OAKBROOK FINANCE LIMITED
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Cash
—
Latest balance sheet
Net assets
-£21M
-0.2% vs 2024
Employees
40
+2.6% vs 2024
Profit before tax
£600K
+110.3% highest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Negative shareholders' funds
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Net interest income | — | £12,834,000 | £17,342,000 | +35.1% | |
| Fee & commission income | — | — | — | — | |
| Operating income | — | £42,233,000 | £44,031,000 | +4.3% | |
| Impairment losses | — | £33,346,000 | £30,734,000 | -7.8% | |
| Profit before tax | -£13,442,000 | -£5,825,000 | £600,000 | +110.3% | |
| Net profit | -£13,416,000 | -£5,825,000 | £600,000 | +110.3% | |
| Loans & advances to customers | — | £116,957,000 | £122,228,000 | +4.5% | |
| Customer deposits | — | — | — | — | |
| Total assets | — | £222,749,000 | £273,895,000 | +23% | |
| Total liabilities | — | £243,656,000 | £294,841,000 | +21% | |
| Equity | -£25,073,000 | -£20,907,000 | -£20,946,000 | -0.2% | |
| Average employees | 66 | 39 | 40 | +2.6% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | -31.8% | -12.6% | — | |
| Net margin | -31.8% | -12.7% | — | |
| Gearing (liabilities / total assets) | — | 109.4% | 107.6% | |
| Current ratio | 0.87x | 0.91x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- BURGESS HODGSON AUDIT LIMITED
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- OAKBROOK FINANCE LIMITED · parent
- Oakbrook Capital (1) Plc
- Oakbrook Capital 2 Limited
- Oakbrook Capital 3 Limited
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 13 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BADALE, Manoj Kumar | Director | 2012-11-21 | Dec 1967 | British |
| PAINTER, Jonathan David | Director | 2023-03-08 | Oct 1971 | British |
| SZALKIEWICZ, Melanie Marie | Director | 2023-07-11 | Jul 1979 | French |
Show 13 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| FULLER, Kevin | Secretary | 2012-04-22 | 2017-11-15 |
| ABBOTTS, Patrick Thomas | Director | 2025-01-16 | 2025-05-22 |
| AYLIEFF, Paul | Director | 2016-09-01 | 2020-01-24 |
| CUSHION, Jyoti Chada | Director | 2023-07-11 | 2025-01-16 |
| DIGHTON, Simon Gerald | Director | 2021-03-30 | 2023-05-26 |
| ENOCK, Luke David | Director | 2019-12-05 | 2023-07-06 |
| HAGERTY, Martin | Director | 2015-12-18 | 2021-02-16 |
| MINDENHALL, Charles Stuart | Director | 2023-08-22 | 2025-01-16 |
| MINDENHALL, Charles Stuart | Director | 2016-10-03 | 2023-02-08 |
| MINDENHALL, Charles Stuart | Director | 2011-11-02 | 2015-12-18 |
| ONYETT, Mark James | Director | 2012-11-21 | 2023-05-26 |
| SANDERS, Mark David | Director | 2015-12-18 | 2023-05-26 |
| WOODBURN, Michael Charles | Director | 2016-09-01 | 2019-03-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Oakbrook Holdings (Uk) Limited | Corporate entity | Shares 75–100% | 2022-01-25 | Active |
| Oakbrook Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2016-04-06 |
Filing timeline
Last 20 of 130 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-05 | AA | accounts | Accounts with accounts type full | |
| 2025-11-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-08-10 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-08-10 | MR05 | mortgage | Mortgage charge part release with charge number | |
| 2025-08-10 | MR05 | mortgage | Mortgage charge part release with charge number | |
| 2025-08-10 | MR05 | mortgage | Mortgage charge part release with charge number | |
| 2025-07-07 | AA | accounts | Accounts with accounts type full | |
| 2025-05-22 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-14 | CH01 | officers | Change person director company with change date | |
| 2025-03-06 | SH01 | capital | Capital allotment shares | |
| 2025-03-06 | SH01 | capital | Capital allotment shares | |
| 2025-01-23 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-23 | TM01 | officers | Termination director company with name termination date | |
| 2025-01-23 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-23 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-23 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-23 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-23 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-11-04 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-10-03 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 2
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.