STUBBEN EDGE GROUP LIMITED

• ⚠

  Material uncertainty over going concern

  Notwithstanding the Board's assumptions, the renewal of the borrowing is beyond the control of the Directors and so, in the event that the loan is not renewed and alternative funding is not secured, the Group may not be able to meet its obligations as and when these fall due.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  -22.7%

  £5,573,762 → £4,305,918

• Cash

  -6.1%

  £11,433,293 → £10,737,225

• Net assets

  -142.2%

  £4,584,463 → -£1,936,477

  lowest in 4 filed years

• Employees

  -13.4%

  127 → 110

• Operating profit

  -17.1%

  -£11,237,082 → -£13,159,256

• Profit before tax

  -23.2%

  -£11,349,864 → -£13,983,637

• Wages

  -23%

  £7,978,868 → £6,147,543

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.

1. STUBBEN EDGE GROUP LIMITED 2018-06-05 → present
2. STUBBEN EDGE (GROUP) LIMITED 2018-03-11 → 2018-06-05
3. IOMA GROUP (UK) LIMITED 2013-09-13 → 2018-03-11
4. HOPE STREET CAPITAL LIMITED 2011-06-20 → 2013-09-13
5. CLAY CROSS TRADING LTD 2010-04-19 → 2011-06-20

Accounting basis

FRS 102

Reporting scope

Consolidated group

Auditor

KPMG Audit LLC

Audit opinion

Unqualified (clean)

Going concern

Material uncertainty disclosed

“Notwithstanding the Board's assumptions, the renewal of the borrowing is beyond the control of the Directors and so, in the event that the loan is not renewed and alternative funding is not secured, the Group may not be able to meet its obligations as and when these fall due.”

Group structure

1. STUBBEN EDGE GROUP LIMITED · parent
   1. Stubben Edge (Risk) Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   2. Stubben Edge Group Operations Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   3. Stubben Edge Labs (SE Labs) Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   4. Lucid UX Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   5. Stubben Edge Operations Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   6. Stubben Edge Claims Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   7. Stubben Edge Payments Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   8. Stubben Edge SA (Pty) Ltd 100% · South Africa · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   9. Stubben Edge Products Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   10. Genesis Special Risks Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   11. Finpoint Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   12. Akoni Innovations Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   13. Akoni Hub Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   14. Insurercore Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   15. Stubben Edge Media Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   16. Stubben Edge Events Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   17. Stubben Edge Capital Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   18. Stubben Edge Distribution Ltd 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   19. Stubben Edge & Partners Limited 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   20. Stubben Edge Markets 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   21. Randell Dorling Limited 100% · United Kingdom · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector
   22. 1Edge Insurance PCC Limited 100% · Guernsey · Provision of technology, data, and financial infrastructure services across the insurance and wider financial services sector

Significant events

• “2024 marked a pivotal year in Stubben Edge's transformation journey. Building upon the foundation of prior acquisitions and technology investment, the Group entered 2025 as a significantly larger and more diversified organisation.”
• “In May 2025, the Group acquired Jaywing UK, a data science and AI consultancy with strong marketing and risk analytics capabilities. The acquisition has been transformational, adding scale, profitability, and a pipeline of synergistic revenues across data, technology, and financial distribution.”
• “The continued expansion of the Company resulted in a primary share issuance totalling £10.9m in 2025 at a £175m valuation (£6.41 per share) contributing to the Company's growing capital base and strengthening the balance sheet for future growth.”
• “The £1.587m convertible loan notes issued in February and March 2024 converted to equity in February and March 2025 issuing 404,047 shares at a price of £4.40 per share.”
• “During the year, the Group resolved to discontinue four distinct lines of business conducted through its subsidiaries, namely Stubben Edge Labs (formerly Blackmore Borley Limited), Stubben Edge Markets, Finpoint and Insurercore.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

9

last 12 months

Capital events

7

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.