CREDIT REPORTING AGENCY (BIDCO) LIMITED
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Cash
£866
+851.6% highest in 3 filed years
Net assets
£32m
0% vs 2025
Employees
4
+33.3% highest in 3 filed years
Profit before tax
£9.6m
+225.6% highest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Accounts not prepared on a going-concern basis
As a result, the Directors have concluded that it is not appropriate to adopt a going concern basis of preparation in these financial statements. The Directors have assessed whether any adjustments are required on this basis and have concluded that no adjustments are required as result of being prepared on a basis other than going concern.
-
Going-concern uncertainty disclosed
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | — | — | — | — | |
| Operating profit | -£8,082 | — | — | — | |
| Profit before tax | £4,160,975 | £2,963,000 | £9,648,000 | +225.6% | |
| Net profit | £4,174,187 | £2,963,000 | £9,648,000 | +225.6% | |
| Cash | £347 | £91 | £866 | +851.6% | |
| Total assets less current liabilities | £31,712,059 | £31,962,059 | — | — | |
| Net assets | £31,712,059 | £31,962,059 | £31,962,059 | 0% | |
| Equity | £31,712,059 | £31,962,059 | £31,962,059 | 0% | |
| Average employees | 3 | 3 | 4 | +33.3% | |
| Wages | — | — | — | — | |
| Directors' remuneration | — | — | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Return on capital employed | -0.0% | — | — | |
| Gearing (liabilities / total assets) | 3.5% | 3.9% | 22.4% | |
| Current ratio | 0.00x | 0.31x | 0.90x | |
| Interest cover | -0.18x | — | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Francis Clark
- Audit opinion
- Unqualified (clean)
- Going concern
- Not a going concern (break-up basis)
“As a result, the Directors have concluded that it is not appropriate to adopt a going concern basis of preparation in these financial statements. The Directors have assessed whether any adjustments are required on this basis and have concluded that no adjustments are required as result of being prepared on a basis other than going concern.”
Group structure
- CREDIT REPORTING AGENCY (BIDCO) LIMITED · parent
- Credit Reporting Agency Limited 100%
- Checkmyfile Limited 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 5 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ANDERSON-RILEY, Paul | Secretary | 2025-08-19 | — | — |
| ANDERSON-RILEY, Paul | Director | 2025-06-01 | Sep 1991 | British |
| HARLAND, Andrew Neil | Director | 2022-05-24 | Jun 1979 | British |
| STAMP, Christopher James | Director | 2020-01-21 | Apr 1978 | British |
| TWYFORD, Sam | Director | 2024-08-01 | Sep 1987 | British |
Show 5 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CARPENTER, Ian Paul | Secretary | 2020-01-21 | 2023-02-23 |
| HARLAND, Andrew Neil | Secretary | 2023-02-23 | 2025-08-19 |
| CARPENTER, Ian Paul | Director | 2020-01-21 | 2023-02-23 |
| CATLIN, Richard David | Director | 2020-01-21 | 2024-10-02 |
| CHAMPION, Mark Alistair | Director | 2020-02-14 | 2022-05-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Credit Reporting Agency (Holdco) Limited | Corporate entity | Shares 75–100% | 2023-02-23 | Active |
| Mr Ian Paul Carpenter | Individual | Shares 25–50% | 2020-02-14 | Ceased 2023-02-23 |
| Mr Richard David Catlin | Individual | Shares 25–50% | 2020-02-14 | Ceased 2023-02-23 |
| Mr Christopher James Stamp | Individual | Shares 25–50% | 2020-01-21 | Ceased 2023-02-23 |
Filing timeline
Last 20 of 44 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-05-30 MA Memorandum articles
- 2023-05-30 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-11 | AA | accounts | Accounts with accounts type full | |
| 2026-08-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-05 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-12-01 | AA | accounts | Accounts with accounts type full | |
| 2025-08-20 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-08-20 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-08-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-11 | AP01 | officers | Appoint person director company with name date | |
| 2024-10-03 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-25 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-08-15 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-07-24 | AA | accounts | Accounts with accounts type full | |
| 2024-01-03 | AA | accounts | Accounts with accounts type group | |
| 2023-10-19 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-07-11 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-05-30 | MA | incorporation | Memorandum articles | |
| 2023-05-30 | RESOLUTIONS | resolution | Resolution | |
| 2023-03-17 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-03-16 | PSC02 | persons-with-significant-control | Notification of a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.