VIRGIN MONEY LIMITED
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Next accounts due
2026-12-31 (in 7mo)
Last filed for 2025-03-31
Confirmation statement due
2026-08-15 (in 3mo)
Last made up 2025-08-01
Watchouts
None on the register
Cash
£10M
Latest balance sheet
Net assets
£10M
Equity attributable
Employees
—
Average over period
Profit before tax
-£36K
Period ending 2025-03-31
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-03-31
| Metric | Trend | 2023-09-30 | 2025-03-31 |
|---|---|---|---|
| Turnover | — | — | |
| Operating profit | — | — | |
| Profit before tax | — | -£36,000 | |
| Net profit | — | -£36,000 | |
| Cash | £10,035,000 | £10,025,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £10,025,000 | £9,989,000 | |
| Equity | £10,025,000 | £9,989,000 | |
| Average employees | — | — | |
| Wages | — | — | |
| Directors' remuneration | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2025 · period ending 2025-03-31 vs 2023-09-30
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-09-30 | 2025-03-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 0.1% | 0.4% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- VIRGIN MONEY LIMITED 2021-09-23 → present
- VIRGIN MONEY PLC 2012-10-12 → 2021-09-23
- NORTHERN ROCK PLC 2009-12-31 → 2012-10-12
- GOSFORTH SUBSIDIARY NO.1 PLC 2009-11-10 → 2009-12-31
- GOSFORTH SUBSIDIARY NO.1 LIMITED 2009-07-03 → 2009-11-10
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have made an assessment of the Company's ability to continue as a going concern and are satisfied that it has the resources to continue in business for at least 12 months from the approval of the financial statements.”
Significant events
- “Following the acquisition of Virgin Money by Nationwide Building Society (Nationwide) on 1 October 2024, the Company's accounting reference date was changed from 30 September to 31 March in order to align to Nationwide's accounting reference date.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 49 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NBS COSEC LIMITED | Corporate Secretary | 2025-07-31 | — | — |
| ROBERTSON, Susan Jane | Director | 2024-11-29 | Dec 1975 | British |
| SHUFFLETON, Joanne Lucy | Director | 2026-02-11 | Sep 1982 | British |
| WRIGHT, Jason Leslie | Director | 2026-02-11 | Nov 1970 | British |
Show 49 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FITZPATRICK, Jasan | Secretary | 2012-01-25 | 2012-05-23 |
| FITZPATRICK, Jasan | Secretary | 2009-11-10 | 2012-01-01 |
| MARSHALL, Katie Jane | Secretary | 2013-09-26 | 2019-03-01 |
| MCMILLAN, Lorna Forsyth | Secretary | 2019-03-01 | 2025-07-31 |
| PEARSON, William Stephen | Secretary | 2012-05-23 | 2013-09-26 |
| PEARSON, William Stephen | Secretary | 2012-01-01 | 2012-01-25 |
| ABRAHAMS, Clifford James | Director | 2021-03-08 | 2024-03-14 |
| ADAMS, Laurence Philip | Director | 2009-11-19 | 2012-01-01 |
| ADAMSON, Clive | Director | 2018-10-15 | 2019-11-29 |
| BENNETT, David Jonathan | Director | 2018-10-15 | 2021-05-27 |
| BOLE, Peter Douglas | Director | 2017-01-30 | 2018-10-15 |
| CLEMENTI, David Cecil, Sir | Director | 2012-01-01 | 2015-06-30 |
| COATES, John Richard | Director | 2009-11-19 | 2012-01-01 |
| COBY, Paul Jonathan | Director | 2018-10-15 | 2021-05-27 |
| CROSBIE, Debbie Anne | Director | 2018-10-15 | 2018-11-19 |
| DICKSON, Olivia Catherine | Director | 2014-09-01 | 2015-12-31 |
| DORNER, Irene Mitchell | Director | 2018-03-01 | 2018-10-15 |
| DUFFY, David Joseph | Director | 2018-10-15 | 2024-03-14 |
| EISENSCHIMMEL, Eva Kristina | Director | 2017-01-25 | 2018-10-15 |
| FAIREY, Michael Edward | Director | 2010-01-01 | 2012-01-01 |
| GADHIA, Jayne-Anne | Director | 2012-01-01 | 2018-10-15 |
| GOPALAN, Geeta | Director | 2015-06-25 | 2021-05-27 |
| GRACE, Adrian Thomas | Director | 2018-10-15 | 2020-05-01 |
| HOFFMAN, Gary Andrew | Director | 2009-11-19 | 2010-11-04 |
| HUNKIN, Ricky David | Director | 2010-01-01 | 2010-12-31 |
| JONES, David Andrew | Director | 2009-07-03 | 2009-11-19 |
| KEOGH, Colin Denis | Director | 2012-01-01 | 2018-10-15 |
| MACLEOD, Fiona Anne | Director | 2018-10-15 | 2020-09-30 |
| MARTIN, Marian Macdonald | Director | 2012-01-01 | 2018-10-15 |
| MCCONVILLE, James | Director | 2010-04-08 | 2012-01-01 |
| MCLUSKIE, Norman Cardie | Director | 2012-01-01 | 2018-10-15 |
| MOONEY, Anthony | Director | 2009-07-03 | 2009-11-19 |
| MORENO, Glen Richard | Director | 2015-01-01 | 2018-03-31 |
| MORGAN, Keith Charles William | Director | 2011-06-29 | 2012-01-01 |
| NOVOKRESHCHENOVA, Elena, Ms. | Director | 2021-03-22 | 2021-05-27 |
| PAIN, Mark Andrew | Director | 2010-01-01 | 2012-01-01 |
| PETTIGREW, James Neilson | Director | 2018-10-15 | 2020-05-05 |
| PHIBBS, Mary Catherine | Director | 2010-01-01 | 2012-01-01 |
| POPE, Darren Scott | Director | 2017-03-01 | 2021-05-27 |
| ROBSON-CAPPS, Teresa, Dr | Director | 2018-10-15 | 2020-06-30 |
| ROCHFORD, Lee Michael | Director | 2013-10-07 | 2015-08-31 |
| SANDLER, Ronald Arnon | Director | 2010-01-01 | 2012-01-01 |
| SHARP, Yvonne Easton | Director | 2024-03-14 | 2024-11-28 |
| SMITH, Ian Stuart | Director | 2018-10-15 | 2020-09-30 |
| SPEARING, Marilyn Hassloch | Director | 2014-01-29 | 2017-05-03 |
| STIRLING, Amy Elizabeth | Director | 2018-10-15 | 2021-05-27 |
| WADE, Timothy Cardwell | Director | 2018-10-15 | 2021-05-27 |
| WILLIAMSON, Finlay Ferguson | Director | 2012-01-01 | 2013-10-07 |
| ZABORSZKY, Gergely Mark | Director | 2024-03-14 | 2026-01-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Virgin Money Holdings (Uk) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 216 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-02-11 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-11 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-11 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-08-05 | AP04 | officers | Appoint corporate secretary company with name date | |
| 2025-08-05 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-07-24 | AA | accounts | Accounts with accounts type full | |
| 2024-12-04 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-04 | TM01 | officers | Termination director company with name termination date | |
| 2024-10-01 | AA01 | accounts | Change account reference date company current extended | |
| 2024-08-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-09 | AA | accounts | Accounts with accounts type dormant | |
| 2024-03-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-27 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-27 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-27 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-05 | CH03 | officers | Change person secretary company with change date | |
| 2023-10-16 | CH01 | officers | Change person director company with change date | |
| 2023-10-13 | CH01 | officers | Change person director company with change date | |
| 2023-08-09 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.