DICK LOVETT (BATH) LIMITED
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Cash
£1M
+33,600% vs 2024
Net assets
£5.1M
+7.9% vs 2024
Employees
98
-3% vs 2024
Profit before tax
£494K
+34.6% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
5-year trend · vs Consumer Discretionary median
Accounts
5-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|---|
| Turnover | £66,431,000 | — | £75,766,000 | £75,781,000 | £75,277,000 | -0.7% | |
| Operating profit | £1,278,000 | — | £1,305,000 | £729,000 | £767,000 | +5.2% | |
| Profit before tax | £1,208,000 | £1,392,000 | £1,037,000 | £367,000 | £494,000 | +34.6% | |
| Net profit | £976,000 | £1,146,000 | £784,000 | £283,000 | £369,000 | +30.4% | |
| Cash | £586,000 | £480,000 | £1,393,000 | £3,000 | £1,011,000 | +33,600% | |
| Total assets less current liabilities | £3,504,000 | £4,896,000 | £5,670,000 | £5,009,000 | £5,329,000 | +6.4% | |
| Net assets | £3,472,000 | £4,618,000 | £5,402,000 | £4,685,000 | £5,054,000 | +7.9% | |
| Equity | £3,472,000 | £4,618,000 | £5,402,000 | £4,685,000 | £5,054,000 | +7.9% | |
| Average employees | 103 | 97 | 101 | 101 | 98 | -3% | |
| Wages | £2,820,000 | £2,912,000 | £3,110,000 | £3,495,000 | £3,533,000 | +1.1% | |
| Directors' remuneration | — | — | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|
| Operating margin | 1.9% | — | 1.7% | 1.0% | 1.0% | |
| Net margin | 1.5% | — | 1.0% | 0.4% | 0.5% | |
| Return on capital employed | 36.5% | — | 23.0% | 14.6% | 14.4% | |
| Gearing (liabilities / total assets) | — | — | 67.2% | 67.0% | — | |
| Current ratio | — | — | 1.38x | 1.40x | 1.47x | |
| Interest cover | 15.78x | — | 4.32x | 1.80x | 2.54x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- DICK LOVETT (BATH) LIMITED 2016-11-29 → present
- WELLSWAY BATH LIMITED 1999-08-17 → 2016-11-29
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus they continue to adopt the going concern basis of accounting in preparing the annual financial statements.”
Significant events
- “The overall business climate in 2025 remained very similar to the prior year, with margins still a challenge, plus the cost base of the business increased with national minimum wage and national insurance increases.”
- “the move in quarter 2 2025 of MINI to agency terms for new cars, with the fall in MINI turnover being offset by BMW sales.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 11 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WINTERBURN, Julian | Secretary | 2018-04-01 | — | — |
| LOVETT, Peter Charles | Director | 2016-06-30 | Mar 1950 | British |
| MALONEY, Rebecca Jane | Director | 2023-12-18 | Sep 1979 | British |
| TROTMAN, Russell John | Director | 2025-04-03 | Dec 1965 | British |
| WINTERBURN, Julian | Director | 2018-04-01 | Aug 1969 | British |
Show 11 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MCCABE, Rachel Elaine | Secretary | 1999-09-23 | 2016-06-30 |
| MOULTON, John Christopher | Secretary | 2016-12-15 | 2018-03-31 |
| SEARS, Ronald | Secretary | 1999-08-17 | 1999-09-23 |
| SWIFT INCORPORATIONS LIMITED | Corporate Nominee Secretary | 1999-08-17 | 1999-08-17 |
| CAMPBELL, Lynn Ross | Director | 2016-06-30 | 2025-03-31 |
| CUFF, Richard James | Director | 1999-09-23 | 2006-06-19 |
| CUFF, Rodney Albert | Director | 1999-08-17 | 2012-08-14 |
| CURRANT, James Spencer | Director | 1999-08-17 | 2003-12-31 |
| LOVETT, Edward Charles | Director | 2016-06-30 | 2016-10-31 |
| MOULTON, John Christopher | Director | 2016-06-30 | 2018-03-31 |
| READ, Martyn | Director | 2011-01-01 | 2016-06-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mrs Rebecca Jane Maloney | Individual | Significant influence | 2025-11-18 | Active |
| Dick Lovett Automobile Limited | Corporate entity | Shares 75–100% | 2024-05-10 | Active |
| Mr Peter Charles Lovett | Individual | Shares 75–100% | 2016-06-30 | Ceased 2025-11-18 |
Filing timeline
Last 20 of 103 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-22 | AA | accounts | Accounts with accounts type full | |
| 2025-11-21 | PSC01 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-11-21 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-08-28 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-05-22 | AA | accounts | Accounts with accounts type full | |
| 2025-04-07 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-07 | TM01 | officers | Termination director company with name termination date | |
| 2025-02-07 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-08-20 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-21 | AA | accounts | Accounts with accounts type full | |
| 2024-05-10 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-04-20 | CH01 | officers | Change person director company with change date | |
| 2023-12-27 | AP01 | officers | Appoint person director company with name date | |
| 2023-08-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-19 | AA | accounts | Accounts with accounts type full | |
| 2022-08-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-05-24 | AA | accounts | Accounts with accounts type full | |
| 2021-08-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-05-19 | AA | accounts | Accounts with accounts type full | |
| 2020-08-21 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.