IAM FINANCE LIMITED
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Next accounts due
2027-03-31 (in 10mo)
Last filed for 2025-06-30
Confirmation statement due
2027-01-13 (in 8mo)
Last made up 2025-12-30
Watchouts
None on the register
Cash
£797K
-3.7% lowest in 3 filed years
Net assets
£5M
-3.2% vs 2024
Employees
10
-9.1% lowest in 3 filed years
Profit before tax
£984K
+112.5% highest in 3 filed years
Net assets
7-year trend · vs Consumer Discretionary median
Accounts
7-year trend · latest reflected 2025-06-30
| Metric | Trend | 2019-06-30 | 2020-06-30 | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | £13,998,043 | — | — | £12,913,736 | £14,894,040 | |
| Operating profit | — | — | £1,693,922 | — | — | £435,341 | £977,664 | |
| Profit before tax | — | — | -£1,537,979 | — | — | £462,999 | £983,954 | |
| Net profit | — | — | -£1,530,718 | — | — | £346,963 | £733,344 | |
| Cash | — | — | £1,871,978 | — | — | £827,579 | £796,996 | |
| Total assets less current liabilities | — | — | £2,487,741 | — | — | £5,175,027 | £5,011,087 | |
| Net assets | — | — | £2,472,212 | — | — | £5,175,027 | £5,008,371 | |
| Equity | £4,213,762 | £5,202,930 | £2,472,212 | £3,734,679 | £4,828,064 | £5,175,027 | £5,008,371 | |
| Average employees | — | — | 11 | — | — | 11 | 10 | |
| Wages | — | — | £227,665 | — | — | £278,079 | £294,474 | |
| Directors' remuneration | — | — | — | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-06-30 vs 2024-06-30
-
Turnover
+15.3%
£12,913,736 £14,894,040
highest in 3 filed years
-
Cash
-3.7%
£827,579 £796,996
lowest in 3 filed years
-
Net assets
-3.2%
£5,175,027 £5,008,371
-
Employees
-9.1%
11 10
lowest in 3 filed years
-
Operating profit
+124.6%
£435,341 £977,664
-
Profit before tax
+112.5%
£462,999 £983,954
highest in 3 filed years
-
Wages
+5.9%
£278,079 £294,474
highest in 3 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2019-06-30 | 2020-06-30 | 2021-06-30 | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | 12.1% | — | — | 3.4% | 6.6% | |
| Net margin | — | — | -10.9% | — | — | 2.7% | 4.9% | |
| Return on capital employed | — | — | 68.1% | — | — | 8.4% | 19.5% | |
| Gearing (liabilities / total assets) | — | — | — | — | — | 61.9% | 61.7% | |
| Current ratio | — | — | — | — | — | 1.61x | 1.62x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- IAM FINANCE LIMITED 2009-06-07 → present
- GEMGOLD FINANCE LIMITED 2008-10-31 → 2009-06-07
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Mehta & Tengra
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the director's use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the original financial statements were authorised for issue.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
1 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LAKHWANI, Johnny Mohan | Director | 2009-06-01 | Jul 1981 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| LAKHWANI, Mohan Sanwaldas | Secretary | 2009-06-01 | 2016-03-30 |
| TEMPLE SECRETARIES LIMITED | Corporate Secretary | 2008-10-31 | 2009-06-01 |
| KAHAN, Barbara | Director | 2008-10-31 | 2009-06-01 |
| LAKHWANI, Mohan Sanwaldas | Director | 2013-08-23 | 2016-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mrs Lajwanti Lakhwani | Individual | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 62 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-31 | AA | accounts | Accounts with accounts type full | |
| 2026-02-27 | CH01 | officers | Change person director company with change date | |
| 2025-12-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-30 | AA | accounts | Accounts with accounts type full | |
| 2024-12-05 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-12-01 | CH01 | officers | Change person director company with change date | |
| 2024-03-28 | AA | accounts | Accounts with accounts type full | |
| 2023-11-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-03-30 | AA | accounts | Accounts with accounts type full | |
| 2022-11-26 | PSC04 | persons-with-significant-control | Change to a person with significant control | |
| 2022-11-26 | AD01 | address | Change registered office address company with date old address new address | |
| 2022-11-26 | CH01 | officers | Change person director company with change date | |
| 2022-10-31 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-08-30 | AA | accounts | Accounts with accounts type full | |
| 2021-12-10 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-06-30 | AA | accounts | Accounts with accounts type unaudited abridged | |
| 2021-01-26 | CH01 | officers | Change person director company with change date | |
| 2021-01-25 | CH01 | officers | Change person director company with change date | |
| 2020-11-19 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2020-06-28 | AA | accounts | Accounts with accounts type unaudited abridged |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.