EXPERIAN (UK) FINANCE LIMITED
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Cash
—
Latest balance sheet
Net assets
£9.8bn
USD 12,916,994,000
+69.3% highest in 3 filed years
Employees
0
Average over period
Profit before tax
£2.3bn
USD 3,066,283,000
+932.1% highest in 3 filed years
Net assets
3-year trend · vs Technology median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | — | — | — | — | |
| Profit before tax | -£176,839,772 | -£278,632,816 | £2,318,550,473 | +932.1% | |
| Net profit | -£132,629,829 | -£208,974,418 | £2,396,757,656 | +1,246.9% | |
| Cash | — | — | — | — | |
| Total assets less current liabilities | £7,706,406,745 | £5,768,488,291 | £9,767,103,214 | +69.3% | |
| Net assets | £7,706,406,745 | £5,768,488,291 | £9,767,103,214 | +69.3% | |
| Equity | £7,706,406,745 | £5,768,488,291 | £9,767,103,214 | +69.3% | |
| Average employees | 0 | 0 | 0 | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | £0 | £0 | — | — |
Figures converted to GBP from USD at 0.756 per USD (Frankfurter spot rate) — hover any figure for the original. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | 29.5% | 46.3% | 7.2% | |
| Current ratio | 0.02x | 0.02x | 0.19x |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have prepared the financial statements on the going concern basis as they do not intend to liquidate the Company or to cease its operations, and as they have concluded that the Company's financial position means that this is realistic. They have also concluded that there are no material uncertainties that could have cast significant doubt over its ability to continue as a going concern for at least a year from the date of approval of the financial statements ('the going concern period').”
Group structure
- EXPERIAN (UK) FINANCE LIMITED · parent
- Clear Sale Argentina SRL*
- ClearSale S.A.*
- Financeira Veloz Holding Financeira S.A.*
- Holding Veloz Investimentos e Participações S.A.*
- Mova Sociedade de Empréstimo entre Pessoas S.A.
- Pagueveloz Instituição de Pagamento Ltda.*
- Salaryfits Sistemas Ltda.*
- Salt Participações S.A.*
- Salt Tecnologia Ltda.*
- Serasa S.A.
- Experian Colombia S.A.
- CCN UK 2005 Limited
- CCN UK Unlimited
- Chatsworth Investments Limited***
- EHI 2005 Limited
- EHI UK Unlimited
- EIS 2005 Limited
- EIS UK Unlimited
- Experian Colombia Investments Limited
- Experian Corporate Services Limited
- Experian Europe and Middle East Limited
- Experian Europe Unlimited
- Experian Finance 2012 Unlimited****
- Experian Finance plc
- Experian Group Limited
- Experian Holdings Limited
- Experian International Unlimited
- Experian Latam Holdings Unlimited
- Experian Limited
- Experian NA Holdings Unlimited****
- Experian Nominees Limited
- Experian ReFi Outsource Services Limited (formerly Paylink Outsource Services Limited)
- Experian ReFi Solutions Limited (formerly Paylink Solutions Limited)
- Experian SURBS Investments Limited
- Experian Technology Limited
- Experian (UK) Holdings 2006 Limited
- Experian US Holdings Unlimited
- G.U.S. Property Management Limited***
- GUS 1998 Unlimited****
- GUS 2000 Finance Unlimited
- GUS 2004 Limited
- GUS Catalogues Unlimited****
- GUS Finance (2004) Limited
- GUS Holdings (2004) Limited
- GUS Holdings Unlimited
- GUS International Holdings Limited****
- GUS Ireland Holdings Limited****
- GUS Overseas Holdings Limited****
- GUS Overseas Investments Limited****
- GUS US Holdings 2024 Limited****
- International Communication & Data Limited
- Intozetta Holdings Limited***
- Intozetta Limited***
- KYC Global Technologies (UK) Limited
- Pay Dashboard Limited******
- Serasa Finance Limited
- Tallyman Limited****
- Tapad UK Limited***
- The Royal Exchange Company (Leeds) Unlimited*****
- The Witney Mattress, Divan & Quilt Co. Unlimited****
- Tapad Germany GmbH
- GHU Insurance Company Limited
- KYC360 Academy Limited
- KYC Global Technologies Limited
- GUS Europe Holdings B.V.
- APC Buró, S.A. 70%
- Experian Latam España Inversiones, S.L.**
- At Data, LLC
- Auto I.D., Inc.
- BillFixers, LLC
- ChargebackOps LLC
- CIC Plus, LLC
- Clarity Services, Inc.
