ASSETZ CAPITAL LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  +10.7%

  £8,161,242 → £9,037,723

• Cash

  -38%

  £7,642,306 → £4,739,941

• Net assets

  -32.4%

  £1,559,708 → £1,053,722

• Employees

  -25%

  72 → 54

  lowest in 3 filed years

• Operating profit

  +19.4%

  -£255,804 → -£206,200

• Profit before tax

  -15.9%

  -£443,581 → -£514,084

• Wages

  -28%

  £5,481,631 → £3,947,907

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

IFRS

Reporting scope

Consolidated group

Auditor

Xeinadin Audit Limited

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. After making enquiries and considering the uncertainties described above, the directors have a reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future. For these reasons, they continue to adopt the going concern basis of accounting in preparing the annual financial statements.”

Group structure

1. ASSETZ CAPITAL LIMITED · parent
   1. Assetz SME Capital Limited 100% · England and Wales · Financial Services
   2. Assetz Development Capital Limited 100% · England and Wales · Financial Services
   3. Assetz Provision Funding Limited 100% · England and Wales · Provision Fund
   4. Assetz Capital Lending (Alpha) Limited 100% · England and Wales · Financial Services
   5. Assetz Capital Lending (Bravo) Limited 100% · England and Wales · Dormant
   6. Assetz Capital Funding Limited 100% · England and Wales · Financial Services

Significant events

• “Following the closure of the retail platform to new investment in FY23 the business made significant headcount and cost reductions to reach the core level of resource required to safely continue to manage both the retail and institutional loan books and ensure that the quality of new business we originate is maintained.”
• “Our focus on improving and expanding our panel of institutional funding lines, whilst ensuring that the resources and processes were in place to support origination for them and increasing our lending volume capability led to a 3 times increase in lending from FY24 to over £50m in FY25.”
• “The establishment of our new relationship with Cambridge and Counties Bank. While the recently announced £150 million facility is an important starting point, it represents the beginning of what we would hope becomes a broad, long-term partnership.”
• “The Group expects to see significant opportunities in the commercial mortgage space and we will continue to work with our panel of funders to grow our lending in this core product area as well.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

4

last 12 months

Capital events

6

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.