GFT FINANCIAL LIMITED
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Cash
£1.4m
-71% lowest in 3 filed years
Net assets
£17m
-18.3% lowest in 3 filed years
Employees
144
-38.7% lowest in 3 filed years
Profit before tax
£100k
-99.1% lowest in 3 filed years
Watch the reel
Our short-form breakdown of GFT FINANCIAL LIMITED's latest filing
A tough year for GFT Financial as big banking clients pull back on tech spending. 📉
Net assets
3-year trend · vs Technology median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £122,005,156 | £102,702,077 | £74,092,456 | -27.9% | |
| Operating profit | £12,355,960 | £4,654,110 | -£5,189,786 | -211.5% | |
| Profit before tax | £14,470,323 | £10,690,721 | £100,405 | -99.1% | |
| Net profit | £11,612,550 | £9,427,414 | £1,421,771 | -84.9% | |
| Cash | £3,811,547 | £5,006,616 | £1,449,801 | -71% | |
| Total assets less current liabilities | £23,474,439 | £21,733,540 | £17,518,321 | -19.4% | |
| Net assets | £21,907,682 | £21,135,096 | £17,256,867 | -18.3% | |
| Equity | £21,907,682 | £21,135,096 | £17,256,867 | -18.3% | |
| Average employees | 293 | 235 | 144 | -38.7% | |
| Wages | £31,607,726 | £27,178,952 | £18,236,022 | -32.9% | |
| Directors' remuneration | £1,544,373 | £1,113,093 | £823,301 | -26% | |
| Highest paid director | £1,706,957 | £1,238,309 | £1,015,236 | -18% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 10.1% | 4.5% | -7.0% | |
| Net margin | 9.5% | 9.2% | 1.9% | |
| Return on capital employed | 52.6% | 21.4% | -29.6% | |
| Gearing (liabilities / total assets) | 48.1% | 34.8% | 33.8% | |
| Current ratio | 2.13x | 2.88x | 2.71x | |
| Interest cover | 96.61x | 84.72x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- GFT FINANCIAL LIMITED 2015-01-02 → present
- RULE FINANCIAL LIMITED 1997-11-20 → 2015-01-02
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Constantin
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Given the financial resources held by the Company at the date of approval of these financial statements, the high predictability of forecasts, the directors have a reasonable expectation that the Company has adequate resources to continue to operate for at least 12 months from the date of approval of these financial statements, the going concern basis of accounting continues to be appropriate for the preparation of the financial statements.”
Group structure
- GFT FINANCIAL LIMITED · parent
- GFT Poland Sp. z o.o. 100%
- GFT Costa Rica S.A. 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 27 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WRIGHT, Elliot John | Secretary | 2022-04-25 | — | — |
| OHS SECRETARIES LIMITED | Corporate Secretary | 2015-04-23 | — | — |
| FONOLL, Joan-Carles | Director | 2016-11-30 | Apr 1967 | Spanish |
| ORTIZ, Christopher David | Director | 2014-12-09 | May 1971 | British |
Show 27 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GRACEY, Patrick Richard Kirkwood | Secretary | 2006-09-28 | 2012-04-26 |
| JAMES, Mark Christopher | Secretary | 1998-01-07 | 2005-05-10 |
| LUNAT, Yusuf | Secretary | 2005-05-10 | 2006-09-28 |
| SCHNEIDER, Anja | Secretary | 2019-03-25 | 2022-04-25 |
| SHEERAN, Gillian Yvonne | Secretary | 2012-04-26 | 2014-06-26 |
| SHEFFIELD, Craig | Secretary | 2014-12-09 | 2019-03-25 |
| SAME-DAY COMPANY SERVICES LIMITED | Corporate Nominee Secretary | 1997-11-20 | 1997-11-20 |
| CHAWLA, Amrik Singh | Director | 2014-01-01 | 2014-06-26 |
| COLLINS, David Simon | Director | 2017-10-02 | 2020-06-30 |
| DE BRUSK, Christopher Wayne | Director | 2013-07-01 | 2014-01-01 |
| FIELD, David Robert | Director | 2004-04-30 | 2014-06-26 |
| GOLDKLANG, Richard | Director | 2010-11-20 | 2011-11-21 |
| HARRISON, Matthew John Beckett | Director | 2009-04-01 | 2011-04-04 |
| HOPPER, Carlton Ellis | Director | 2021-04-10 | 2025-03-26 |
| JACKSON, Ian Douglas | Director | 2002-04-25 | 2011-03-24 |
| KOZLOWSKI, Thomas Leon | Director | 2011-06-23 | 2012-06-25 |
| LITTLE, Richard Patrick | Director | 2004-11-25 | 2014-06-26 |
| LULAY, Marika | Director | 2014-06-26 | 2015-04-23 |
| POTTS, Christopher Graeme, Dr | Director | 2010-03-25 | 2014-12-09 |
| RICHARDSON, Gareth | Director | 2014-12-09 | 2017-09-29 |
| RULE, Marcus Ronald | Director | 1997-11-20 | 2014-06-26 |
| RULE, Philip Leonard | Director | 1998-01-07 | 2008-06-26 |
| THOMAS, David | Director | 1997-11-20 | 1998-09-09 |
| UNDERWOOD, Graham Christopher | Director | 2015-04-23 | 2016-11-30 |
| WHITMORE, Gerald Michael | Director | 2004-01-01 | 2014-06-26 |
| RULE FINANCIAL LIMITED | Corporate Director | 2009-10-01 | 2010-11-20 |
| WILDMAN & BATTELL LIMITED | Corporate Nominee Director | 1997-11-20 | 1997-11-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Gft Uk Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 193 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-25 | AA | accounts | Accounts with accounts type full | |
| 2026-02-09 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-02-09 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-12-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-23 | AA | accounts | Accounts with accounts type full | |
| 2025-03-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-11-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-09-04 | AA | accounts | Accounts with accounts type full | |
| 2023-11-27 | RP04CS01 | confirmation-statement | Second filing of confirmation statement with made up date | |
| 2023-11-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-24 | AA | accounts | Accounts with accounts type full | |
| 2022-11-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-28 | AA | accounts | Accounts with accounts type full | |
| 2022-05-05 | AP03 | officers | Appoint person secretary company with name date | |
| 2022-05-05 | TM02 | officers | Termination secretary company with name termination date | |
| 2022-03-01 | CH01 | officers | Change person director company with change date | |
| 2022-02-01 | AD03 | address | Move registers to sail company with new address | |
| 2022-02-01 | AD02 | address | Change sail address company with old address new address | |
| 2022-01-31 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2022-01-31 | AD01 | address | Change registered office address company with date old address new address |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.