MERCER RISK MANAGEMENT LIMITED
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Cash
£9.4M
-55.5% lowest in 3 filed years
Net assets
£11M
-18.9% lowest in 3 filed years
Employees
129
-3.7% lowest in 3 filed years
Profit before tax
-£3.4M
-239.9% lowest in 3 filed years
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £45,595,000 | £39,357,000 | £34,758,000 | -11.7% | |
| Operating profit | £9,649,000 | £1,243,000 | -£3,852,000 | -409.9% | |
| Profit before tax | £10,508,000 | £2,452,000 | -£3,430,000 | -239.9% | |
| Net profit | £8,988,000 | £2,243,000 | -£2,682,000 | -219.6% | |
| Cash | £37,226,000 | £21,054,000 | £9,365,000 | -55.5% | |
| Total assets less current liabilities | £56,458,000 | £21,439,000 | £12,964,000 | -39.5% | |
| Net assets | £40,119,000 | £14,162,000 | £11,480,000 | -18.9% | |
| Equity | £40,119,000 | £14,162,000 | £11,480,000 | -18.9% | |
| Average employees | 138 | 134 | 129 | -3.7% | |
| Wages | £21,681,000 | £22,423,000 | £20,775,000 | -7.3% | |
| Directors' remuneration | £1,194,000 | £1,722,000 | £2,079,000 | +20.7% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 21.2% | 3.2% | -11.1% | |
| Net margin | 19.7% | 5.7% | -7.7% | |
| Return on capital employed | 17.1% | 5.8% | -29.7% | |
| Gearing (liabilities / total assets) | — | 63.6% | 61.1% | |
| Current ratio | 4.03x | 2.19x | 1.67x | |
| Interest cover | 49.99x | 8.63x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- MERCER RISK MANAGEMENT LIMITED 2026-01-02 → present
- CARDANO RISK MANAGEMENT LIMITED 2014-05-21 → 2026-01-02
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for a period of twelve months from the date of the approval of the financial statements and that the Group and its key third-party service providers have in place appropriate business continuity plans. Therefore, they continue to adopt the going concern basis in preparing the annual financial statements.”
Group structure
- MERCER RISK MANAGEMENT LIMITED · parent
- Cardano Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 8 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BRINDLE, Howard James | Director | 2026-04-01 | Mar 1974 | British |
| ROSENBERG, Kerrin Edward | Director | 2014-05-21 | Sep 1969 | German |
Show 8 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOWYER, Claire Lisa | Secretary | 2014-05-21 | 2025-12-12 |
| BOWYER, Claire Lisa | Director | 2019-10-30 | 2025-12-12 |
| BRIL, Herman Roelof | Director | 2014-05-21 | 2016-05-31 |
| DE LATHAUWER, Michael Georges Jules | Director | 2016-01-27 | 2025-04-30 |
| DOWELL, Richard James | Director | 2014-05-21 | 2016-01-27 |
| GUTHRIE, Keith Allen | Director | 2015-04-27 | 2016-01-27 |
| LUTHI, Patrick Oliver | Director | 2016-04-14 | 2019-07-11 |
| WEST, David Peter | Director | 2014-05-21 | 2017-08-18 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Cardano Holding Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-16 | Active |
Filing timeline
Last 20 of 53 total filings
Material constitutional events — rename, articles re-file, resolution
- 2026-01-12 MA Memorandum articles
- 2026-01-02 CERTNM Certificate change of name company PDF
- 2025-12-20 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-16 | AA | accounts | Accounts with accounts type full | |
| 2026-04-17 | AP01 | officers | Appoint person director company with name date | |
| 2026-01-12 | MA | incorporation | Memorandum articles | |
| 2026-01-02 | CERTNM | change-of-name | Certificate change of name company | |
| 2025-12-20 | RESOLUTIONS | resolution | Resolution | |
| 2025-12-19 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-12-19 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-16 | AA | accounts | Accounts with accounts type full | |
| 2025-06-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-27 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-03-18 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-03-18 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-03-18 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-09-06 | AA | accounts | Accounts with accounts type full | |
| 2024-05-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-02 | AA | accounts | Accounts with accounts type full | |
| 2023-06-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-09-28 | AA | accounts | Accounts with accounts type full | |
| 2022-06-01 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.