BPO COLLECTIONS LIMITED
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Cash
£3.6m
-13.3% lowest in 4 filed years
Net assets
£5.4m
+23.1% highest in 4 filed years
Employees
122
-10.3% vs 2024
Profit before tax
£1.3m
+8.7% vs 2024
Net assets
4-year trend · vs Industrials median
Accounts
4-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|
| Turnover | £10,760,677 | £10,025,466 | £10,671,299 | £10,533,811 | -1.3% | |
| Operating profit | £264,621 | £1,641,901 | £1,300,639 | £1,519,887 | +16.9% | |
| Profit before tax | £238,204 | £1,625,460 | £1,192,240 | £1,295,877 | +8.7% | |
| Net profit | £106,699 | £1,725,074 | £913,353 | £1,012,001 | +10.8% | |
| Cash | £5,227,510 | £5,098,126 | £4,203,472 | £3,643,731 | -13.3% | |
| Total assets less current liabilities | — | £3,725,437 | £9,146,386 | — | — | |
| Net assets | — | £3,465,745 | £4,379,098 | £5,391,099 | +23.1% | |
| Equity | £1,740,671 | £3,465,745 | £4,379,098 | £5,391,099 | +23.1% | |
| Average employees | 108 | 122 | 136 | 122 | -10.3% | |
| Wages | £3,591,528 | £3,349,438 | £3,872,341 | £3,760,581 | -2.9% | |
| Directors' remuneration | — | £225,600 | £857,926 | £909,692 | +6% | |
| Directors' pension contributions | — | £50,000 | £78,356 | £15,351 | -80.4% | |
| Highest paid director | — | £275,600 | £334,799 | £302,800 | -9.6% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Operating margin | 2.5% | 16.4% | 12.2% | 14.4% | |
| Net margin | 1.0% | 17.2% | 8.6% | 9.6% | |
| Return on capital employed | — | 44.1% | 14.2% | — | |
| Gearing (liabilities / total assets) | — | 65.3% | 69.5% | 66.7% | |
| Current ratio | — | 1.49x | 1.65x | 1.59x | |
| Interest cover | — | 99.87x | 12.00x | 4.85x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Dains Audit (Scotland) Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have at the time of approving the financial statements, a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future. Thus the directors continue to adopt the going concern basis of accounting”
Group structure
- BPO COLLECTIONS LIMITED · parent
- Everyday People Financial Solutions Limited 100%
- CCS Group Holdings Limited 100%
- Commercial Collection Services Limited 100%
Significant events
- “Subsequent to year end, on 7 January 2026, BPO Collections Limited acquired ACT Credit Management Limited.”
- “On November 7, 2024, the Company entered into a credit arrangement of £3,325,000 to acquire CCS of which £3,283,333 has been drawn as of December 31, 2025.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 12 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ABEL, Jennifer Beveridge | Director | 2023-10-01 | Jun 1983 | British |
| BROTHERSTON, Barry Thomas | Director | 2023-10-01 | May 1975 | British |
| RANKIN, Graham | Director | 2011-02-15 | Nov 1970 | British |
| RASUL, Imran | Director | 2019-02-06 | May 1984 | British |
| SCULLION, Allan | Director | 2022-01-13 | Oct 1967 | British |
| SKEOCH, Alasdair Calderwood | Director | 2023-05-01 | Jul 1968 | British |
Show 12 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DRYSDALE, Angela | Secretary | 2017-03-09 | 2022-09-21 |
| FRASER, Danielle Marie | Secretary | 2022-09-21 | 2023-07-12 |
| MASON, Fiona | Secretary | 2007-12-11 | 2010-11-10 |
| MILLER, Jeffrey | Secretary | 2006-07-19 | 2007-12-11 |
| LYCIDAS SECRETARIES LIMITED | Corporate Nominee Secretary | 2006-01-11 | 2006-07-19 |
| DRYSDALE, Angela | Director | 2018-07-19 | 2022-09-21 |
| FRASER, Danielle Marie | Director | 2022-09-21 | 2023-07-12 |
| GERVAIS, Nancy Alice | Director | 2010-11-10 | 2011-02-15 |
| LEBER, Georg | Director | 2011-02-15 | 2017-01-17 |
| MASON, Paul Anthony | Director | 2006-01-16 | 2010-11-22 |
| RANKIN, Graham | Director | 2007-11-28 | 2009-06-26 |
| LYCIDAS NOMINEES LIMITED | Corporate Nominee Director | 2006-01-11 | 2006-01-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Everyday People Revenue Cycle Management | Corporate entity | Shares 75–100% | 2023-07-25 | Active |
| Everyday People Investments Inc. | Corporate entity | Shares 75–100% | 2019-05-02 | Ceased 2023-07-25 |
| Eam Real Estate Holdings Inc. | Corporate entity | Shares 75–100% | 2018-10-01 | Ceased 2019-05-02 |
| Prospect Financial Europe Ehf | Corporate entity | Voting 75–100% | 2018-05-17 | Ceased 2018-10-01 |
| Mr Georg Leber | Individual | Shares 50–75% | 2016-04-06 | Ceased 2018-05-17 |
| Mr Graham Rankin | Individual | Shares 25–50% | 2016-04-06 | Ceased 2018-05-17 |
Filing timeline
Last 20 of 128 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-01-14 RESOLUTIONS Resolution
- 2024-11-22 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-09-30 | AA | accounts | Accounts with accounts type full | |
| 2026-01-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-01 | AA | accounts | Accounts with accounts type full | |
| 2025-01-14 | RESOLUTIONS | resolution | Resolution | |
| 2025-01-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-22 | MA | incorporation | Memorandum articles | |
| 2024-11-13 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-11-13 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-10-09 | AAMD | accounts | Accounts amended with accounts type full | |
| 2024-10-01 | AA | accounts | Accounts with accounts type full | |
| 2024-01-15 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-12-08 | CH01 | officers | Change person director company with change date | |
| 2023-12-08 | CH01 | officers | Change person director company with change date | |
| 2023-11-08 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-08 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-07 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-25 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2023-10-10 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-10-06 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2023-09-06 | PSC02 | persons-with-significant-control | Notification of a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.