MONEY IN MINUTES LIMITED
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Next accounts due
2026-09-28 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-12-11 (in 7mo)
Last made up 2025-11-27
Watchouts
None on the register
Cash
£17M
+34.3% highest in 3 filed years
Net assets
£40M
+14.7% highest in 3 filed years
Employees
119
+7.2% highest in 3 filed years
Profit before tax
£10M
-33.4% vs 2023
Net assets
4-year trend · vs Industrials median
Accounts
4-year trend · latest reflected 2024-12-31
| Metric | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Turnover | — | — | £55,639,094 | £50,512,319 | |
| Operating profit | — | — | £15,563,676 | £11,488,138 | |
| Profit before tax | — | — | £15,545,515 | £10,354,416 | |
| Net profit | — | — | £13,618,890 | £8,088,600 | |
| Cash | £1,069,369 | — | £12,936,575 | £17,370,465 | |
| Total assets less current liabilities | — | — | £47,106,021 | £52,374,161 | |
| Net assets | £5,635,990 | — | £34,549,191 | £39,637,791 | |
| Equity | — | £23,909,700 | £34,549,191 | £39,637,791 | |
| Average employees | 0 | — | 111 | 119 | |
| Wages | £0 | — | £6,880,699 | £7,481,850 | |
| Directors' remuneration | — | — | £1,993,717 | £2,694,683 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-9.2%
£55,639,094 £50,512,319
-
Cash
+34.3%
£12,936,575 £17,370,465
highest in 3 filed years
-
Net assets
+14.7%
£34,549,191 £39,637,791
highest in 3 filed years
-
Employees
+7.2%
111 119
highest in 3 filed years
-
Operating profit
-26.2%
£15,563,676 £11,488,138
-
Profit before tax
-33.4%
£15,545,515 £10,354,416
-
Wages
+8.7%
£6,880,699 £7,481,850
highest in 3 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Operating margin | — | — | 28.0% | 22.7% | |
| Net margin | — | — | 24.5% | 16.0% | |
| Return on capital employed | — | — | 33.0% | 21.9% | |
| Current ratio | — | — | 19.18x | 9.05x | |
| Interest cover | — | — | 8.34x | 7.44x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- JS. Audit Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having due consideration to each of the above factors, the directors have a reasonable expectation that the group has adequate resources to continue in operational existence for the foreseeable future and so the accounts are prepared on a going concern basis.”
Group structure
- MONEY IN MINUTES LIMITED · parent
- Hermes Property Services Limited 100%
- Loans 2 Go Limited 100%
- Simple Fast Loans Limited 100%
Significant events
- “With the introduction of Consumer Duty in 2023 the directors remain optimistic about the future trading conditions of the market in which the group operates. In response to the regulations, during the year the board instigated a complete review of historic claims to ensure that customers had been treated fairly and transparently.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BARNETT, David John | Director | 2025-05-01 | Dec 1970 | British |
| CAMPBELL, Matt | Director | 2013-01-31 | Apr 1956 | American |
| JOHNSON, Charles Evans | Director | 2013-01-31 | Feb 1948 | American |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| COWAN, Graham Michael | Director | 2011-08-16 | 2011-08-16 |
| DUCKWORTH, Anthony Harold | Director | 2011-09-06 | 2013-10-01 |
| TAYLOR, Gerald Brian, Mr. | Director | 2011-09-05 | 2013-10-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Charles Evans Johnson | Individual | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 53 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-12-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-30 | AA | accounts | Accounts with accounts type group | |
| 2025-05-06 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-23 | AA | accounts | Accounts with accounts type group | |
| 2024-12-14 | DISS40 | gazette | Gazette filings brought up to date | |
| 2024-12-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-10 | GAZ1 | gazette | Gazette notice compulsory | |
| 2023-12-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-28 | AA | accounts | Accounts with accounts type group | |
| 2023-01-03 | AA | accounts | Accounts with accounts type group | |
| 2022-12-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-12-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-10-08 | AA | accounts | Accounts with accounts type group | |
| 2021-09-28 | AA01 | accounts | Change account reference date company previous shortened | |
| 2021-01-11 | AA | accounts | Accounts with accounts type group | |
| 2021-01-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-12-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-10-12 | AA | accounts | Accounts with accounts type group | |
| 2019-09-30 | AA01 | accounts | Change account reference date company previous shortened | |
| 2019-09-02 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.