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Cash

£107m

highest in 3 filed years

Net assets

£76m

lowest in 4 filed years

Employees

913

Average over period

Profit before tax

£53m

Period ending 2026-03-31

Accounts

4-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31

Metric Trend 2024-08-312025-03-312025-08-312026-03-31 Δ vs prior
Turnover £324,019,000£337,000,000
Operating profit -£3,835,000£46,366,000£3,519,000£55,500,000
Profit before tax -£7,408,000£44,044,000£49,457,000£52,963,000
Net profit -£7,408,000£33,131,000£49,656,000£42,364,000
Cash £33,189,000£5,905,000£107,313,000
Total assets less current liabilities £192,402,000£222,895,000£216,318,000£233,088,000
Net assets £90,402,000£97,321,000£102,388,000£75,633,000
Equity £90,402,000£97,321,000£102,388,000£75,633,000
Average employees 939913
Wages £47,200,000£44,077,000
Directors' remuneration £4,414,000£3,429,000
Directors' pension contributions £400,000£435,000
Highest paid director £581,000£598,000

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show . Year-on-year comparison hidden: this filing covers about 12 months versus 5 months prior. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2024-08-312025-03-312025-08-312026-03-31
Operating margin 14.3%16.5%
Net margin 10.2%12.6%
Return on capital employed -2.0%20.8%1.6%23.8%
Gearing (liabilities / total assets) 65.2%80.3%63.7%84.4%
Current ratio 0.18x0.99x0.24x1.00x
Interest cover -1.05x5.49x0.78x6.08x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 2 times since incorporation

  1. PAYPOINT PLC 2004-09-14 → present
  2. PAYPOINT LIMITED 1998-08-04 → 2004-09-14
  3. LEADHOLD LIMITED 1998-06-15 → 1998-08-04

Audit & accounting basis

Accounting basis
IFRS
Reporting scope
Consolidated group
Auditor
Deloitte LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors have reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future. Thus, the going concern basis of accounting has been adopted.”

Group structure

  1. PAYPOINT PLC · parent
    1. PayPoint.net Limited · England and Wales · Principal operating (e-money issuer)
    2. Collect+ Brand Limited · England and Wales · Holder of Collect+ Brand (e-commerce)
    3. Collect+ Limited · England and Wales · Merchant acquiring
    4. Innovo Holdings Limited · England and Wales · Holding company
    5. MBL Solutions Limited · England and Wales · Provision of asset finance and leasing solutions
    6. Merchant Rentals Limited · England and Wales · Provision of asset finance and leasing solutions
    7. Open Banking Services Limited · England and Wales · Provision of open banking services
    8. Park Card Services Limited · England and Wales · Electronic money issuer
    9. Park Financial Services Limited · England and Wales · Insurance brokerage services
    10. Park Group Limited · England and Wales · Investment holding company
    11. PayPoint Collections Limited · England and Wales · Bill payment processing
    12. PayPoint Payment Services Limited · England and Wales · Provision of payment services
    13. PayPoint Retail Solutions Limited · England and Wales · Provision of retail services
    14. PayPoint UK Limited · England and Wales · Provision of payment services
    15. PayPoint Utilities Limited · England and Wales · Utility payment processing
    16. PayPoint Wallet Limited · England and Wales · Provision of e-money services
    17. PayPoint Network Services Limited · England and Wales · Delivering digital community services
    18. PayPoint Digital Payments Limited · England and Wales · Enabling digital payments innovation
    19. Love2shop Limited · England and Wales · Providing gifting and rewards
    20. PayPoint Merchant Services Limited · England and Wales · Delivering payment solutions

