STARLING FS SERVICES LIMITED
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Cash
—
Latest balance sheet
Net assets
£19m
+14.4% highest in 3 filed years
Employees
—
Average over period
Profit before tax
£3m
-42.1% lowest in 3 filed years
Net assets
3-year trend · vs Technology median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £42,452,000 | £47,214,000 | £43,465,000 | -7.9% | |
| Operating profit | £15,858,000 | £8,427,000 | £7,847,000 | -6.9% | |
| Profit before tax | £14,309,000 | £5,161,000 | £2,988,000 | -42.1% | |
| Net profit | £9,815,000 | £3,869,000 | £2,350,000 | -39.3% | |
| Cash | £9,000 | -£9,000 | — | — | |
| Total assets less current liabilities | — | £43,913,000 | £57,461,000 | +30.9% | |
| Net assets | £12,484,000 | £16,353,000 | £18,703,000 | +14.4% | |
| Equity | £12,484,000 | £16,353,000 | £18,703,000 | +14.4% | |
| Average employees | — | — | — | — | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | 37.4% | 17.8% | 18.1% | |
| Net margin | 23.1% | 8.2% | 5.4% | |
| Return on capital employed | — | 19.2% | 13.7% | |
| Gearing (liabilities / total assets) | 88.1% | 88.3% | 91.1% | |
| Current ratio | 0.26x | 0.04x | 0.08x | |
| Interest cover | 10.24x | 2.22x | 1.36x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“we have not identified, and concur with the directors' assessment that there is not, a material uncertainty related to events or conditions that, individually or collectively, may cast significant doubt over the Company's ability to continue as a going concern for the going concern period.”
Group structure
- STARLING FS SERVICES LIMITED · parent
- Engine by Starling Limited 100%
- Murmur Financial Services Limited 100%
- Engine by Starling Services Limited 100%
- Engine by Starling Services US LLC 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| RIDLEY, Veronica | Secretary | 2024-06-11 | — | — |
| FERGUSON, Declan | Director | 2022-07-07 | Jan 1989 | British |
| NEWSON, Steven | Director | 2023-07-04 | Dec 1976 | British |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| NEWMAN, Matthew | Secretary | 2016-03-30 | 2024-06-11 |
| BODEN, Anne Elizabeth | Director | 2016-03-30 | 2023-06-14 |
| ELLINGHAM, Tony | Director | 2016-03-30 | 2022-07-27 |
| HIPPERSON, Mark Dean | Director | 2016-03-30 | 2016-05-10 |
| NEWMAN, Matthew Francis | Director | 2016-03-30 | 2024-06-11 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Starling Bank Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 42 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-06 | AA | accounts | Accounts with accounts type full | |
| 2026-02-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-11 | AA | accounts | Accounts with accounts type full | |
| 2025-02-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-21 | AA | accounts | Accounts with accounts type full | |
| 2024-06-14 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-14 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-06-14 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-03-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-20 | AA | accounts | Accounts with accounts type full | |
| 2023-07-06 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-27 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-08-08 | AA | accounts | Accounts with accounts type full | |
| 2022-08-02 | TM01 | officers | Termination director company with name termination date | |
| 2022-07-12 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2022-07-11 | AD01 | address | Change registered office address company with date old address new address | |
| 2022-07-11 | AP01 | officers | Appoint person director company with name date | |
| 2022-03-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-11-08 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.