A. & J. STEPHEN (BUILDERS) LIMITED
Get an alert when A. & J. STEPHEN (BUILDERS) LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Cash
£2.6m
-12.5% lowest in 3 filed years
Net assets
£6.4m
+8.4% highest in 3 filed years
Employees
27
-3.6% lowest in 3 filed years
Profit before tax
—
Period ending 2026-03-31
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
1 PSC ceased in last 24 months
Significant control changed hands — see the Ownership section.
Net assets
3-year trend · vs Industrials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-04-05 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £14,287,002 | £10,798,734 | — | — | |
| Operating profit | -£2,242,031 | £219,484 | — | — | |
| Profit before tax | -£2,185,161 | £326,872 | — | — | |
| Net profit | -£2,185,161 | £326,872 | — | — | |
| Cash | £2,969,644 | £2,931,707 | £2,565,670 | -12.5% | |
| Total assets less current liabilities | £5,599,698 | £5,883,859 | £6,376,964 | +8.4% | |
| Net assets | £5,556,987 | £5,883,859 | £6,376,964 | +8.4% | |
| Equity | £5,556,987 | £5,883,859 | £6,376,964 | +8.4% | |
| Average employees | 47 | 28 | 27 | -3.6% | |
| Wages | £1,962,227 | £1,390,656 | — | — | |
| Directors' remuneration | £283,429 | £334,206 | — | — | |
| Directors' pension contributions | £81,799 | £83,852 | — | — | |
| Highest paid director | £110,685 | £136,832 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-04-05 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | -15.7% | 2.0% | — | |
| Net margin | -15.3% | 3.0% | — | |
| Return on capital employed | -40.0% | 3.7% | — | |
| Gearing (liabilities / total assets) | 72.0% | 69.1% | 67.1% | |
| Current ratio | 1.35x | 1.41x | 1.47x | |
| Interest cover | — | 73.95x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Audit opinion
- Unaudited (audit-exempt)
- Going concern
- Affirmed
“these accounts have been prepared having regard to the group's trading forecasts for the next twelve months. These forecasts include detailed cashflow projections...”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 7 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FINLAY, Brian James | Director | 1993-04-01 | Feb 1952 | British |
| FINLAY, Jamie Anthony John | Director | 2022-09-15 | Jul 1985 | British |
| STEPHEN, Dale Mckenzie | Director | — | Apr 1952 | British |
| STEPHEN, John William | Director | 1999-04-20 | Jun 1967 | British |
Show 7 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GALBRAITH, John Joseph | Secretary | — | 2005-09-29 |
| WEBSTER, John Finlay | Secretary | 2005-09-29 | 2025-03-28 |
| KEY, Ronald George | Director | — | 1993-06-17 |
| STEPHEN, Derek Methven | Director | — | 2010-01-01 |
| STEPHEN, John Stewart | Director | — | 2010-01-01 |
| STRACHAN, Bruce Gordon | Director | 2008-10-03 | 2022-11-24 |
| WEBSTER, John Finlay | Director | 2008-01-29 | 2025-03-28 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| A & J Stephen (Holdings) Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2025-05-08 | Active |
| Mr Dale Mckenzie Stephen | Individual | Significant influence | 2016-04-06 | Ceased 2024-10-16 |
| Mr John William Stephen | Individual | Significant influence | 2016-04-06 | Active |
Filing timeline
Last 20 of 155 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-10-01 | AA | accounts | Accounts with accounts type total exemption full | |
| 2026-08-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-05-05 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2026-03-31 | AA | accounts | Accounts with accounts type full | |
| 2025-10-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-17 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-05-26 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2025-05-09 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2025-04-17 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2025-03-28 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-28 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-02-26 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2025-01-14 | AA | accounts | Accounts with accounts type full | |
| 2024-12-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-19 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-12-19 | MR04 | mortgage | Mortgage satisfy charge full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.