CREDIT REPORTING AGENCY LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2027-02-19 (in 9mo)
Last made up 2026-02-05
Watchouts
None on the register
Cash
£7M
+33.5% highest in 4 filed years
Net assets
£10M
+52.6% highest in 4 filed years
Employees
60
+25% highest in 4 filed years
Profit before tax
£9M
+11.3% vs 2024
Net assets
5-year trend · vs Industrials median
Accounts
5-year trend · latest reflected 2025-03-31
| Metric | Trend | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|---|---|
| Turnover | — | — | — | £26,428,839 | £29,932,401 | |
| Operating profit | — | — | — | £7,771,608 | £8,593,553 | |
| Profit before tax | — | — | — | £7,832,050 | £8,716,900 | |
| Net profit | — | — | — | £5,872,912 | £6,480,750 | |
| Cash | £2,966,298 | £2,776,728 | — | £5,265,353 | £7,027,494 | |
| Total assets less current liabilities | £3,447,516 | £47,269 | — | £6,996,278 | £10,501,778 | |
| Net assets | £3,403,251 | £100 | — | £6,686,846 | £10,204,596 | |
| Equity | £3,403,251 | £100 | £5,027,756 | £6,686,846 | £10,204,596 | |
| Average employees | 27 | 30 | — | 48 | 60 | |
| Wages | — | — | — | £2,442,729 | £3,112,644 | |
| Directors' remuneration | — | — | — | £627,116 | £607,007 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31
-
Turnover
+13.3%
£26,428,839 £29,932,401
-
Cash
+33.5%
£5,265,353 £7,027,494
highest in 4 filed years
-
Net assets
+52.6%
£6,686,846 £10,204,596
highest in 4 filed years
-
Employees
+25%
48 60
highest in 4 filed years
-
Operating profit
+10.6%
£7,771,608 £8,593,553
-
Profit before tax
+11.3%
£7,832,050 £8,716,900
-
Wages
+27.4%
£2,442,729 £3,112,644
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-03-31 | 2022-03-31 | 2023-03-31 | 2024-03-31 | 2025-03-31 |
|---|---|---|---|---|---|---|
| Operating margin | — | — | — | 29.4% | 28.7% | |
| Net margin | — | — | — | 22.2% | 21.7% | |
| Return on capital employed | — | — | — | 111.1% | 81.8% | |
| Current ratio | — | — | — | 1.71x | 2.29x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Francis Clark
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After making enquiries the Directors have a reasonable expectation for the foreseeable future and therefore the company continue to adopt the going concern basis in the preparation of its financial statements.”
Significant events
- “The group has continued to build our internal capability to respond to customer needs, completing the re-platforming and rebranding of the website in this financial year, delivering the expected significant customer-facing improvements on time and within budget.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 9 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ANDERSON-RILEY, Paul | Secretary | 2025-08-19 | — | — |
| ANDERSON-RILEY, Paul | Director | 2025-06-01 | Sep 1991 | British |
| HARLAND, Andrew Neil | Director | 2022-05-24 | Jun 1979 | British |
| STAMP, Christopher James | Director | 2012-07-25 | Apr 1978 | British |
| TWYFORD, Samuel | Director | 2024-08-01 | Sep 1987 | British |
Show 9 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CARPENTER, Ian Paul | Secretary | 2017-11-13 | 2023-02-23 |
| HARLAND, Andrew Neil | Secretary | 2023-02-23 | 2025-08-19 |
| STAMP, Barry Kevin | Secretary | 1999-02-25 | 2017-11-13 |
| CARPENTER, Ian Paul | Director | 2012-07-25 | 2023-02-23 |
| CATLIN, Richard David | Director | 2012-07-25 | 2024-10-02 |
| KENT, Elizabeth Kathleen | Director | 1999-02-25 | 2015-04-30 |
| KENT, Peter Andrew | Director | 1999-02-25 | 2015-04-30 |
| STAMP, Ann Marie | Director | 1999-02-25 | 2017-11-13 |
| STAMP, Barry Kevin | Director | 1999-02-25 | 2020-02-14 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Credit Reporting Agency (Bidco) Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2021-03-31 | Active |
| Credit Reporting Agency (Topco) Limited | Corporate entity | Shares 75–100% | 2017-11-13 | Ceased 2017-11-13 |
| Credit Reporting Agency (Holdings) Limited | Corporate entity | Shares 75–100% | 2016-04-30 | Ceased 2021-03-31 |
| Mr Barry Kevin Stamp | Individual | Significant influence | 2016-04-06 | Ceased 2017-11-13 |
| Mrs Ann Marie Stamp | Individual | Significant influence | 2016-04-06 | Ceased 2017-11-13 |
| Credit Reporting Agency (Holdings) Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2017-11-13 |
Filing timeline
Last 20 of 112 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-01-06 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-12-01 | AA | accounts | Accounts with accounts type full | |
| 2025-08-20 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-08-20 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-06-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-02-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-03 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-25 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-09-25 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-08-15 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-24 | AA | accounts | Accounts with accounts type full | |
| 2024-02-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-19 | AA | accounts | Accounts with accounts type small | |
| 2023-07-11 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-03-14 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-03-14 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-03-14 | TM01 | officers | Termination director company with name termination date | |
| 2023-02-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-02-23 | MR04 | mortgage | Mortgage satisfy charge full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.