RAMCHEZ GR LIMITED
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Cash
£19m
+4.4% highest in 3 filed years
Net assets
£54m
+6% vs 2024
Employees
—
Average over period
Profit before tax
£6.6m
+104.5% highest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Material uncertainty over going concern
The directors acknowledge that these matters create maternal uncertainty over future cash flows, future funding requirements and the availability of resources to satisfy competing obligations and, consequently, over the Group's long-term ability to continue as a going concern.
-
Going-concern uncertainty disclosed
Net assets
3-year trend · vs Real Estate median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £10,516,856 | £11,266,262 | £11,646,081 | +3.4% | |
| Operating profit | £5,439,623 | £8,215,191 | £9,252,895 | +12.6% | |
| Profit before tax | -£100,972,267 | -£148,274,579 | £6,610,119 | +104.5% | |
| Net profit | -£81,998,947 | -£113,047,579 | £3,078,119 | +102.7% | |
| Cash | £16,188,075 | £17,892,294 | £18,675,469 | +4.4% | |
| Total assets less current liabilities | £683,312,023 | £541,786,920 | £183,503,278 | -66.1% | |
| Net assets | £164,341,412 | £51,293,833 | £54,371,952 | +6% | |
| Equity | £164,341,412 | £51,293,833 | £54,371,952 | +6% | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 51.7% | 72.9% | 79.5% | |
| Net margin | — | — | 26.4% | |
| Return on capital employed | 0.8% | 1.5% | 5.0% | |
| Gearing (liabilities / total assets) | — | 90.7% | 90.4% | |
| Current ratio | 1.88x | 1.79x | 0.05x | |
| Interest cover | 0.33x | 0.48x | 0.53x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- RSM UK Audit LLP, Statutory Auditor
- Audit opinion
- Unqualified (clean)
- Going concern
- Material uncertainty disclosed
“The directors acknowledge that these matters create maternal uncertainty over future cash flows, future funding requirements and the availability of resources to satisfy competing obligations and, consequently, over the Group's long-term ability to continue as a going concern.”
Group structure
- RAMCHEZ GR LIMITED · parent
- Dellmes GR Limited 100%
- Bradmoss Limited 100%
- CG Three Limited 100%
- Danecarr Limited 100%
- Fairhold Apollo Limited 100%
- Fairhold Artemis Limited 100%
- Fairhold Athena Limited 100%
- Fairhold Atlas Limited 100%
- Fairhold Freeholds No 2 Limited 100%
- Fairhold Homes (No 16) Limited 100%
- Fairhold Homes (No 17) Limited 100%
- Fairhold Homes (No 18) Limited 100%
- Fairhold Homes (No 19) Limited 100%
- Fairhold Properties No 5 Limited 100%
- Fairhold Properties No 6 Limited 100%
- Fairhold Properties No 7 Limited 100%
- Freehold Properties 25 Limited 100%
- Freehold Properties 26 Limited 100%
- Hadham Securities 4 Limited 100%
- Lylecraft Limited 100%
- Parkbrace Limited 100%
- Reversions Limited 100%
- Roswall Limited 100%
- Rowan Finance Limited 100%
- Rowan Land Limited 100%
- Samnas Limited 100%
- Sendtour Limited 100%
- Theowal Limited 100%
- Victoria Investments No 2 Limited 100%
Significant events
- “On 4 August 2022 the group agreed undertakings with the CMA that ended the CMA's investigation into the wider group. These undertakings restrict certain group companies' ability to charge uplift rents on certain leases and create obligations to refund certain rents and fund certain costs for the variation of leases...”
- “At the reporting date, a covenant breach existed under the Group's loan facility which, in accordance with FRS 102, this resulted in the associated borrowing being classified as falling due within one year within the statement of financial position.”
- “Subsequent to the year end, the Group has reached a settlement in respect of a legal matter relating to potential remediation obligations under the Building Safety Act 2022. The total settlement agreed amounts to £140k and associated legal costs amount to £25k.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LAU, Daniel | Secretary | 2019-07-10 | — | — |
| HALLAM, Paul | Director | 2019-07-10 | Nov 1975 | British |
| MCGILL, Christopher Charles | Director | 2015-02-13 | Apr 1960 | British |
| PROCTER, William Kenneth | Director | 2015-02-13 | May 1953 | British |
| WATSON, Michael David | Director | 2021-02-22 | Dec 1958 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| HALLAM, Paul | Secretary | 2015-02-13 | 2019-07-10 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 40 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-16 | AA | accounts | Accounts with accounts type group | |
| 2026-04-15 | CH01 | officers | Change person director company with change date | |
| 2026-03-25 | CH01 | officers | Change person director company with change date | |
| 2026-03-25 | CH01 | officers | Change person director company with change date | |
| 2026-03-25 | CH01 | officers | Change person director company with change date | |
| 2026-03-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-12 | AA | accounts | Accounts with accounts type group | |
| 2025-02-18 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-24 | AA | accounts | Accounts with accounts type group | |
| 2024-03-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-18 | AA | accounts | Accounts with accounts type group | |
| 2023-02-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-16 | AA | accounts | Accounts with accounts type group | |
| 2022-03-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-07-16 | AA | accounts | Accounts with accounts type group | |
| 2021-03-08 | AP01 | officers | Appoint person director company with name date | |
| 2021-02-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2020-07-31 | AA | accounts | Accounts with accounts type group | |
| 2020-03-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-08-02 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.