HSBC BANK PLC
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Cash
—
Latest balance sheet
Net assets
£26B
-4.1% vs 2024
Employees
207,000
-1% vs 2024
Profit before tax
-£119M
-105.8% vs 2024
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
3 officer resignations in last 12 months
Multiple officers have left the board recently — see the People section for who.
Profit before tax
4-year trend · vs Financials median
Accounts
4-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|---|
| Net interest income | — | — | £985,000,000 | £1,274,000,000 | +29.3% | |
| Fee & commission income | — | — | £2,758,000,000 | £2,921,000,000 | +5.9% | |
| Operating income | — | — | £7,940,000,000 | £8,961,000,000 | +12.9% | |
| Impairment losses | — | — | £952,000,000 | £1,956,000,000 | +105.5% | |
| Profit before tax | -£1,199,000,000 | £2,196,000,000 | £2,068,000,000 | -£119,000,000 | -105.8% | |
| Net profit | — | — | £1,283,000,000 | — | — | |
| Loans & advances to customers | — | — | £247,303,000,000 | £244,763,000,000 | -1% | |
| Customer deposits | — | — | £28,515,000,000 | £39,679,000,000 | +39.2% | |
| Total assets | £716,646,000,000 | £702,970,000,000 | £727,330,000,000 | £707,696,000,000 | -2.7% | |
| Total liabilities | — | — | £700,277,000,000 | £681,732,000,000 | -2.6% | |
| Equity | £23,088,000,000 | £24,159,000,000 | £26,895,000,000 | £25,801,000,000 | -4.1% | |
| Average employees | 31,300 | 34,600 | 209,000 | 207,000 | -1% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2022-12-31 | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|---|
| Return on capital employed | — | 0.3% | 0.3% | — | |
| Current ratio | — | 11.60x | 11.79x | — | |
| Interest cover | -12.10x | 50.07x | — | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 6 times since incorporation
- HSBC BANK PLC 1999-09-27 → present
- MIDLAND BANK PUBLIC LIMITED COMPANY 1982-02-01 → 1999-09-27
- MIDLAND BANK LIMITED 1923-11-27 → 1982-02-01
- LONDON JOINT CITY AND MIDLAND BANK LIMITED 1918-10-01 → 1923-11-27
- LONDON AND CITY BANK LIMITED 1898-11-03 → 1918-10-01
- LONDON AND MIDLAND BANK LIMITED 1891-09-28 → 1898-11-03
- BIRMINGHAM AND MIDLAND BANK LIMITED 1880-07-01 → 1891-09-28
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Consolidated group
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors consider it appropriate to prepare the financial statements on the going concern basis. In making their going concern assessment, the Directors have considered a wide range of detailed information relating to present and potential conditions, including profitability, cash flows, capital requirements and capital resources.”
Group structure
- HSBC BANK PLC · parent
- HSBC Investment Bank Holdings Limited 100%
- HSBC Bank Bermuda Limited 100%
- HSBC Bank plc 100%
- HSBC Bank Malta p.l.c. 70.03%
- Al Nominees (UK) One Limited 100%
- Al Nominees (UK) Two Limited 100%
- Assetfinance December (P) Limited 100%
- Assetfinance June (A) Limited 100%
- Assetfinance March (F) Limited 100%
- Assetfinance September (P) Limited 100%
- Banco Nominees Limited 100%
- Benefitalgorenk One 100%
- C&F & Partners Asset Management Limited 100%
- CCF Holding (Liban) S.A.L. (in Liquidation) 74.99%
- CF & Partners Asset Management (France) S.A.S. 100%
- Charterhouse Management Services Limited 100%
- COIF Nominees (UK) Two Limited 100%
- COIF Nominees Limited 100%
- CTF Investment Services Capital Partners - B.L.P. 100%
- Flancare Corporate Services Limited 100%
- Flandres Contentieux S.A. 100%
- Foregate Nominees Limited 100%
- Griffin International Limited (in Liquidation) 100%
- HSBC (BGF) Investments Limited 100%
- HSBC Asset Finance M.O.D. Holdings (UK) Limited 100%
