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Next accounts due

2027-04-30 (in 11mo)

Last filed for 2025-07-31

Confirmation statement due

2026-10-07 (in 5mo)

Last made up 2025-09-23

Watchouts

None on the register

Cash

£44M

+7.3% vs 2024

Net assets

£45M

+16.7% vs 2024

Employees

65

-12.2% vs 2024

Profit before tax

£2M

+32.7% vs 2024

Accounts

2-year trend · latest reflected 2025-07-31

Metric Trend 2024-07-312025-07-31
Turnover £31,109,000£29,025,000
Operating profit £1,338,000£1,349,000
Profit before tax £1,685,000£2,236,000
Net profit £377,000£1,916,000
Cash £41,054,000£44,043,000
Total assets less current liabilities £40,962,000£46,209,000
Net assets £38,706,000£45,152,000
Equity £38,706,000£45,152,000
Average employees 7465
Wages £9,028,000£7,924,000
Directors' remuneration £24,000£24,000

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2024 → FY2025 · period ending 2025-07-31 vs 2024-07-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2024-07-312025-07-31
Operating margin 4.3%4.6%
Net margin 1.2%6.6%
Return on capital employed 3.3%2.9%
Current ratio 4.95x7.76x
Interest cover 31.86x44.97x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 2 times since incorporation

  1. CREDIT KARMA UK LIMITED 2019-04-12 → present
  2. CALLCREDIT CONSUMER LIMITED 2015-11-30 → 2019-04-12
  3. NODDLE LIMITED 2011-12-23 → 2015-11-30

Audit & accounting basis

Accounting basis
FRS 101
Reporting scope
Standalone (parent only)
Auditor
Ernst & Young, Chartered Accountants
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The directors have prepared forecasts for a period of 12 months from the date of approval of these financial statements which demonstrate the business is able to continue to trade for a period of 12 months from the date of approval based on its current funding and financial position. The directors have also made enquiries of our ultimate parent company, Intuit Inc., who have confirmed they expect to have the financial ability to support the Company for up to 12 months from the date of approval of these financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

2 active · 21 resigned

Name Role Appointed Born Nationality
LAZAROV, Dimitar Ivanov Director 2026-04-20 May 1975 British
MCGINLEY, James Director 2023-11-30 Oct 1977 American
Show 21 resigned officers
Name Role Appointed Resigned
MUNRO, Robert Kenneth Campbell Secretary 2015-05-01 2019-03-28
RICHARDS, Elizabeth Anne Secretary 2011-12-23 2015-04-30
DEWEY, Jacqueline Director 2019-04-12 2019-07-26
EL BABA, Mohamad Ziad Director 2020-06-01 2023-11-29
FRIEDLANDER, Gary Director 2018-06-18 2019-04-12
GILBERT, David Director 2018-06-18 2019-04-12
GORDON, Michael Jon Director 2015-01-01 2019-03-28
GRACIANO, Ryan Michael Director 2020-06-01 2025-07-07
GREEN, Christopher David Director 2016-03-14 2018-02-14
KNOX, Robert Director 2019-04-12 2020-02-21
MCANDREW, John Francis Director 2012-01-13 2014-12-31
MUNRO, Robert Kenneth Campbell Director 2015-05-01 2019-03-28
MUSTARD, Nichole Director 2019-04-12 2023-11-29
NATH, Akansha Director 2023-11-30 2026-05-09
NEAL, Lawrence Patrick Director 2015-11-27 2018-06-18
NEENAN, David Director 2018-06-18 2019-04-12
POWERS-FREELING, Laurel Director 2015-11-27 2017-10-26
RICHARDS, Elizabeth Anne Director 2011-12-23 2015-04-30
RUTTER, Colin James Director 2016-07-05 2019-04-12
SAHA, Satrajit Director 2018-06-18 2019-04-12
SPENCE, John Andrew, Cllr Director 2015-11-27 2018-06-18

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Intuit Inc. Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2022-03-16 Active
Credit Karma Uk Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2019-04-12 Ceased 2022-03-16
Crown Acquisition Consumer Limited Corporate entity Shares 75–100%, Voting 75–100% 2016-04-06 Ceased 2019-04-12

Filing timeline

Last 20 of 127 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-11-27 RESOLUTIONS Resolution
  • 2025-11-24 RESOLUTIONS Resolution
Date Type Category Description
2026-05-11 TM01 officers Termination director company with name termination date PDF
2026-04-30 AA accounts Accounts with accounts type full
2026-04-21 AP01 officers Appoint person director company with name date PDF
2025-11-27 RESOLUTIONS resolution Resolution
2025-11-24 SH01 capital Capital allotment shares PDF
2025-11-24 SH19 capital Capital statement capital company with date currency figure
2025-11-24 SH20 capital Legacy
2025-11-24 CAP-SS insolvency Legacy
2025-11-24 RESOLUTIONS resolution Resolution
2025-09-23 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-07-07 TM01 officers Termination director company with name termination date PDF
2025-04-22 AA accounts Accounts with accounts type full
2024-11-04 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-03-29 AA accounts Accounts with accounts type full
2023-12-14 AP01 officers Appoint person director company with name date PDF
2023-12-14 AP01 officers Appoint person director company with name date PDF
2023-12-13 TM01 officers Termination director company with name termination date PDF
2023-12-13 TM01 officers Termination director company with name termination date PDF
2023-11-03 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-11-03 CH01 officers Change person director company with change date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
11

last 12 months

Capital events
3

last 24 months

Officers appointed
1

last 12 months

Officers resigned
2

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page