CRUST & CRUMB BAKERY LTD

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Next accounts due

2027-03-31 (in 10mo)

Last filed for 2025-06-30

Confirmation statement due

2026-07-13 (in 2mo)

Last made up 2025-06-29

Watchouts

None on the register

Cash

£2M

-24.6% lowest in 4 filed years

Net assets

£10M

+12.6% highest in 4 filed years

Employees

257

+10.8% vs 2024

Profit before tax

£2M

-14.9% vs 2024

Net assets

7-year trend · vs Consumer Staples median

CRUST & CRUMB BAKERY LTD·Consumer Staples median · n=819

Accounts

7-year trend · latest reflected 2025-06-30

Metric	2021-07-01	2022-06-30	2022-07-01	2023-06-30	2023-07-01	2024-06-30	2025-06-30
Turnover	—	£60,477,684	—	£76,831,753	—	£88,524,300	£93,161,155
Operating profit	—	£1,504,219	—	£2,472,801	—	£2,236,885	£1,960,822
Profit before tax	—	£1,341,278	—	£2,186,331	—	£2,042,191	£1,738,900
Net profit	—	£985,355	—	£2,146,765	—	£1,450,778	£1,145,207
Cash	—	£2,606,720	—	£2,474,182	—	£3,017,175	£2,274,805
Total assets less current liabilities	—	£11,444,836	—	£10,576,781	—	£12,173,337	£12,660,599
Net assets	—	£8,116,746	—	£7,650,199	—	£9,100,977	£10,246,184
Equity	£8,131,391	£8,116,746	£8,116,746	£7,650,199	£7,650,199	£9,100,977	£10,246,184
Average employees	—	259	—	217	—	232	257
Wages	—	£6,598,170	—	£6,370,969	—	£8,163,320	£9,970,323
Directors' remuneration	—	£34,999	—	£39,614	—	£76,817	£72,498

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2024 → FY2025 · period ending 2025-06-30 vs 2024-06-30

Turnover

+5.2%

£88,524,300 £93,161,155

highest in 4 filed years
Cash

-24.6%

£3,017,175 £2,274,805

lowest in 4 filed years
Net assets

+12.6%

£9,100,977 £10,246,184

highest in 4 filed years
Employees

+10.8%

232 257
Operating profit

-12.3%

£2,236,885 £1,960,822
Profit before tax

-14.9%

£2,042,191 £1,738,900
Wages

+22.1%

£8,163,320 £9,970,323

highest in 4 filed years

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio	2021-07-01	2022-06-30	2022-07-01	2023-06-30	2023-07-01	2024-06-30	2025-06-30
Operating margin	—	2.5%	—	3.2%	—	2.5%	2.1%
Net margin	—	1.6%	—	2.8%	—	1.6%	1.2%
Return on capital employed	—	13.1%	—	23.4%	—	18.4%	15.5%
Gearing (liabilities / total assets)	—	—	—	—	—	71.9%	73.4%
Current ratio	—	—	—	—	—	1.24x	1.20x
Interest cover	—	9.23x	—	8.63x	—	11.49x	8.84x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis: FRS 102
Reporting scope: Standalone (parent only)
Auditor: Grant Thornton (NI) LLP
Audit opinion: Unqualified (clean)
Going concern: Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.”

Group structure

CRUST & CRUMB BAKERY LTD · parent
1. Crust & Crumb Breads Limitec 100% · Northern Ireland
2. Crust & Crumb Pizza Limited 100% · Northern Ireland

Significant events

“There have been no significant events affecting the Company since the year end.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

5 active · 3 resigned

Name	Role	Appointed	Born	Nationality
MCCAFFREY, Mary Dolores	Secretary	2020-11-02	—	—
COLLYER, Stephen Derek, Mr.	Director	2019-03-14	Oct 1963	British
MCCAFFREY, Mark	Director	2021-03-19	Jun 1973	Irish
MCCAFFREY, Mary Dolores	Director	2011-06-29	Sep 1950	Irish
O'LEARY, Fintan	Director	2018-07-01	Nov 1973	Irish

Show 3 resigned officers

Name	Role	Appointed	Resigned
MCANDREW, Colin Michael, Mr.	Secretary	2019-03-14	2020-11-02
SOLOD, Svitlana	Secretary	2016-03-01	2019-03-14
SOLOD, Svitlana	Director	2012-11-16	2013-06-20

Ownership

Persons with significant control

Name	Kind	Nature of control	Notified	Status
Annagh Properties Limited	Corporate entity	Shares 75–100%, Voting 75–100%, right-to-appoint-and-remove-directors-as-trust, significant-influence-or-control-as-trust	2019-12-18	Active
Mrs Mary Dolores Mccaffrey	Individual	Significant influence	2017-07-01	Ceased 2019-12-18

Filing timeline

Last 20 of 53 total filings

Date	Type	Category	Description
2026-03-27	AA	accounts	Accounts with accounts type full	PDF
2025-07-07	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2025-03-28	AA	accounts	Accounts with accounts type full	PDF
2024-07-01	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2024-03-27	AA	accounts	Accounts with accounts type full	PDF
2023-07-11	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2023-06-30	AA	accounts	Accounts with accounts type full
2022-07-15	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2022-03-31	AA	accounts	Accounts with accounts type full
2021-07-12	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2021-07-01	AA	accounts	Accounts with accounts type full
2021-03-24	AP01	officers	Appoint person director company with name date	PDF
2020-11-02	TM02	officers	Termination secretary company with name termination date	PDF
2020-11-02	AP03	officers	Appoint person secretary company with name date	PDF
2020-09-04	CS01	confirmation-statement	Confirmation statement with updates	PDF
2020-04-14	AA	accounts	Accounts with accounts type full
2020-01-03	PSC02	persons-with-significant-control	Notification of a person with significant control	PDF
2020-01-03	PSC07	persons-with-significant-control	Cessation of a person with significant control	PDF
2019-07-11	CS01	confirmation-statement	Confirmation statement with no updates	PDF
2019-04-05	CH01	officers	Change person director company with change date	PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings: 2
Capital events: 0
Officers appointed: 0
Officers resigned: 0

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page