- HSBC Bank (Germany) Limited 100%
- HSBC Bank plc 100%
- HSBC Bank plc (in Liquidation) 100%
- HSBC Cayman Services Limited 100%
- HSBC Commercial Finance (UK) LLP 100%
- HSBC Client Nominee (Jersey) Limited 100%
- HSBC Corporate Trustee Company (UK) 100%
- HSBC Custody Services (Guernsey) Limited 100%
- HSBC Equity Unit (in Liquidation) 100%
- HSBC Factoring (France) 100%
- HSBC Financial Services (Lebanon) S.A.L. (in Liquidation) 99.83%
- HSBC Global Asset Management (Bermuda) Limited 100%
- HSBC Global Asset Management (Deutschland) GmbH 100%
- HSBC Global Asset Management (France) 100%
- HSBC Global Capital Holdings plc 100%
- HSBC Global Custody Nominee (UK) Limited 100%
- HSBC Global Custody Proprietary Nominee Limited 100%
- HSBC Institutional Trust Services (Bermuda) Limited 100%
- HSBC Issuer Services Common Depositary Nominee (UK) Limited 100%
- HSBC Life Assurance (Malta) Ltd 100%
- HSBC Markiing Nominee (UK) Limited 100%
- HSBC Overseas (UK) Limited 100%
- HSBC PB Corporation 100%
- HSBC Private Bank (Suisse) SA 100%
- HSBC Property Nominees (UK) Limited 100%
- HSBC Property Funds (Holding) Limited 100%
- HSBC Real Estate GmbH 100%
- HSBC Services (Guernsey) Limited 100%
- HSBC Services (Jersey) Limited 100%
- HSBC Services (Luxembourg) S.A. 100%
- HSBC Securities Services (France) 100%
- HSBC Transaction Services GmbH 100%
- HSBC Trinkaus & Burkhardt Gesellschaft für Bankbeteiligungen mbH 100%
- HSBC Trinkaus GmbH 100%
- HSBC UK Trustee (CI) Limited 100%
- HSL Investments Limited 100%
- James Capel (Taiwan) Nominees Limited 100%
- Midcorp Limited (in Liquidation) 100%
- RLUREF Nominees (UK) One Limited 100%
- RLUREF Nominees (UK) Two Limited 100%
- S.A.R.L. du Logement 100%
- Sal Belyus 100%
- Safir 100%
- SIFM Limited 100%
- Soc Nominees (Pty) Limited 100%
- Somed Nominees D'Antibes 100%
- SNCR/MB-2007 A 100%
- SNCR/MB-2008 A 100%
- SNCR/MB-2009 A 100%
- Société Française (Suisse) Limited 100%
- Soprogel 100%
- Trinkaus Immobilien GmbH 100%
- Tronex Immobilien GmbH 100%
- Überseeverwaltungs-GmbH 100%
- Unicredit Immobilien GmbH 100%
- Geschäftsfuehrungs-GmbH 100%
- Private Equity Management GmbH 100%
- Woodaes Limited 100%
Significant events
- “On 30 January 2026, HSBC Bank plc completed the sale of its UK life insurance entity, HSBC Life (UK) Limited, to Chesapeake plc.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
12 active · 88 resigned
Showing the first 100 officers on file — Companies House returns these 100 per page and this record sits at that limit, so the list (and any former officers) may be incomplete. Full register on Companies House
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MCDERMOTT, Micheal, Mr. | Secretary | 2025-06-13 | — | — |
| BRANCH, Sonya Judith Clara, Ms. | Director | 2026-03-01 | Jun 1974 | British,Irish |
| CLACKSON, Patrick Andrew | Director | 2022-09-01 | Apr 1964 | British |
| DE JONG, Michiel Gerrit Jan, Mr. | Director | 2026-03-01 | Sep 1961 | Dutch |
| ELLIS, Juliet Ann | Director | 2021-02-01 | Apr 1966 | British |
| GOH, Euleen Yiu Kiang, Ms. | Director | 2025-12-01 | Apr 1955 | Singaporean |
| GURNEY, Kathryn Leslie | Director | 2023-03-01 | Sep 1968 | British |
| HANNIGAN, Deirdre | Director | 2025-03-01 | Oct 1960 | Irish |
| MURRAY, Eileen K, Ms. | Director | 2026-03-01 | Mar 1958 | American |
| O'DONALD, Lewis John | Director | 2023-02-23 | Dec 1965 | British |
| ROBERTS, Michael Murray | Director | 2025-01-01 | Nov 1960 | American |
| WRIGHT, Andrew Merlay | Director | 2018-05-17 | May 1960 | British |
Show 88 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BARBER, Ralph Gordon | Secretary | 1994-01-01 | 1996-06-26 |
| BLACK, Nicola Suzanne | Secretary | 2014-04-01 | 2018-01-01 |
