CARDZONE LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  -9.6%

  £53,645,848 → £48,491,835

• Cash

  -5.7%

  £2,988,814 → £2,819,782

  lowest in 3 filed years

• Net assets

  +21.5%

  £5,707,623 → £6,935,420

• Employees

  -5.7%

  967 → 912

  lowest in 3 filed years

• Operating profit

  -70.3%

  £5,330,424 → £1,581,228

• Profit before tax

  -66%

  £5,538,225 → £1,884,358

  lowest in 3 filed years

• Wages

  +3.5%

  £10,968,089 → £11,347,050

  highest in 3 filed years

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

BK Plus Audit Limited

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.”

Significant events

• “On 27 June 2025 the trade and assets of Esquire Retail Limited were transferred to Cardzone Limited.”
• “Following the year end the company acquired the trade and assets of a business that contained 7 stores.”
• “During the year HMRC commenced a routine minimum wage audit on the company. As at the date of signing the financial statements there is no indication on the outcome of this, but there is a possibility of a future liability should HMRC find against the company as they have with many other retailers.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

3

last 12 months

Capital events

0

last 24 months

Officers appointed

1

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.