RALPH FINCO LIMITED
Get an alert when RALPH FINCO LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£7.1m
+23.2% highest in 3 filed years
Net assets
-£11m
-59.9% lowest in 3 filed years
Employees
117
-0.8% vs 2024
Profit before tax
-£4.3m
-88.1% lowest in 3 filed years
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Negative shareholders' funds
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £32,309,318 | £38,328,447 | £34,042,140 | -11.2% | |
| Operating profit | £297,671 | £582,467 | -£1,267,565 | -317.6% | |
| Profit before tax | -£2,066,096 | -£2,277,872 | -£4,284,325 | -88.1% | |
| Net profit | -£3,002,812 | -£3,253,508 | -£4,489,562 | -38% | |
| Cash | £3,808,132 | £5,772,947 | £7,113,986 | +23.2% | |
| Total assets less current liabilities | £28,970,135 | £26,141,751 | £23,382,681 | -10.6% | |
| Net assets | -£3,633,739 | -£6,574,244 | -£10,509,693 | -59.9% | |
| Equity | -£3,633,739 | -£6,574,244 | -£10,509,693 | -59.9% | |
| Average employees | 114 | 118 | 117 | -0.8% | |
| Wages | £3,396,565 | £4,576,131 | £4,058,289 | -11.3% | |
| Directors' remuneration | £215,257 | £273,324 | £297,899 | +9% | |
| Directors' pension contributions | £12,248 | £17,376 | £54,255 | +212.2% | |
| Highest paid director | £110,236 | £206,784 | £189,584 | -8.3% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 0.9% | 1.5% | -3.7% | |
| Net margin | -9.3% | -8.5% | -13.2% | |
| Return on capital employed | 1.0% | 2.2% | -5.4% | |
| Gearing (liabilities / total assets) | 107.7% | — | 144.9% | |
| Current ratio | 0.87x | 0.88x | 0.96x | |
| Interest cover | 0.09x | 0.17x | -0.41x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Therefore at the time of approving the financial statements, the directors have a reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting in preparing the financial statements.”
Group structure
- RALPH FINCO LIMITED · parent
- Ralph Midco Limited 100%
- Ralph Bidco Limited 100%
- Aquaspersions Limited 100%
- Aquaspersions (M) SDN BHD 100%
- Aquaspersions North America Limited 100%
Significant events
- “Executed on 27 February 2026, HSBC UK Bank plc and the Group entered into an agreement amending and restating the Senior Facilities Agreement originally dated 2 March 2021. The principal effect of the amendment was to extend the termination date of the majority of the Group's term loan and revolving facility commitments from 2 March 2026 to 2 March 2029.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 4 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HUTCHINSON, Mathew James Edward | Director | 2021-02-24 | Jun 1972 | British |
| JOHNSON, David John | Director | 2025-01-02 | Jun 1968 | British |
| MARSHALL, David Edward | Director | 2024-09-09 | Mar 1987 | British |
Show 4 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BEWSHER, Alan | Director | 2023-06-22 | 2024-11-15 |
| HOWARTH, Gessica Isabella | Director | 2023-06-22 | 2024-02-06 |
| JONES, Deborah Theresa | Director | 2023-06-22 | 2023-08-29 |
| RICHARDSON, Adam Brolochan | Director | 2021-02-24 | 2023-06-22 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Cbpe Capital X Gp Llp | Corporate entity | Shares 75–100%, Shares 75–100% (as firm) | 2021-02-24 | Active |
| Cbpe Capital Llp | Corporate entity | Shares 75–100% (as firm), Voting 75–100%, Appoints directors | 2021-02-24 | Active |
Filing timeline
Last 20 of 25 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-08 | AA | accounts | Accounts with accounts type group | |
| 2026-03-02 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2026-03-02 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2026-03-02 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-08-04 | CH01 | officers | Change person director company with change date | |
| 2025-07-02 | AA | accounts | Accounts with accounts type group | |
| 2025-02-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-06 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-02 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-05 | AA | accounts | Accounts with accounts type group | |
| 2024-03-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-02-06 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-15 | TM01 | officers | Termination director company with name termination date | |
| 2023-07-14 | AA | accounts | Accounts with accounts type group | |
| 2023-06-30 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-30 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-30 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-30 | TM01 | officers | Termination director company with name termination date | |
| 2023-02-24 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.