- ClarityBlue Inc.
- Clear Sale LLC
- ConsumerInfo.com, Inc.
- CSIdentity Corporation
- CSIdentity Insurance Services, Inc.
- Employment Tax Servicing, LLC
- Experian Background Data, Inc.
- Experian Consumer Financial Services, Inc.
- Experian Credit Advisors, Inc.
- Experian Data Corp
- Experian Employer Services, Inc.
- Experian Finance US, Inc.
- Experian Fraud Prevention Solutions, Inc.
- Experian Health, Inc.
- Experian Holdings, Inc.
- Experian Information Solutions, Inc.
- Experian Marketing Solutions, LLC
- Experian Reserved Response, Inc.
- Experian Services Corp.
- Experian Verification Services, LLC (formerly Frontline eSolutions, LLC)
- Gabi Personal Insurance Agency, Inc.
- My Health Direct, Inc.
- MyExperian, Inc.
- Neuro-ID, Inc.
- Predictive Pop, Inc.
- RewardStock, Inc.
- Statschedules India, LLC
- String Automotive Solutions, Inc.
- String Enterprises, Inc.
- Tapad, Inc.
- Tax Credit Co, LLC
- Tayvah, LLC
- The 41st Parameter, Inc.
- WaveHDC LLC
- Waveland Technologies LLC
- Xverify, LLC
Significant events
- “In April 2026, subsidiary undertakings completed the acquisitions of Own Up Holdings, Inc. in the USA for US$175m and Konfir Limited in Ireland for US$25m, together with their respective subsidiaries.”
- “On 29 April 2026, a subsidiary undertaking entered into an agreement to acquire the entire share capital of IDWall Tecnologia Ltda. in Brazil for R$430m (approximately US$86m). The acquisition was completed on 1 July 2026.”
- “An interim dividend of US$1,632,598,000 was paid on 24 July 2026 in connection with the payment of the second interim dividend of Experian plc for the year ended 31 March 2026.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HENRY, Sarah Roberta | Secretary | 2024-10-16 | — | — |
| BROWN, Charles Bennett | Director | 2011-04-01 | Dec 1966 | Irish |
| GILLAN, Charlotte Elizabeth | Director | 2019-11-25 | May 1973 | British |
| GREENWOOD, Karen Julia | Director | 2017-07-05 | Jul 1967 | British |
| LILLEY, Daniel Tristan | Director | 2016-12-15 | Jan 1981 | British |
| PEPPER, Mark Edward | Director | 2011-03-18 | Feb 1963 | British |
| PITCHFORD, Lloyd Mark | Director | 2015-05-11 | Aug 1971 | British |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HANNA, Ronan | Secretary | 2011-03-07 | 2024-10-16 |
| ATKINSON, Paul Alan | Director | 2011-03-07 | 2022-06-30 |
| BARNES, Antony Jonathan Ward | Director | 2011-04-01 | 2023-10-27 |
| BLYTHE, Peter Jens | Director | 2011-03-07 | 2015-03-30 |
| BROMLEY, Alexander John | Director | 2012-07-13 | 2017-06-30 |
| BROOKS, Paul Timothy Coleman | Director | 2011-04-01 | 2012-01-06 |
| CASSIN, Brian Jude | Director | 2012-07-13 | 2015-05-07 |
| COOPER, Paul Graeme | Director | 2012-07-13 | 2016-12-21 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Experian Investment Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 84 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-02-27 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-19 | AA | accounts | Accounts with accounts type full | |
| 2026-03-26 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-03-26 | SH01 | capital | Capital allotment shares | |
| 2026-02-27 | SH19 | capital | Capital statement capital company with date currency figure | |
| 2026-02-27 | SH20 | capital | Legacy | |
| 2026-02-27 | CAP-SS | insolvency | Legacy | |
| 2026-02-27 | RESOLUTIONS | resolution | Resolution | |
| 2025-09-30 | AA | accounts | Accounts with accounts type full | |
| 2025-03-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-26 | AA | accounts | Accounts with accounts type full | |
| 2024-11-05 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-11-05 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-03-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-11-14 | TM01 | officers | Termination director company with name termination date | |
| 2023-10-18 | AA | accounts | Accounts with accounts type full | |
| 2023-03-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-12-21 | AA | accounts | Accounts with accounts type full | |
| 2022-10-11 | CH01 | officers | Change person director company with change date | |
| 2022-10-11 | CH01 | officers | Change person director company with change date | |
| 2022-10-11 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 3
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.