Y TREE LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2026-09-29 (in 4mo)
Last made up 2025-09-15
Watchouts
None on the register
Cash
£18M
+206.9% highest in 5 filed years
Net assets
£21M
+148.6% highest in 4 filed years
Employees
125
+13.6% highest in 4 filed years
Profit before tax
£183K
+103.7% highest in 4 filed years
Net assets
8-year trend · vs Industrials median
Accounts
8-year trend · latest reflected 2025-12-31
| Metric | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-01-01 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | — | — | — | — | — | — | £9,995,914 | £18,049,978 | |
| Operating profit | — | — | — | — | — | — | -£5,332,379 | -£71,284 | |
| Profit before tax | — | — | — | -£8,883,466 | -£8,796,696 | — | -£4,944,524 | £182,567 | |
| Net profit | — | — | — | -£8,895,515 | -£8,783,498 | — | -£4,952,229 | £188,382 | |
| Cash | — | — | — | £12,615,574 | £1,514,562 | £10,973,262 | £5,851,954 | £17,962,319 | |
| Total assets less current liabilities | — | — | — | £14,089,370 | £12,937,500 | — | £8,476,474 | £21,024,542 | |
| Net assets | — | — | — | £14,054,966 | £12,916,294 | — | £8,447,563 | £21,001,446 | |
| Equity | — | £8,768,641 | £6,798,507 | £14,054,966 | £12,916,294 | £12,916,294 | £8,447,563 | £21,001,446 | |
| Average employees | — | — | — | 98 | 111 | — | 110 | 125 | |
| Wages | — | — | — | — | — | — | £8,223,855 | £9,917,003 | |
| Directors' remuneration | — | — | — | £457,130 | £572,251 | — | £559,915 | £900,743 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
+80.6%
£9,995,914 £18,049,978
-
Cash
+206.9%
£5,851,954 £17,962,319
highest in 5 filed years
-
Net assets
+148.6%
£8,447,563 £21,001,446
highest in 4 filed years
-
Employees
+13.6%
110 125
highest in 4 filed years
-
Operating profit
+98.7%
-£5,332,379 -£71,284
-
Profit before tax
+103.7%
-£4,944,524 £182,567
highest in 4 filed years
-
Wages
+20.6%
£8,223,855 £9,917,003
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2019-12-31 | 2020-12-31 | 2021-12-31 | 2022-12-31 | 2023-12-31 | 2024-01-01 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|---|---|---|---|
| Operating margin | — | — | — | — | — | — | -53.3% | -0.4% | |
| Net margin | — | — | — | — | — | — | -49.5% | 1.0% | |
| Return on capital employed | — | — | — | — | — | — | -62.9% | -0.3% | |
| Current ratio | — | — | — | — | — | — | 6.47x | 10.95x | |
| Interest cover | — | — | — | — | — | — | -2003.90x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- Y TREE LIMITED 2018-05-04 → present
- YOUR FINANCES LIMITED 2016-05-18 → 2018-05-04
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Menzies LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements are prepared on a going concern basis as the Directors are confident that the Company has the ability to sustain business operations for at least the next 12 months from the financial statements' approval date. The going concern assessment is based on the comprehensive forecast prepared by management and approved by the Board.”
Significant events
- “On 9 January 2026, 27,457 Ordinary B shares were issued with a nominal value of £2,746 for an aggregate consideration of £4,345,619. Of this amount, £4,334,857.03 relating to 27,389 shares had been received prior to the year end and has been recognised within equity as at 31 December 2025 as fully paid up shares not yet issued.”
- “On 12 January 2026, 40 Ordinary B shares were issued with a nominal value of £4 for an aggregate consideration of £4,080.”
- “On 14 January 2026, 3,766 Ordinary B shares were issued with a nominal value of £377 for an aggregate consideration of £384,849.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 1 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CASH, Stuart Anthony | Director | 2016-05-18 | Jun 1968 | British |
| HAMPEL, John Laurence | Director | 2019-04-01 | Nov 1969 | British |
| KESSEL, Alina | Director | 2025-07-01 | Mar 1966 | American,British |
| PERETZ, Eric | Director | 2017-08-14 | Nov 1973 | Israeli |
| RICHARDS, Oliver Owen Whitmore | Director | 2021-01-18 | Sep 1980 | British |
| SYDES, Eliana Magdalene | Director | 2025-07-17 | Mar 1965 | British |
Show 1 resigned officer
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CENTRUM SECRETARIES LIMITED | Corporate Secretary | 2016-05-18 | 2017-04-06 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Eric Peretz | Individual | Shares 25–50%, Voting 25–50% | 2017-07-21 | Ceased 2018-07-31 |
| Mr Stuart Anthony Cash | Individual | Shares 25–50%, Voting 25–50% | 2016-05-18 | Ceased 2018-07-31 |
Filing timeline
Last 20 of 135 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-12-20 MA Memorandum articles
- 2025-12-20 RESOLUTIONS Resolution
- 2025-10-30 RESOLUTIONS Resolution
- 2025-08-26 RP04SH01 Legacy PDF
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-16 | AA | accounts | Accounts with accounts type full | |
| 2026-02-14 | SH08 | capital | Capital name of class of shares | |
| 2026-01-15 | SH01 | capital | Capital allotment shares | |
| 2026-01-14 | SH01 | capital | Capital allotment shares | |
| 2026-01-12 | SH01 | capital | Capital allotment shares | |
| 2025-12-21 | SH10 | capital | Capital variation of rights attached to shares | |
| 2025-12-20 | MA | incorporation | Memorandum articles | |
| 2025-12-20 | RESOLUTIONS | resolution | Resolution | |
| 2025-12-19 | SH01 | capital | Capital allotment shares | |
| 2025-12-18 | SH01 | capital | Capital allotment shares | |
| 2025-12-18 | SH01 | capital | Capital allotment shares | |
| 2025-11-18 | SH01 | capital | Capital allotment shares | |
| 2025-10-30 | SH01 | capital | Capital allotment shares | |
| 2025-10-30 | SH01 | capital | Capital allotment shares | |
| 2025-10-30 | RESOLUTIONS | resolution | Resolution | |
| 2025-10-30 | SH01 | capital | Capital allotment shares | |
| 2025-09-23 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-09-19 | CH01 | officers | Change person director company with change date | |
| 2025-09-16 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-08-26 | RP04SH01 | change-of-name | Legacy |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 20
- Capital events
- 12
- Officers appointed
- 2
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.