CRUST & CRUMB BAKERY LTD
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Cash
£2.3M
-24.6% lowest in 4 filed years
Net assets
£10M
+12.6% highest in 4 filed years
Employees
257
+10.8% vs 2024
Profit before tax
£1.7M
-14.9% vs 2024
Net assets
4-year trend · vs Consumer Staples median
Accounts
4-year trend · Δ = latest vs prior filed period · latest reflected 2025-06-30
| Metric | Trend | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 | Δ vs prior |
|---|---|---|---|---|---|---|
| Turnover | £60,477,684 | £76,831,753 | £88,524,300 | £93,161,155 | +5.2% | |
| Operating profit | £1,504,219 | £2,472,801 | £2,236,885 | £1,960,822 | -12.3% | |
| Profit before tax | £1,341,278 | £2,186,331 | £2,042,191 | £1,738,900 | -14.9% | |
| Net profit | £985,355 | £2,146,765 | £1,450,778 | £1,145,207 | -21.1% | |
| Cash | £2,606,720 | £2,474,182 | £3,017,175 | £2,274,805 | -24.6% | |
| Total assets less current liabilities | £11,444,836 | £10,576,781 | £12,173,337 | £12,660,599 | +4% | |
| Net assets | £8,116,746 | £7,650,199 | £9,100,977 | £10,246,184 | +12.6% | |
| Equity | £8,116,746 | £7,650,199 | £9,100,977 | £10,246,184 | +12.6% | |
| Average employees | 259 | 217 | 232 | 257 | +10.8% | |
| Wages | £6,598,170 | £6,370,969 | £8,163,320 | £9,970,323 | +22.1% | |
| Directors' remuneration | £34,999 | £39,614 | £76,817 | £72,498 | -5.6% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2022-06-30 | 2023-06-30 | 2024-06-30 | 2025-06-30 |
|---|---|---|---|---|---|
| Operating margin | 2.5% | 3.2% | 2.5% | 2.1% | |
| Net margin | 1.6% | 2.8% | 1.6% | 1.2% | |
| Return on capital employed | 13.1% | 23.4% | 18.4% | 15.5% | |
| Gearing (liabilities / total assets) | — | — | 71.9% | 73.4% | |
| Current ratio | — | — | 1.24x | 1.20x | |
| Interest cover | 9.23x | 8.63x | 11.49x | 8.84x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Grant Thornton (NI) LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate.”
Group structure
- CRUST & CRUMB BAKERY LTD · parent
- Crust & Crumb Breads Limitec 100%
- Crust & Crumb Pizza Limited 100%
Significant events
- “There have been no significant events affecting the Company since the year end.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 3 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MCCAFFREY, Mary Dolores | Secretary | 2020-11-02 | — | — |
| COLLYER, Stephen Derek, Mr. | Director | 2019-03-14 | Oct 1963 | British |
| MCCAFFREY, Mark | Director | 2021-03-19 | Jun 1973 | Irish |
| MCCAFFREY, Mary Dolores | Director | 2011-06-29 | Sep 1950 | Irish |
| O'LEARY, Fintan | Director | 2018-07-01 | Nov 1973 | Irish |
Show 3 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MCANDREW, Colin Michael, Mr. | Secretary | 2019-03-14 | 2020-11-02 |
| SOLOD, Svitlana | Secretary | 2016-03-01 | 2019-03-14 |
| SOLOD, Svitlana | Director | 2012-11-16 | 2013-06-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Annagh Properties Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors (as trust), Significant influence (as trust) | 2019-12-18 | Active |
| Mrs Mary Dolores Mccaffrey | Individual | Significant influence | 2017-07-01 | Ceased 2019-12-18 |
Filing timeline
Last 20 of 53 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-03-27 | AA | accounts | Accounts with accounts type full | |
| 2025-07-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-03-28 | AA | accounts | Accounts with accounts type full | |
| 2024-07-01 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-27 | AA | accounts | Accounts with accounts type full | |
| 2023-07-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-30 | AA | accounts | Accounts with accounts type full | |
| 2022-07-15 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-03-31 | AA | accounts | Accounts with accounts type full | |
| 2021-07-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-07-01 | AA | accounts | Accounts with accounts type full | |
| 2021-03-24 | AP01 | officers | Appoint person director company with name date | |
| 2020-11-02 | TM02 | officers | Termination secretary company with name termination date | |
| 2020-11-02 | AP03 | officers | Appoint person secretary company with name date | |
| 2020-09-04 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2020-04-14 | AA | accounts | Accounts with accounts type full | |
| 2020-01-03 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2020-01-03 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2019-07-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-04-05 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.