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Next accounts due

2026-09-30 (in 4mo)

Last filed for 2024-12-31

Confirmation statement due

2027-03-17 (in 10mo)

Last made up 2026-03-03

Watchouts

None on the register

Cash

£422K

+7.9% highest in 3 filed years

Net assets

£2M

-38% lowest in 4 filed years

Employees

18

-25% vs 2023

Profit before tax

-£1M

+5.7% vs 2023

Accounts

4-year trend · latest reflected 2024-12-31

Metric Trend 2019-12-312020-12-312023-12-312024-12-31
Turnover £1,857,000£1,658,000
Operating profit -£1,133,000-£1,031,000
Profit before tax -£1,202,000-£1,134,000
Net profit -£1,202,000-£1,134,000
Cash £1,000£391,000£422,000
Total assets less current liabilities £6,031,000£5,991,000
Net assets £6,031,000£5,991,000£3,161,000£1,961,000
Equity £6,031,000£5,991,000£3,161,000£1,961,000
Average employees 002418
Wages
Directors' remuneration

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2019-12-312020-12-312023-12-312024-12-31
Operating margin -61.0%-62.2%
Net margin -64.7%-68.4%
Current ratio 0.41x0.41x
Interest cover -16.42x-10.01x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102 §1A
Reporting scope
Consolidated group
Abridged
Yes — abridged accounts (limited disclosure)
Auditor
Unaudited
Audit opinion
Unaudited (audit-exempt)
Going concern
Affirmed

“The directors have considered the prevailing economic situation, noting that business conditions have returned to a more predictable situation following the pandemic recovery period. The outlook for the Company's business is good, with strong demand for its services in the education sector. The directors are confident that the Company can continue as a going concern for a period of at least 12 months from the date of approval of these financial statements. With a good trading outlook, the directors have a reasonable expectation that the Company has adequate resources to continue in operation for the foreseeable future.”

Group structure

  1. ACRE 1144 LIMITED · parent
    1. Squidcard Limited 100% · United Kingdom · e-money payment system
    2. Smart Transactions Group Limited 100% · United Kingdom · Intermediate Holding Company
    3. Smart Transactions Limited 100% · United Kingdom · Development and licensing of intellectual property over transactional applications
    4. Squid Kenya Limited 100% · United Kingdom · e-money payment system
    5. Squid Kenya Limited (Kenya) 66% · Kenya · e-money payment system
    6. Squid Payments Services UK Limited 100% · United Kingdom · e-money payment system

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 1 resigned

Name Role Appointed Born Nationality
HOLLAND, John Michael Morgan Director 2011-03-17 Mar 1963 British
MATTHEWS, Peter Nicholas Director 2011-03-17 Jan 1957 British
MCNEIL, Duncan Director 2018-03-21 Apr 1952 British
SMITH, Adam Charles Director 2011-03-17 Mar 1964 Australian
Show 1 resigned officer
Name Role Appointed Resigned
NEWTON, Thomas Mackenzie Secretary 2011-03-17 2021-08-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Duncan Mcneil Individual Shares 25–50% 2016-04-06 Active
Nucleus Limited Corporate entity Shares 25–50% 2016-04-06 Active

Filing timeline

Last 20 of 57 total filings

Date Type Category Description
2026-04-30 RP01CS01 confirmation-statement Replacement filing of confirmation statement with made up date
2026-04-22 RP01CS01 confirmation-statement Replacement filing of confirmation statement with made up date PDF
2026-03-10 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-09-22 AA accounts Accounts with accounts type group
2025-03-26 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-03-25 CH01 officers Change person director company with change date PDF
2025-03-25 CH01 officers Change person director company with change date PDF
2024-09-10 AA accounts Accounts with accounts type group
2024-03-07 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-10-06 AA accounts Accounts with accounts type unaudited abridged
2023-10-02 AD01 address Change registered office address company with date old address new address PDF
2023-03-07 CS01 confirmation-statement Confirmation statement with updates PDF
2022-11-04 SH01 capital Capital allotment shares PDF
2022-10-01 AA accounts Accounts with accounts type unaudited abridged
2022-04-28 SH01 capital Capital allotment shares PDF
2022-03-03 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-02-07 AAMD accounts Accounts amended with made up date
2021-12-24 CH01 officers Change person director company with change date PDF
2021-12-24 AA accounts Accounts with accounts type unaudited abridged PDF
2021-11-25 SH03 capital Capital return purchase own shares

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
4

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page