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Next accounts due

2026-12-31 (in 7mo)

Last filed for 2025-03-31

Confirmation statement due

2026-08-11 (in 3mo)

Last made up 2025-07-28

Watchouts

None on the register

Cash

£32M

-22.3% vs 2024

Net assets

£49M

-7.7% vs 2024

Employees

452

+14.7% vs 2024

Profit before tax

-£10M

+78.8% vs 2024

Accounts

2-year trend · latest reflected 2025-03-31

Metric Trend 2024-03-312025-03-31
Turnover £56,973,000£110,305,000
Operating profit -£31,541,000-£6,151,000
Profit before tax -£48,554,000-£10,302,000
Net profit -£48,365,000-£10,267,000
Cash £41,683,000£32,373,000
Total assets less current liabilities £58,290,000£144,703,000
Net assets £53,368,000£49,272,000
Equity £53,368,000£49,272,000
Average employees 394452
Wages £16,486,000£20,454,000
Directors' remuneration £448,000£720,000

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2024-03-312025-03-31
Operating margin -55.4%-5.6%
Net margin -84.9%-9.3%
Return on capital employed -54.1%-4.3%
Gearing (liabilities / total assets) 48.4%69.4%
Current ratio 2.14x9.35x
Interest cover -534.59x-35.76x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 101
Reporting scope
Standalone (parent only)
Auditor
Grant Thornton
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“Having undertaken this assessment the Directors have a reasonable expectation that the Company has sufficient resources to continue to meet its liabilities as they fall due for a period of at least 12 months from the date of approval of these financial statements and the Board considers it appropriate to prepare the financial statements on a going concern basis.”

Group structure

  1. ZILCH TECHNOLOGY LIMITED · parent
    1. Zilch Finance 1 Ltd 100% · Factoring and financial intermediation
    2. Zilch USA Inc. 100% · United States · Provider of credit
    3. Zilch Poland Sp. Z o.o. 100% · Poland · Software engineering and development

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

4 active · 1 resigned

Name Role Appointed Born Nationality
BELAMANT, Philip Marc Director 2018-07-27 Nov 1984 French
BELAMANT, Serge Director 2021-10-20 Sep 1953 French
CHERNYSHOV, Pavel Director 2021-10-20 Dec 1981 American
O'CONNOR, Sean Director 2022-06-28 Jun 1980 British
Show 1 resigned officer
Name Role Appointed Resigned
AJIBADE, Mimi, Dr Secretary 2022-04-06 2022-05-27

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Zilch Holdings Limited Corporate entity Shares 75–100%, Voting 75–100%, Appoints directors 2024-04-03 Active
Mr Philip Marc Belamant Individual Significant influence 2021-06-25 Ceased 2024-04-03
Mr Michael Edward Solomon Individual significant-influence-or-control-as-trust 2020-09-22 Ceased 2021-06-25
Mr Philip Marc Belamant Individual Shares 75–100%, Voting 75–100%, Appoints directors 2018-07-27 Ceased 2020-09-22

Filing timeline

Last 20 of 70 total filings

Material constitutional events — rename, articles re-file, resolution

  • 2024-04-04 RESOLUTIONS Resolution
  • 2024-04-04 MA Memorandum articles
Date Type Category Description
2025-11-17 AA accounts Accounts with accounts type full
2025-09-19 MR01 mortgage Mortgage create with deed with charge number charge creation date PDF
2025-07-28 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-06-17 CH01 officers Change person director company with change date PDF
2025-05-14 CH01 officers Change person director company with change date PDF
2025-04-08 CH01 officers Change person director company with change date PDF
2025-02-07 MR04 mortgage Mortgage satisfy charge full PDF
2024-11-05 CH01 officers Change person director company with change date PDF
2024-10-14 AA accounts Accounts with accounts type group
2024-08-09 CS01 confirmation-statement Confirmation statement with updates PDF
2024-07-05 PSC02 persons-with-significant-control Notification of a person with significant control PDF
2024-07-05 PSC07 persons-with-significant-control Cessation of a person with significant control PDF
2024-04-04 RESOLUTIONS resolution Resolution
2024-04-04 MA incorporation Memorandum articles
2024-03-21 SH01 capital Capital allotment shares PDF
2024-01-22 SH01 capital Capital allotment shares PDF
2024-01-11 AD01 address Change registered office address company with date old address new address PDF
2023-11-08 AA accounts Accounts with accounts type group
2023-09-08 CS01 confirmation-statement Confirmation statement with updates PDF
2023-08-27 SH01 capital Capital allotment shares PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
5

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page