BPO COLLECTIONS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-01-25 (in 8mo)
Last made up 2026-01-11
Watchouts
None on the register
Cash
£4M
-17.5% lowest in 3 filed years
Net assets
£4M
+26.4% vs 2023
Employees
136
+11.5% highest in 3 filed years
Profit before tax
£1M
-26.7% vs 2023
Net assets
4-year trend · vs Industrials median
Accounts
4-year trend · latest reflected 2024-12-31
| Metric | Trend | 2021-09-30 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Turnover | — | £10,760,677 | £10,025,466 | £10,671,299 | |
| Operating profit | — | £264,621 | £1,641,901 | £1,300,639 | |
| Profit before tax | — | £238,204 | £1,625,460 | £1,192,240 | |
| Net profit | — | £106,699 | £1,725,074 | £913,353 | |
| Cash | — | £5,227,510 | £5,098,126 | £4,203,472 | |
| Total assets less current liabilities | — | — | £3,725,437 | £9,146,386 | |
| Net assets | — | — | £3,465,745 | £4,379,098 | |
| Equity | £1,633,972 | £1,740,671 | £3,465,745 | £4,379,098 | |
| Average employees | — | 108 | 122 | 136 | |
| Wages | — | £3,591,528 | £3,349,438 | £3,872,341 | |
| Directors' remuneration | — | — | £225,600 | £779,570 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+6.4%
£10,025,466 £10,671,299
-
Cash
-17.5%
£5,098,126 £4,203,472
lowest in 3 filed years
-
Net assets
+26.4%
£3,465,745 £4,379,098
-
Employees
+11.5%
122 136
highest in 3 filed years
-
Operating profit
-20.8%
£1,641,901 £1,300,639
-
Profit before tax
-26.7%
£1,625,460 £1,192,240
-
Wages
+15.6%
£3,349,438 £3,872,341
highest in 3 filed years
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2021-09-30 | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|---|---|
| Operating margin | — | 2.5% | 16.4% | 12.2% | |
| Net margin | — | 1.0% | 17.2% | 8.6% | |
| Return on capital employed | — | — | 44.1% | 14.2% | |
| Gearing (liabilities / total assets) | — | — | 65.3% | 69.5% | |
| Current ratio | — | — | 1.49x | 1.65x | |
| Interest cover | — | — | 99.87x | 12.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Henry Brown & Co
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- BPO COLLECTIONS LIMITED · parent
- Everyday People Financial Solutions Limited 100%
- CCS Group Holdings Limited 100%
Significant events
- “On May 2, 2019, the Company was acquired by Everyday People Financial Inc. ("EP Financial").”
- “On October 31, 2023, the Company acquired 100% of the issued and outstanding shares of Everyday People Financial Solutions Limited ("EPFS") (formerly Arvato Financial Solutions Limited).”
- “On November 7, 2024, the Company acquired 100% of the issued and outstanding shares of CCS Group Holdings Limited ("CCS").”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 12 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ABEL, Jennifer Beveridge | Director | 2023-10-01 | Jun 1983 | British |
| BROTHERSTON, Barry Thomas | Director | 2023-10-01 | May 1975 | British |
| RANKIN, Graham | Director | 2011-02-15 | Nov 1970 | British |
| RASUL, Imran | Director | 2019-02-06 | May 1984 | British |
| SCULLION, Allan | Director | 2022-01-13 | Oct 1967 | British |
| SKEOCH, Alasdair Calderwood | Director | 2023-05-01 | Jul 1968 | British |
Show 12 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DRYSDALE, Angela | Secretary | 2017-03-09 | 2022-09-21 |
| FRASER, Danielle Marie | Secretary | 2022-09-21 | 2023-07-12 |
| MASON, Fiona | Secretary | 2007-12-11 | 2010-11-10 |
| MILLER, Jeffrey | Secretary | 2006-07-19 | 2007-12-11 |
| LYCIDAS SECRETARIES LIMITED | Corporate Nominee Secretary | 2006-01-11 | 2006-07-19 |
| DRYSDALE, Angela | Director | 2018-07-19 | 2022-09-21 |
| FRASER, Danielle Marie | Director | 2022-09-21 | 2023-07-12 |
| GERVAIS, Nancy Alice | Director | 2010-11-10 | 2011-02-15 |
| LEBER, Georg | Director | 2011-02-15 | 2017-01-17 |
| MASON, Paul Anthony | Director | 2006-01-16 | 2010-11-22 |
| RANKIN, Graham | Director | 2007-11-28 | 2009-06-26 |
| LYCIDAS NOMINEES LIMITED | Corporate Nominee Director | 2006-01-11 | 2006-01-16 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Everyday People Revenue Cycle Management | Corporate entity | Shares 75–100% | 2023-07-25 | Active |
| Everyday People Investments Inc. | Corporate entity | Shares 75–100% | 2019-05-02 | Ceased 2023-07-25 |
| Eam Real Estate Holdings Inc. | Corporate entity | Shares 75–100% | 2018-10-01 | Ceased 2019-05-02 |
| Prospect Financial Europe Ehf | Corporate entity | Voting 75–100% | 2018-05-17 | Ceased 2018-10-01 |
| Mr Georg Leber | Individual | Shares 50–75% | 2016-04-06 | Ceased 2018-05-17 |
| Mr Graham Rankin | Individual | Shares 25–50% | 2016-04-06 | Ceased 2018-05-17 |
Filing timeline
Last 20 of 127 total filings
Material constitutional events — rename, articles re-file, resolution
- 2025-01-14 RESOLUTIONS Resolution
- 2024-11-22 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-01-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-01 | AA | accounts | Accounts with accounts type full | |
| 2025-01-14 | RESOLUTIONS | resolution | Resolution | |
| 2025-01-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-11-22 | MA | incorporation | Memorandum articles | |
| 2024-11-13 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-11-13 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-10-09 | AAMD | accounts | Accounts amended with accounts type full | |
| 2024-10-01 | AA | accounts | Accounts with accounts type full | |
| 2024-01-15 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-12-08 | CH01 | officers | Change person director company with change date | |
| 2023-12-08 | CH01 | officers | Change person director company with change date | |
| 2023-11-08 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-08 | AP01 | officers | Appoint person director company with name date | |
| 2023-11-07 | AP01 | officers | Appoint person director company with name date | |
| 2023-10-25 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2023-10-10 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2023-10-06 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2023-09-06 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-09-06 | PSC07 | persons-with-significant-control | Cessation of a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.