MFM HOLDING LTD
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Cash
£17k
+32.7% vs 2024
Net assets
£59k
+4.6% vs 2024
Employees
—
Average over period
Profit before tax
-£5.6k
-149.9% vs 2024
Net assets
3-year trend · vs Technology median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £18,312,000 | £24,387 | £31,920 | +30.9% | |
| Operating profit | -£11,992,000 | -£2,373 | -£5,594 | -135.7% | |
| Profit before tax | -£11,628,000 | -£2,244 | -£5,607 | -149.9% | |
| Net profit | -£11,552,000 | -£2,061 | -£5,567 | -170.1% | |
| Cash | £16,405,000 | £13,016 | £17,275 | +32.7% | |
| Total assets less current liabilities | — | £63,999 | £66,103 | +3.3% | |
| Net assets | £58,813,000 | £56,130 | £58,703 | +4.6% | |
| Equity | £58,813,000 | £56,130 | £58,703 | +4.6% | |
| Average employees | — | — | — | — | |
| Wages | £13,885,000 | £13,739 | £13,220 | -3.8% | |
| Directors' remuneration | £684,000 | £691 | £790 | +14.3% | |
| Directors' pension contributions | £12,000 | £12 | £11 | -8.3% | |
| Highest paid director | £370,000 | £370 | £410 | +10.8% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | -65.5% | -9.7% | -17.5% | |
| Net margin | -63.1% | -8.5% | -17.4% | |
| Return on capital employed | — | -3.7% | -8.5% | |
| Gearing (liabilities / total assets) | 25.9% | 48.8% | 46.8% | |
| Current ratio | 2.57x | 1.33x | 1.35x | |
| Interest cover | — | -45.63x | -93.23x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- UK-adopted international accounting standards
- Reporting scope
- Consolidated group
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“the directors have a reasonable expectation that the Group has adequate resources to continue operating under its current regulatory permissions and business model for the foreseeable future, being at least twelve months from the date of approval of these financial statements.”
Group structure
- MFM HOLDING LTD · parent
- MFM Investment Ltd 100%
- MFM Future S.R.L. 100%
- Profile FSH Ltd 100%
- Financial Lifetime Ltd 100%
- Profile Financial Solutions Ltd 100%
- Willis Owen Ltd 100%
Significant events
- “On 28 February 2025, the Group completed the acquisition of Willis Owen Limited, a UK D2C investment platform with £680m in assets under administration ("AuA") and a loyal customer base of approximately 24,000 clients.”
- “In January 2026, subsequent to the year end, the Company received the second and final tranche of its Series F funding round, totaling £4m.”
- “In January 2026, subsequent to the year end, the Company received the second and final tranche of its Series F funding round, totaling £4m.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| WINSTON TAYLOR SECRETARIES LIMITED | Corporate Secretary | 2019-03-01 | — | — |
| CLARK, James Roy | Director | 2015-11-25 | Feb 1958 | American |
| DAPRA, Giovanni | Director | 2015-04-21 | Nov 1983 | Italian |
| DELIANO, Markus | Director | 2020-11-24 | Mar 1970 | German |
| GADHIA, Jayne-Anne | Director | 2022-11-23 | Oct 1961 | British |
| GALVANI, Paolo | Director | 2015-11-25 | Oct 1965 | Italian |
| GESESS, Paolo | Director | 2015-11-25 | Mar 1966 | Italian |
| GRECO, Camillo | Director | 2020-10-08 | Feb 1974 | Italian |
| MULLER, Kay | Director | 2023-02-01 | Dec 1975 | German |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| OHS SECRETARIES LIMITED | Corporate Secretary | 2015-04-21 | 2018-12-07 |
| BERTAGNA DE MARCHI, Stefano | Director | 2020-05-13 | 2020-10-08 |
| HEYMANN, Thorsten | Director | 2018-08-17 | 2019-12-31 |
| SPELSIEK, Jan | Director | 2020-01-29 | 2020-11-24 |
| STICKLER, Claus Oliver, Dr. | Director | 2016-06-21 | 2018-08-17 |
| TERZI, Vittorio Emanuele | Director | 2015-11-25 | 2018-08-17 |
| WEBER, Juergen | Director | 2018-08-18 | 2023-01-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Allianz Se. | Corporate entity | Shares 25–50%, Voting 25–50% | 2018-08-17 | Active |
| Cabot Square Capital Nominee Ltd | Corporate entity | Shares 25–50% | 2016-04-06 | Ceased 2018-08-17 |
Filing timeline
Last 20 of 105 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-04-30 MA Memorandum articles
- 2025-04-22 RESOLUTIONS Resolution
- 2025-01-20 MA Memorandum articles
- 2023-12-16 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-10 | AA | accounts | Accounts with accounts type group | |
| 2026-08-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-08-10 | RP01AP01 | officers | Replacement filing of director appointment with name | |
| 2026-07-22 | SH01 | capital | Capital allotment shares | |
| 2026-07-22 | CH04 | officers | Change corporate secretary company with change date | |
| 2026-01-30 | SH01 | capital | Capital allotment shares | |
| 2026-01-22 | SH01 | capital | Capital allotment shares | |
| 2025-09-17 | AA | accounts | Accounts with accounts type group | |
| 2025-08-29 | SH01 | capital | Capital allotment shares | |
| 2025-07-08 | SH01 | capital | Capital allotment shares | |
| 2025-07-08 | SH01 | capital | Capital allotment shares | |
| 2025-05-06 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-04-30 | MA | incorporation | Memorandum articles | |
| 2025-04-22 | RESOLUTIONS | resolution | Resolution | |
| 2025-04-22 | SH01 | capital | Capital allotment shares | |
| 2025-01-20 | MA | incorporation | Memorandum articles | |
| 2024-09-30 | AA | accounts | Accounts with accounts type group | |
| 2024-05-02 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-12-16 | RESOLUTIONS | resolution | Resolution | |
| 2023-09-19 | AA | accounts | Accounts with accounts type group |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 7
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.