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Next accounts due

2027-09-30 (in 1y)

Last filed for 2025-12-31

Confirmation statement due

2026-09-29 (in 4mo)

Last made up 2025-09-15

Watchouts

None on the register

Cash

£18M

+206.9% highest in 5 filed years

Net assets

£21M

+148.6% highest in 4 filed years

Employees

125

+13.6% highest in 4 filed years

Profit before tax

£183K

+103.7% highest in 4 filed years

Accounts

8-year trend · latest reflected 2025-12-31

Metric Trend 2019-12-312020-12-312021-12-312022-12-312023-12-312024-01-012024-12-312025-12-31
Turnover £9,995,914£18,049,978
Operating profit -£5,332,379-£71,284
Profit before tax -£8,883,466-£8,796,696-£4,944,524£182,567
Net profit -£8,895,515-£8,783,498-£4,952,229£188,382
Cash £12,615,574£1,514,562£10,973,262£5,851,954£17,962,319
Total assets less current liabilities £14,089,370£12,937,500£8,476,474£21,024,542
Net assets £14,054,966£12,916,294£8,447,563£21,001,446
Equity £8,768,641£6,798,507£14,054,966£12,916,294£12,916,294£8,447,563£21,001,446
Average employees 98111110125
Wages £8,223,855£9,917,003
Directors' remuneration £457,130£572,251£559,915£900,743

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2019-12-312020-12-312021-12-312022-12-312023-12-312024-01-012024-12-312025-12-31
Operating margin -53.3%-0.4%
Net margin -49.5%1.0%
Return on capital employed -62.9%-0.3%
Current ratio 6.47x10.95x
Interest cover -2003.90x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Name history

Renamed 1 time since incorporation

  1. Y TREE LIMITED 2018-05-04 → present
  2. YOUR FINANCES LIMITED 2016-05-18 → 2018-05-04

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Menzies LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The financial statements are prepared on a going concern basis as the Directors are confident that the Company has the ability to sustain business operations for at least the next 12 months from the financial statements' approval date. The going concern assessment is based on the comprehensive forecast prepared by management and approved by the Board.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

6 active · 1 resigned

Name Role Appointed Born Nationality
CASH, Stuart Anthony Director 2016-05-18 Jun 1968 British
HAMPEL, John Laurence Director 2019-04-01 Nov 1969 British
KESSEL, Alina Director 2025-07-01 Mar 1966 American,British
PERETZ, Eric Director 2017-08-14 Nov 1973 Israeli
RICHARDS, Oliver Owen Whitmore Director 2021-01-18 Sep 1980 British
SYDES, Eliana Magdalene Director 2025-07-17 Mar 1965 British
Show 1 resigned officer
Name Role Appointed Resigned
CENTRUM SECRETARIES LIMITED Corporate Secretary 2016-05-18 2017-04-06

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Mr Eric Peretz Individual Shares 25–50%, Voting 25–50% 2017-07-21 Ceased 2018-07-31
Mr Stuart Anthony Cash Individual Shares 25–50%, Voting 25–50% 2016-05-18 Ceased 2018-07-31

Filing timeline

Last 20 of 135 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2025-12-20 MA Memorandum articles
  • 2025-12-20 RESOLUTIONS Resolution
  • 2025-10-30 RESOLUTIONS Resolution
  • 2025-08-26 RP04SH01 Legacy PDF
Date Type Category Description
2026-04-16 AA accounts Accounts with accounts type full PDF
2026-02-14 SH08 capital Capital name of class of shares
2026-01-15 SH01 capital Capital allotment shares PDF
2026-01-14 SH01 capital Capital allotment shares PDF
2026-01-12 SH01 capital Capital allotment shares PDF
2025-12-21 SH10 capital Capital variation of rights attached to shares
2025-12-20 MA incorporation Memorandum articles
2025-12-20 RESOLUTIONS resolution Resolution
2025-12-19 SH01 capital Capital allotment shares PDF
2025-12-18 SH01 capital Capital allotment shares PDF
2025-12-18 SH01 capital Capital allotment shares PDF
2025-11-18 SH01 capital Capital allotment shares PDF
2025-10-30 SH01 capital Capital allotment shares PDF
2025-10-30 SH01 capital Capital allotment shares PDF
2025-10-30 RESOLUTIONS resolution Resolution
2025-10-30 SH01 capital Capital allotment shares PDF
2025-09-23 CS01 confirmation-statement Confirmation statement with updates PDF
2025-09-19 CH01 officers Change person director company with change date PDF
2025-09-16 AD01 address Change registered office address company with date old address new address PDF
2025-08-26 RP04SH01 change-of-name Legacy PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
20

last 12 months

Capital events
12

last 24 months

Officers appointed
2

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page