PROSPER SAVINGS LIMITED

• ◆

  1 PSC ceased in last 24 months

  Significant control changed hands — see the Ownership section.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Turnover

  —

  Not reported

• Cash

  +228.3%

  £936,242 → £3,073,405

  highest in 6 filed years

• Net assets

  +334.3%

  £752,891 → £3,269,856

  highest in 5 filed years

• Employees

  +14.3%

  7 → 8

• Operating profit

  -29.9%

  -£2,140,358 → -£2,780,396

• Profit before tax

  -28.9%

  -£2,140,358 → -£2,759,049

• Wages

  -1.4%

  £884,644 → £872,160

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Margin ratios are hidden where reported turnover is too small relative to profit to yield a meaningful figure — typical of holding companies whose income is mostly subsidiary dividends rather than trading revenue. Sector-distribution context coming next.

1. PROSPER SAVINGS LIMITED 2023-10-23 → present
2. FORMORE TECHNOLOGIES LIMITED 2019-04-03 → 2023-10-23

Accounting basis

FRS 102

Reporting scope

Standalone (parent only)

Auditor

Moore Kingston Smith LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“The directors have assessed the company's ability to continue as a going concern and are satisfied that it has adequate resources, including committed third-party funding, to meet its obligations for at least twelve months from the date of approval of the financial statements. Accordingly, the financial statements have been prepared on a going concern basis.”

Significant events

• “significant growth in its business, with total assets under administration (AUA) increasing by 1,737% and customers with funded accounts increasing by 1,811%”
• “successful launch of new savings products, S/EIS funds and an improved digital experience.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

6

last 12 months

Capital events

5

last 24 months

Officers appointed

0

last 12 months

Officers resigned

0

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.