BIZ FINANCE PLC
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Cash
£205k
USD 276,229
-25.2% lowest in 3 filed years
Net assets
£7m
USD 9,422,493
-6.8% lowest in 3 filed years
Employees
0
Average over period
Profit before tax
£19
USD 25
-5% lowest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
A material uncertainty exists that may cast significant doubt on the Company's ability to continue as a going concern. The financial statements have been prepared on a going concern basis which assumes that the company will continue in operational existence for the foreseeable future.
-
Going-concern uncertainty disclosed
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | £20 | £20 | — | — | |
| Profit before tax | £20 | £20 | £19 | -5% | |
| Net profit | £15 | £15 | £14 | -6.7% | |
| Cash | £336,741 | £274,228 | £204,994 | -25.2% | |
| Total assets less current liabilities | — | £64,814,951 | £67,337,625 | +3.9% | |
| Net assets | £7,394,801 | £7,499,581 | £6,992,574 | -6.8% | |
| Equity | £7,394,801 | £7,499,581 | £6,992,574 | -6.8% | |
| Average employees | — | 0 | 0 | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £0 | £0 | — | — | |
| Directors' pension contributions | £0 | £0 | — | — | |
| Highest paid director | £0 | £0 | — | — |
Figures converted to GBP from USD at 0.742 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Return on capital employed | — | 0.0% | — | |
| Gearing (liabilities / total assets) | 92.8% | 90.2% | 89.6% | |
| Current ratio | 0.01x | 0.02x | — | |
| Interest cover | 0.00x | 0.00x | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- BIZ FINANCE PLC 2010-04-01 → present
- SPV SERVICES NO.1 PLC 2010-02-18 → 2010-04-01
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Grant Thornton
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“A material uncertainty exists that may cast significant doubt on the Company's ability to continue as a going concern. The financial statements have been prepared on a going concern basis which assumes that the company will continue in operational existence for the foreseeable future.”
Significant events
- “The Loan and Note due 2025 with nominal value of $20,283,188 were fully redeemed during the financial year ended 31 December 2025.”
- “On 18 December 2025, it was announced that 99% of investors supported the exchange of Ukraine's outstanding GDP warrants, thereby clearing the 75% thresh old for a complete exchange.”
- “Combined with the successful completion of the sovereign and state-guaranteed debt bond restructuring in August 2024, Ukraine has restructured 94% of its commercial external state and state-guaranteed debt as at 18 December 2025.”
- “As at 22 December 2025: Fitch Ratings has upgraded Ukraine's Long-Term Foreign-Currency (LTFC) Issuer Default Rating (IDR) to 'CCC' from 'Restricted Default'.”
- “On 7 October 2023, an armed conflict broke out between Israel and Hamas-led Palestinian militants from the Gaza Strip after the latter launched a multi-pronged invasion of southern Israel.”
- “On 28 February 2026, military conflict escalated in the Middle East involving Iran, Israel and the United States.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 2 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| APEX TRUST CORPORATE LIMITED | Corporate Secretary | 2014-01-17 | — | — |
| MARTIN, Sean Peter | Director | 2015-07-30 | Feb 1965 | British |
| APEX CORPORATE SERVICES (UK) LIMITED | Corporate Director | 2010-02-18 | — | — |
| APEX TRUST CORPORATE LIMITED | Corporate Director | 2010-02-18 | — | — |
Show 2 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CAPITA TRUST SECRETARIES LIMITED | Corporate Secretary | 2010-02-18 | 2014-01-17 |
| LAWRENCE, Susan Elizabeth | Director | 2010-02-18 | 2015-07-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Apex Trust Nominees No.1 Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 94 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-07 | AA | accounts | Accounts with accounts type full | |
| 2025-11-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-10 | CH02 | officers | Change corporate director company with change date | |
| 2025-11-10 | CH02 | officers | Change corporate director company with change date | |
| 2025-11-10 | CH02 | officers | Change corporate director company with change date | |
| 2025-11-10 | CH04 | officers | Change corporate secretary company with change date | |
| 2025-09-18 | AA | accounts | Accounts with accounts type full | |
| 2025-02-17 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-11-18 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-11-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-15 | AA | accounts | Accounts with accounts type full | |
| 2023-11-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-12 | AA | accounts | Accounts with accounts type full | |
| 2023-03-22 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2023-03-21 | CH02 | officers | Change corporate director company with change date | |
| 2023-03-21 | CH04 | officers | Change corporate secretary company with change date | |
| 2023-03-21 | CH02 | officers | Change corporate director company with change date | |
| 2023-03-20 | AD01 | address | Change registered office address company with date old address new address | |
| 2022-11-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-11-10 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.