| CAMPBELL, Alison Sara | Secretary | 2021-03-01 | 2023-01-01 |
| JOCKELSON, Philip Bruce, Mr. | Secretary | 2020-05-01 | 2021-02-28 |
| MARSHALL, Ian Bruce | Secretary | 1996-06-26 | 2004-05-26 |
| MCKENZIE, John Hume | Secretary | 2004-05-26 | 2014-03-31 |
| MILLER, Philip David | Secretary | 2023-01-01 | 2023-04-30 |
| OAKLEY-WHITE, Olivier Philip | Secretary | 2023-05-01 | 2024-10-07 |
| SKAE, John Robin | Secretary | — | 1993-12-31 |
| STUART, Lynne | Secretary | 2024-10-07 | 2025-06-12 |
| WULFSOHN, Loren | Secretary | 2018-01-01 | 2020-04-30 |
| ANTIKA, Piraye | Director | 2011-07-01 | 2014-10-31 |
| ASHER, Bernard Harry | Director | — | 1998-02-28 |
| ASSAF, Samir | Director | 2014-03-28 | 2016-04-27 |
| BAKER, David William | Director | 1996-11-01 | 2002-12-31 |
| BELL, Colin William | Director | 2021-02-22 | 2024-12-31 |
| BOND, John Reginald Hartnell, Sir | Director | 1993-01-01 | 2004-12-31 |
| BOYLES, Peter William | Director | 2010-07-22 | 2012-12-10 |
| BUDD, David Charles | Director | 2005-05-09 | 2011-02-24 |
| COOPER, Simon Nigel | Director | 2013-04-18 | 2015-12-17 |
| COYLE, James | Director | 2015-08-03 | 2018-08-06 |
| CUNNINGHAM, Thomas Jefferson Coleman | Director | — | 1992-10-09 |
| DALTON, William Robert Patrick | Director | 1998-04-01 | 2003-12-31 |
| DE CROISSET, Charles Francis Wiener | Director | 2000-09-01 | 2004-02-25 |
| DE MACEDO E SANTANA DE ALMEIDA MATOS, Nuno Goncalo, Mr. | Director | 2020-03-01 | 2021-02-23 |
| DELBRIDGE, Richard | Director | — | 1995-11-30 |
| DEVANEY, John Francis | Director | 1994-03-25 | 2000-05-24 |
| DOS SANTOS SIMOES, Antonio Pedro | Director | 2012-02-01 | 2018-09-17 |
| DOVE-EDWIN, Norma Adrienne | Director | 2021-10-28 | 2025-04-24 |
| EMERSON, Roger | Director | 1996-09-25 | 2003-05-28 |
| EMMETT, James Alasdair | Director | 2018-09-17 | 2020-02-29 |
| FILIPPI, Charles Henri | Director | 2000-09-01 | 2008-12-31 |
| FISHBURN, John Dudley | Director | 2003-05-28 | 2009-05-01 |
| FLEURANT, Jacques | Director | 2018-08-07 | 2021-09-30 |
| FLOCKHART, Alexander Andrew | Director | 2010-07-22 | 2012-07-31 |
| FORSTER, Archibald William, Sir | Director | — | 1998-05-27 |
| GARNER, Johnson Daniel | Director | 2010-12-20 | 2012-10-31 |
| GEOGHEGAN, Michael Francis | Director | 2004-01-01 | 2010-10-20 |
| GODBEHERE, Ann Frances, Ms. | Director | 2025-01-01 | 2026-05-08 |
| GOLDTHORPE, Brian Lees | Director | — | 1992-09-16 |
| GREEN, Stephen Keith | Director | 1995-12-01 | 2010-12-03 |
| GULLIVER, Stuart Thomson | Director | 2006-09-01 | 2010-12-31 |
| HALES, Antony John | Director | 1994-06-24 | 2001-05-23 |
| HOLT, Denise Mary, Dame | Director | 2011-02-01 | 2018-08-06 |
| HOUZE, Philippe Jacques Claude, Monsieur | Director | 2010-10-01 | 2012-04-26 |
| JACOBI, Herbert H | Director | 1995-01-27 | 1998-05-27 |
| JOHN, Dyfrig Dafydd Joseff | Director | 2003-01-01 | 2009-06-29 |
| JONES, Christopher Michael Stuart | Director | 2001-08-01 | 2008-04-29 |
| KEIR, Alan Mcalpine | Director | 2013-10-01 | 2015-09-01 |
| LEATHES, Simon William De Mussenden | Director | 2012-05-17 | 2017-04-21 |
| LENG, James William | Director | 2010-10-12 | 2013-12-31 |
| LESLIE, Peter Evelyn, Sir | Director | — | 1992-10-09 |
| LISTER, David William | Director | 2015-09-01 | 2018-08-06 |
| LOCKHART, Harry Eugene | Director | — | 1992-08-31 |
| LOUDON, George Ernest | Director | — | 1992-07-31 |
| MACKAY, Charles Dorsey | Director | 1992-11-12 | 1993-12-31 |
| MAHTANI, Kavita | Director | 2023-11-01 | 2026-05-29 |
| MAITLAND SMITH, Geoffrey | Director | — | 1996-12-23 |
| MARSH, Mary Elizabeth, Dame | Director | 2009-01-01 | 2022-05-17 |
| MARSHALL, Colin Marsh, Lord | Director | — | 1994-03-25 |
