FREEDOM INSURANCE SERVICES LIMITED
Get an alert when FREEDOM INSURANCE SERVICES LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-03-09 (in 10mo)
Last made up 2026-02-23
Watchouts
None on the register
Cash
£191K
+44.3% vs 2024
Net assets
£331K
-17.9% vs 2024
Employees
12
-7.7% vs 2024
Profit before tax
-£72K
+73.1% vs 2024
Net assets
4-year trend · vs Industrials median
Accounts
4-year trend · latest reflected 2025-12-31
| Metric | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Turnover | — | — | £201,049 | £598,164 | |
| Operating profit | — | — | -£193,461 | -£51,529 | |
| Profit before tax | — | — | -£268,265 | -£72,250 | |
| Net profit | — | — | -£99,648 | -£72,250 | |
| Cash | — | — | £132,673 | £191,435 | |
| Total assets less current liabilities | — | — | £412,033 | £331,345 | |
| Net assets | — | — | £403,595 | £331,345 | |
| Equity | £110,174 | £53,929 | £403,595 | £331,345 | |
| Average employees | — | — | 13 | 12 | |
| Wages | — | — | £129,747 | £303,813 | |
| Directors' remuneration | — | — | £46,100 | £88,418 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
+197.5%
£201,049 £598,164
-
Cash
+44.3%
£132,673 £191,435
-
Net assets
-17.9%
£403,595 £331,345
-
Employees
-7.7%
13 12
-
Operating profit
+73.4%
-£193,461 -£51,529
-
Profit before tax
+73.1%
-£268,265 -£72,250
-
Wages
+134.2%
£129,747 £303,813
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Operating margin | — | — | -96.2% | -8.6% | |
| Net margin | — | — | -49.6% | -12.1% | |
| Return on capital employed | — | — | -47.0% | -15.6% | |
| Current ratio | — | — | 1.32x | 1.25x | |
| Interest cover | — | — | -9.94x | -1.45x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Duncan & Toplis Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- FREEDOM INSURANCE SERVICES LIMITED · parent
- Freetime Travel Limited 100%
- OK to Travel Cruise Insurance Solutions Limited 100%
- Travel Positive Limited 100%
- One Tree Travel Limited 100%
Significant events
- “On 25 March 2026, the company received FCA approval to its proposed extension of the subordinated loan due to Kirly Group Holdings Limited. Of the loan due to Kirly Group Holdings Limited at 31 December 2025, £585,000 will now fall due in August 2030.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 18 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| TOLOND, Michael James | Secretary | 2020-04-30 | — | — |
| BURKE, Philip Brian | Director | 2007-02-20 | Apr 1953 | British |
| GILLIAM, Roland Paul | Director | 2022-10-13 | Dec 1970 | British |
| JOHNSON, Marcus Walter | Director | 2006-02-22 | Jan 1951 | British |
Show 18 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DORING, Anne | Secretary | 2015-05-01 | 2020-04-30 |
| HARRIS, Kevin Stuart | Secretary | 2002-03-20 | 2005-12-31 |
| TOLOND, Michael James | Secretary | 2006-01-01 | 2015-05-01 |
| SECRETARIAL APPOINTMENTS LIMITED | Corporate Nominee Secretary | 2002-03-20 | 2002-03-20 |
| BARKER, Miles Jonathan | Director | 2004-04-26 | 2024-04-30 |
| BROWN, Nigel Wooldridge | Director | 2002-03-20 | 2007-02-20 |
| CHATE, Frederick Gareth | Director | 2020-04-01 | 2021-12-31 |
| DORING, Anne | Director | 2016-05-01 | 2020-04-30 |
| DRUMMOND, Gavin John | Director | 2002-09-11 | 2006-07-01 |
| GREEN, June Margaret | Director | 2008-09-18 | 2019-07-31 |
| GREEN, Terence George | Director | 2002-03-20 | 2017-06-15 |
| GRUNDY, Charlotte | Director | 2014-07-17 | 2018-05-01 |
| HENNELL, Martin John | Director | 2002-03-20 | 2004-04-26 |
| PUCKRIDGE, Anthony | Director | 2002-03-20 | 2004-04-26 |
| RAMPLEY, Richard Barnes | Director | 2011-01-01 | 2014-05-21 |
| STOWELL, Marc Anthony | Director | 2006-04-18 | 2008-04-01 |
| THORPE, Philip Andrew | Director | 2002-03-20 | 2011-01-01 |
| CORPORATE APPOINTMENTS LIMITED | Corporate Nominee Director | 2002-03-20 | 2002-03-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mrs Margaret Ann Johnson | Individual | Significant influence | 2018-05-01 | Ceased 2022-03-10 |
| Kirly Limited | Corporate entity | Shares 75–100% | 2018-05-01 | Active |
| Mr Marcus Walter Johnson | Individual | Significant influence | 2016-04-14 | Ceased 2022-03-10 |
Filing timeline
Last 20 of 141 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-01-15 MA Memorandum articles
- 2024-12-23 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-13 | AA | accounts | Accounts with accounts type full | |
| 2026-02-27 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-06-30 | AA | accounts | Accounts with accounts type small | |
| 2025-03-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-01-15 | MA | incorporation | Memorandum articles | |
| 2024-12-23 | RESOLUTIONS | resolution | Resolution | |
| 2024-12-23 | SH01 | capital | Capital allotment shares | |
| 2024-12-23 | SH08 | capital | Capital name of class of shares | |
| 2024-05-10 | AA | accounts | Accounts with accounts type group | |
| 2024-05-01 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-24 | CH01 | officers | Change person director company with change date | |
| 2023-07-15 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-07-15 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-07-15 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2023-05-13 | AA | accounts | Accounts with accounts type group | |
| 2023-03-07 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2022-10-14 | AP01 | officers | Appoint person director company with name date | |
| 2022-04-20 | AA | accounts | Accounts with accounts type group | |
| 2022-03-16 | CS01 | confirmation-statement | Confirmation statement with updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.