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

9 active · 38 resigned

Name Role Appointed Born Nationality
INDIGO CORPORATE SECRETARY LIMITED Corporate Secretary 2023-12-29
BHALERAO, Manasi Prakash Director 2026-03-25 May 1975 British
HARDING, David Robert Director 2023-09-07 Aug 1974 British
KERR, Giles Francis Bertram Director 2015-11-20 Jul 1959 British
SHAPLAND, Rosemary Jean Director 2020-10-02 Aug 1965 British
SHARMA, Rakesh Director 2017-05-12 Jun 1961 British
TU, Thi Nhuoc Lan Director 2024-03-15 Mar 1967 British
WILES, Nicholas Winston Braid Director 2009-10-22 Aug 1961 British
WISHART, Ben Director 2019-11-14 Aug 1962 British
Show 38 resigned officers
Name Role Appointed Resigned
CARNE, Sarah Secretary 2019-12-13 2022-02-16
CLIFFORD, Amanda Elizabeth Secretary 1998-07-15 1998-08-04
COURT, Susan Catherine Secretary 1999-10-04 2019-12-13
HANSON, Shay Dinata Secretary 1999-05-31 1999-09-24
MCDOUGALL, Ian Paul, Mr. Secretary 1998-08-04 1999-05-31
MCLELLAND, Brian Secretary 2022-02-16 2023-12-29
NORTON ROSE LIMITED Corporate Nominee Secretary 1998-06-15 1998-07-15
ANSTEE, Eric Edward Director 2008-09-16 2015-07-22
ASTBURY, Mark Harvey Ayrton Director 2000-07-28 2004-08-31
BARR, Gillian Carole Director 2015-06-01 2024-08-01
BOTT, Stephen John Director 1999-07-12 2004-07-20
BULL, Ian Alan Director 1998-09-22 2004-07-20
CARSON, Neil Andrew Patrick Director 2014-07-23 2017-05-26
CLIFFORD, Amanda Elizabeth Director 1998-07-15 1998-08-04
COLLISON, David Director 1998-08-04 1999-06-21
DALE, Alan Christopher Director 2020-11-20 2023-09-07
EARLE, George William Eric David Director 2004-09-20 2017-03-31
HEADON, Patrick Vincent Director 2019-04-01 2019-12-19
KENTLETON, Rachel Elizabeth Director 2017-01-03 2020-06-30
MINTON, Kenneth Joseph Director 2004-08-04 2008-07-09
MORRISON, David John Director 1999-01-12 2017-07-26
MURPHY, William Patrick Director 1998-08-04 2004-08-06
NEWLANDS, David Baxter Director 1998-08-04 2014-07-23
PARSONS, Guy Paul Cuthbert Director 2023-03-23 2024-08-01
PAULL, Charles Arthur Director 1998-08-04 1998-10-20
ROBB, Andrew Mackenzie Director 2004-08-18 2014-07-23
ROWLEY, Stephen Paul, Mr. Director 2008-09-16 2016-02-04
SAXTON, Peter William Harley Director 1998-09-22 2001-07-07
STEELE, Kim Director 2001-09-26 2004-09-13
SYKES, Claire Elizabeth Director 1998-07-15 1998-08-04
TUCKER, Warren Gordon Director 2014-02-05 2015-05-07
VON TROTHA TAYLOR, Dominic Clamor Director 1998-08-04 2019-04-01
WATKIN REES, Timothy David Director 1998-09-22 2018-03-31
WILSON, Mark Richard Director 1999-04-27 2004-08-16
WILTSHIRE, Mark Director 2000-01-26 2001-05-02
WOOD, Roger Nicholas Brownlow Director 2004-09-09 2010-07-07
NOROSE LIMITED Corporate Nominee Director 1998-06-15 1998-07-15
NORTON ROSE LIMITED Corporate Nominee Director 1998-06-15 1998-07-15

Ownership

Persons with significant control

No persons with significant control on record.

Filing timeline

Last 20 of 749 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2026-08-10 RESOLUTIONS Resolution
Date Type Category Description
2026-08-26 SH06 capital Capital cancellation shares
2026-08-26 SH06 capital Capital cancellation shares
2026-08-26 SH03 capital Capital return purchase own shares
2026-08-26 SH03 capital Capital return purchase own shares
2026-08-14 AA accounts Accounts with accounts type group
2026-08-11 SH06 capital Capital cancellation shares
2026-08-11 SH06 capital Capital cancellation shares
2026-08-11 SH03 capital Capital return purchase own shares
2026-08-10 RESOLUTIONS resolution Resolution
2026-07-31 TM01 officers Termination director company with name termination date PDF
2026-07-31 SH06 capital Capital cancellation shares
2026-07-31 SH06 capital Capital cancellation shares
2026-07-31 SH03 capital Capital return purchase own shares
2026-07-31 SH03 capital Capital return purchase own shares
2026-07-31 SH03 capital Capital return purchase own shares
2026-07-21 SH03 capital Capital return purchase own shares
2026-07-21 SH03 capital Capital return purchase own shares
2026-07-21 SH03 capital Capital return purchase own shares
2026-07-14 SH06 capital Capital cancellation shares
2026-07-09 SH06 capital Capital cancellation shares

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
20

last 12 months

Capital events
17

last 24 months

Officers appointed
1

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page