| MARTIN, Rosemary Elisabeth Scudamore | Director | 2005-04-29 | 2016-04-27 |
| MEANEY, Patrick Michael, Sir | Director | — | 1992-07-16 |
| MILLER SMITH, Charles | Director | 1994-01-01 | 1996-05-31 |
| MONRO-DAVIS, Anthony Robin Dominic | Director | 2004-01-01 | 2013-04-25 |
| MOSS, Stephen Colin, Mr. | Director | 2020-04-24 | 2021-02-23 |
| MOULONGUET, Thierry Bernard | Director | 2012-07-27 | 2018-09-05 |
| NEWTON, Charles Wilfrid, Sir | Director | 1992-12-11 | 1999-04-28 |
| O'CATHAIN, Detta, Baroness | Director | — | 1993-05-26 |
| O'CONNOR, Stephen Paul | Director | 2018-05-17 | 2025-04-24 |
| O'SULLIVAN, Sean Patrick | Director | 2007-08-07 | 2011-01-31 |
| OMURA, Yukiko | Director | 2018-05-17 | 2025-04-24 |
| ORGILL, Richard Michael James | Director | 1994-04-01 | 2001-10-31 |
| PEARSE, Brian Gerald, Sir | Director | — | 1995-01-27 |
| POUNTAIN, Eric John, Sir | Director | — | 1992-10-09 |
| PURVES, William, Sir | Director | — | 1998-05-27 |
| REED, Alison Clare | Director | 1996-04-24 | 2004-05-26 |
| ROBERTSON, Brian | Director | 2010-12-03 | 2013-09-30 |
| ROSE, Harry Anthony | Director | 1997-05-28 | 2005-05-25 |
| SHAWYER, Peter Michael | Director | 2004-11-01 | 2014-01-06 |
| SINGH, Jasminder | Director | 2001-01-25 | 2007-04-20 |
| SPRING, Annabel Fitzgerald | Director | 2024-04-08 | 2024-12-05 |
| STRICKLAND, John Estmond | Director | 1993-01-01 | 1996-05-31 |
| STRUTZ, Eric Wolfgang, Dr | Director | 2016-10-28 | 2026-05-08 |
| SYMONDS, Jonathan Richard | Director | 2014-04-14 | 2018-08-06 |
| THOMSON, Alan Matthew | Director | 2013-04-18 | 2014-10-31 |
| THURSTON, Paul Anthony | Director | 2008-06-01 | 2011-12-31 |
| TOWERS, John | Director | 1994-04-05 | 1996-10-31 |
| TRUEMAN, John Francis | Director | 2004-09-29 | 2022-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Hsbc Holdings Plc | Corporate entity | Shares 75–100%, Voting 75–100% | 2021-06-21 | Active |
| Hsbc Uk Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2018-10-01 | Ceased 2021-06-21 |
| Hsbc Holdings Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-10-26 | Ceased 2018-10-01 |
Filing timeline
Last 20 of 1097 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-29 | TM01 | officers | Termination director company with name termination date | |
| 2026-05-18 | AA | accounts | Accounts with accounts type group | |
| 2026-05-08 | TM01 | officers | Termination director company with name termination date | |
| 2026-05-08 | TM01 | officers | Termination director company with name termination date | |
| 2026-05-05 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-04-01 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-03-19 | CH01 | officers | Change person director company with change date | |
| 2026-03-12 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-10 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-03 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-26 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2026-02-09 | CH01 | officers | Change person director company with change date | |
| 2025-12-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-11-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-06-13 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-06-13 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-05-09 | AA | accounts | Accounts with accounts type group | |
| 2025-04-25 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-25 | TM01 | officers | Termination director company with name termination date | |
| 2025-04-25 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 14
- Capital events
- 0
- Officers appointed
- 4
- Officers resigned
- 3
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.