PSP INSURANCE & FINANCIAL SOLUTIONS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-11-20 (in 6mo)
Last made up 2025-11-06
Watchouts
Cash
£5M
+47.6% highest in 5 filed years
Net assets
£7M
+53.3% highest in 5 filed years
Employees
114
+12.9% highest in 5 filed years
Profit before tax
£1M
+14.7% highest in 4 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
11 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Net assets
6-year trend · vs Industrials median
Accounts
6-year trend · latest reflected 2024-12-31
| Metric | Trend | 2020-04-30 | 2021-04-30 | 2022-04-30 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Turnover | — | — | £4,701,620 | £3,050,040 | £5,959,292 | £8,290,051 | |
| Operating profit | — | — | £1,201,312 | £301,547 | £1,155,320 | £1,286,552 | |
| Profit before tax | — | — | £219,893 | £305,922 | £1,243,135 | £1,425,761 | |
| Net profit | — | — | -£75,089 | £216,116 | £1,288,664 | £1,418,866 | |
| Cash | £861,076 | — | £1,519,376 | £1,736,377 | £3,403,566 | £5,023,517 | |
| Total assets less current liabilities | £1,904,753 | — | £1,601,490 | £1,762,307 | £4,468,776 | £6,844,537 | |
| Net assets | £1,891,500 | — | £1,586,199 | £1,743,277 | £4,443,941 | £6,812,807 | |
| Equity | £1,891,500 | £2,087,866 | £1,586,199 | £1,743,277 | £4,443,941 | £6,812,807 | |
| Average employees | 80 | — | 83 | 67 | 101 | 114 | |
| Wages | — | — | £1,965,988 | £1,442,369 | £3,162,925 | £4,101,396 | |
| Directors' remuneration | — | — | £330,288 | £317,221 | £742,075 | £906,773 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+39.1%
£5,959,292 £8,290,051
highest in 4 filed years
-
Cash
+47.6%
£3,403,566 £5,023,517
highest in 5 filed years
-
Net assets
+53.3%
£4,443,941 £6,812,807
highest in 5 filed years
-
Employees
+12.9%
101 114
highest in 5 filed years
-
Operating profit
+11.4%
£1,155,320 £1,286,552
highest in 4 filed years
-
Profit before tax
+14.7%
£1,243,135 £1,425,761
highest in 4 filed years
-
Wages
+29.7%
£3,162,925 £4,101,396
highest in 4 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2020-04-30 | 2021-04-30 | 2022-04-30 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|---|---|
| Operating margin | — | — | 25.6% | 9.9% | 19.4% | 15.5% | |
| Net margin | — | — | -1.6% | 7.1% | 21.6% | 17.1% | |
| Return on capital employed | — | — | 75.0% | 17.1% | 25.9% | 18.8% | |
| Current ratio | — | — | — | — | 1.39x | 1.42x | |
| Interest cover | — | — | 524.13x | 2741.34x | — | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- PSP INSURANCE & FINANCIAL SOLUTIONS LIMITED 2007-11-02 → present
- PSP WESTINSURE LIMITED 2002-12-12 → 2007-11-02
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Saffery LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 17 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| COUSINS, David Michael Edwin | Director | 2025-10-13 | Jan 1973 | British |
| CRAWFORD, Charles Robertson | Director | 2025-11-04 | Mar 1964 | British |
| FRITH, Matthew | Director | 2016-07-15 | Sep 1978 | British |
| WHITTINGHAM, James Oliver | Director | 2025-11-28 | Aug 1977 | British |
Show 17 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| PARKINS, Terence Roy | Secretary | 2002-12-12 | 2024-06-01 |
| RWL REGISTRARS LIMITED | Corporate Nominee Secretary | 2002-12-12 | 2002-12-12 |
| ARNOLD, Samantha Jane | Director | 2007-08-01 | 2026-04-02 |
| CAMPS, Ingrid Anne | Director | 2016-07-15 | 2025-12-31 |
| CURRIE, David William | Director | 2009-01-01 | 2026-04-02 |
| GAIT, Andrew | Director | 2016-07-15 | 2025-08-11 |
| GEEN, Martin James | Director | 2010-06-01 | 2026-04-02 |
| GOUGH, Sean Nigel | Director | 2024-01-01 | 2024-06-18 |
| HEATHFIELD, David James | Director | 2024-10-01 | 2025-10-31 |
| JONES, Brian | Director | 2023-06-01 | 2026-04-02 |
| JONES, David Ian | Director | 2009-04-01 | 2026-04-02 |
| MCCORMACK, Karen | Director | 2016-07-15 | 2026-04-02 |
| MUSSELWHITE, Jeremy John | Director | 2007-08-01 | 2022-05-31 |
| OAKEY, Philip John | Director | 2002-12-12 | 2024-06-01 |
| PARKINS, Michael Robert | Director | 2002-12-12 | 2025-05-31 |
| PARKINS, Terence Roy | Director | 2002-12-12 | 2024-06-01 |
| QUILTER, Stuart James | Director | 2024-10-01 | 2026-04-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Assuredpartners International Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2022-06-01 | Active |
| Mr Terence Roy Parkins | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-04-06 | Ceased 2022-06-01 |
| Mr Michael Robert Parkins | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-04-06 | Ceased 2022-06-01 |
| Mr Philip John Oakey | Individual | Shares 25–50%, Voting 25–50%, Appoints directors | 2016-04-06 | Ceased 2022-06-01 |
Filing timeline
Last 20 of 161 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-03-30 CC04 Statement of companys objects
- 2026-03-13 RESOLUTIONS Resolution
- 2026-03-13 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-01 | TM01 | officers | Termination director company with name termination date | |
| 2026-05-01 | AD03 | address | Move registers to sail company with new address | |
| 2026-05-01 | AD02 | address | Change sail address company with new address | |
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-04-02 | TM01 | officers | Termination director company with name termination date | |
| 2026-03-30 | CC04 | change-of-constitution | Statement of companys objects | |
| 2026-03-13 | RESOLUTIONS | resolution | Resolution | |
| 2026-03-13 | MA | incorporation | Memorandum articles | |
| 2026-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-03 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-24 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2025-11-20 | CH01 | officers | Change person director company with change date | |
| 2025-11-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-31 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-16 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 11
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.