OPEN BANKING LIMITED
Get an alert when OPEN BANKING LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£14m
+13.1% highest in 3 filed years
Net assets
£0
Equity attributable
Employees
69
-8% lowest in 3 filed years
Profit before tax
-£5k
-753.4% vs 2024
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Total income | £22,350,360 | £23,305,292 | £21,840,992 | -6.3% | |
| Operating profit | -£783,596 | -£538,809 | -£486,423 | +9.7% | |
| Profit before tax | -£593,592 | £761 | -£4,972 | -753.4% | |
| Net profit | £0 | £0 | £0 | — | |
| Cash | £6,542,341 | £12,263,259 | £13,874,311 | +13.1% | |
| Total assets less current liabilities | — | — | — | — | |
| Net assets | £0 | £0 | £0 | — | |
| Equity | £0 | £0 | £0 | — | |
| Average employees | 78 | 75 | 69 | -8% | |
| Wages | £10,533,803 | £10,258,212 | £9,705,981 | -5.4% | |
| Directors' remuneration | £882,863 | £968,853 | £971,078 | +0.2% | |
| Directors' pension contributions | £44,396 | £39,134 | £41,134 | +5.1% | |
| Highest paid director | £404,371 | £509,654 | £514,853 | +1% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | -3.5% | -2.3% | -2.2% | |
| Net margin | 0.0% | 0.0% | 0.0% | |
| Current ratio | 1.00x | 1.00x | 1.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- BDO LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Board considers that the underlying operational activities currently undertaken by OBL continue to be required and that appropriate funding arrangements remain in place to support those activities. Accordingly, the Board have a reasonable expectation that OBL has adequate resources to continue in operational existence for the foreseeable future and therefore continue to adopt the going concern basis in preparing the financial statements.”
Significant events
- “The Company is subject to certain legal proceedings arising in the ordinary course of business. Based on the information currently available, the Board consider that an outflow of economic resources is possible but not probable and therefore no provision has been recognised in the financial statements. The outcome of the proceedings remains uncertain.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
7 active · 15 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NGUYEN, Danh Van | Secretary | 2026-04-30 | — | — |
| GLEN, John Philip | Director | 2026-02-09 | Apr 1974 | British |
| KING, Marion Ruth | Director | 2023-01-30 | May 1958 | British |
| MARTIN, Sean Edward | Director | 2026-05-05 | Aug 1965 | British |
| NEWMAN, Jeremy Steven | Director | 2021-10-25 | Sep 1959 | British |
| POLLACK, Claudio Alejandro | Director | 2023-03-20 | Jul 1971 | British,Chilean |
| VAN HULLE, Henk Marcel Cecile | Director | 2022-02-28 | Jul 1971 | Belgian |
Show 15 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRETT, Selene | Secretary | 2020-09-23 | 2021-12-06 |
| CASEY, Theresa | Secretary | 2022-03-27 | 2023-04-11 |
| HAZELL, Russell | Secretary | 2023-04-11 | 2026-04-30 |
| SKINNER, Laura Ann | Secretary | 2021-12-06 | 2022-02-28 |
| UK PAYMENTS ADMINISTRATION LIMITED | Corporate Secretary | 2016-10-21 | 2020-10-29 |
| BEAUVALLET, Sarah Alyson | Director | 2023-01-31 | 2023-08-31 |
| CHRISTIE, Mary Beth | Director | 2023-12-04 | 2025-12-04 |
| CROSSWELL, Charlotte Louise Benham | Director | 2021-10-08 | 2023-01-31 |
| FORD, Keith | Director | 2017-03-25 | 2017-05-22 |
| GULAMHUSEINWALA, Imran, Mr. | Director | 2017-05-22 | 2021-10-08 |
| HENWOOD, Kevin | Director | 2016-10-21 | 2017-03-01 |
| HONE, Alexander Lewis | Director | 2017-03-25 | 2017-05-26 |
| PINDER, John Andrew | Director | 2016-10-21 | 2017-03-25 |
| RIDPATH, Barbara | Director | 2022-01-12 | 2023-02-28 |
| SUGLANI, Harjinder | Director | 2017-03-25 | 2020-03-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ms Marion Ruth King | Individual | Significant influence | 2023-02-01 | Active |
| Mr Jeremy Newman | Individual | Voting 25–50% | 2021-10-25 | Ceased 2021-12-10 |
| Mr Jeremy Newman | Individual | Voting 25–50% | 2021-10-21 | Ceased 2021-12-13 |
| Miss Charlotte Louise Benham Crosswell | Individual | Significant influence, Significant influence (as firm) | 2021-10-08 | Ceased 2023-01-31 |
| Mr. Imran Gulamhuseinwala | Individual | Shares 75–100%, Voting 75–100% | 2017-05-17 | Ceased 2021-10-08 |
| Mr John Andrew Pinder | Individual | Voting 75–100%, Appoints directors | 2016-10-21 | Ceased 2017-04-25 |
Filing timeline
Last 20 of 75 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-19 | AA | accounts | Accounts with accounts type full | |
| 2026-05-14 | CH01 | officers | Change person director company with change date | |
| 2026-05-05 | AP01 | officers | Appoint person director company with name date | |
| 2026-04-30 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-04-30 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-02-18 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-08 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-24 | AA | accounts | Accounts with accounts type full | |
| 2024-11-06 | CH01 | officers | Change person director company with change date | |
| 2024-11-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-08-27 | AA | accounts | Accounts with accounts type full | |
| 2023-12-04 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-11 | CH01 | officers | Change person director company with change date | |
| 2023-09-08 | AA | accounts | Accounts with accounts type full | |
| 2023-09-08 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-14 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-04-14 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-03-27 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 9
- Capital events
- 0
- Officers appointed
- 3
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.