,000 | £16,186,000 | +8.2% | |
| Total assets less current liabilities | £9,828,000 | — | £69,210,000 | £61,394,000 | £65,221,000 | +6.2% | |
| Net assets | — | — | £67,748,000 | £58,914,000 | £62,302,000 | +5.8% | |
| Equity | — | — | £67,748,000 | £58,914,000 | £62,302,000 | +5.8% | |
| Average employees | 6 | 6 | 963 | 1,000 | 998 | -0.2% | |
| Wages | £0 | £0 | £32,456,000 | £37,348,000 | £39,699,000 | +6.3% | |
| Directors' remuneration | — | — | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|
| Operating margin | — | — | 3.2% | 1.6% | 1.7% | |
| Net margin | — | — | 2.2% | 0.9% | 1.0% | |
| Return on capital employed | — | — | 37.7% | 20.8% | 20.7% | |
| Gearing (liabilities / total assets) | — | — | 65.3% | 67.8% | 66.6% | |
| Current ratio | — | — | 1.49x | 1.41x | 1.42x | |
| Interest cover | — | — | 8.54x | 3.45x | 4.43x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation — the current trading name was adopted 2025-02-04
- DICK LOVETT AUTOMOBILE LIMITED 2025-02-04 → present
- WESTERN COUNTIES AUTOMOBILE COMPANY LIMITED 1995-07-25 → 2025-02-04
- WEST SWINDON GARAGE LIMITED 1991-08-05 → 1995-07-25
- PALMNORMAL LIMITED 1987-10-23 → 1991-08-05
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“At the time of approving the financial statements, the directors have a reasonable expectation that the group and parent company have adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Group structure
- DICK LOVETT AUTOMOBILE LIMITED · parent
- Dick Lovett (Avon) Limited 100%
- Dick Lovett (Bath) Limited 100%
- Dick Lovett (Bristol) Limited 100%
- Dick Lovett (Hungerford) Limited 100%
- Dick Lovett (Specialist Cars) Limited 100%
- Dick Lovett Limited 100%
- Dick Lovett Sporting Limited 100%
- Dick Lovett Sports Cars Limited 100%
- Dick Lovett (SV) Limited 100%
- Dick Lovett (Swindon) Limited 100%
- PLR Limited 100%
- Spraymaster Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 6 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WINTERBURN, Julian | Secretary | 2018-04-01 | — | — |
| LOVETT, Peter Charles | Director | — | Mar 1950 | British |
| MALONEY, Rebecca Jane | Director | 2021-06-10 | Sep 1979 | British |
| TROTMAN, Russell John | Director | 2021-12-14 | Dec 1965 | British |
| WINTERBURN, Julian | Director | 2018-04-01 | Aug 1969 | British |
Show 6 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MAURICE, Derek John | Secretary | — | 2000-06-30 |
| MOULTON, John Christopher | Secretary | 2000-06-19 | 2018-03-31 |
| CAMPBELL, Lynn Ross | Director | 2021-06-10 | 2025-03-31 |
| DAVIES, Richard James | Director | 2021-12-14 | 2024-04-30 |
| MOULTON, John Christopher | Director | 2000-06-19 | 2018-03-31 |
| WALKINSHAW, Thomas Dobbie Thomson | Director | — | 1994-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mrs Rebecca Jane Maloney | Individual | Shares 75–100%, Voting 75–100% | 2025-11-18 | Active |
| Dick Lovett Companies Limited | Corporate entity | Shares 75–100%, Voting 75–100% (as firm) | 2024-05-10 | Active |
| Mr Peter Charles Lovett | Individual | Shares 75–100% | 2016-04-06 | Ceased 2025-11-18 |
Filing timeline
Last 20 of 155 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-02-04 CERTNM Certificate change of name company PDF
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-22 | AA | accounts | Accounts with accounts type group | |
| 2026-04-21 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-03-16 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2025-11-21 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-11-21 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-07-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-22 | AA | accounts | Accounts with accounts type group | |
| 2025-04-07 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-04 | CERTNM | change-of-name | Certificate change of name company | |
| 2024-07-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-21 | AA | accounts | Accounts with accounts type group | |
| 2024-05-10 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-04-30 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-19 | AA | accounts | Accounts with accounts type group | |
| 2022-07-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-05-24 | AA | accounts | Accounts with accounts type group | |
| 2021-12-17 | CH01 | officers | Change person director company with change date | |
| 2021-12-17 | AP01 | officers | Appoint person director company with name date | |
| 2021-12-17 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.