HSF HEALTH PLAN LIMITED
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Cash
—
Latest balance sheet
Net assets
£20M
-2.5% lowest in 3 filed years
Employees
84
+16.7% highest in 3 filed years
Profit before tax
-£292K
-109.9% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | £30,639,482 | £33,663,570 | £36,207,945 | +7.6% | |
| Net earned premiums | £30,565,249 | £33,582,224 | £35,835,993 | +6.7% | |
| Claims incurred | £23,427,563 | £24,423,987 | £26,962,715 | +10.4% | |
| Investment return | £1,812,425 | £2,419,064 | £438,595 | -81.9% | |
| Profit before tax | £758,810 | £2,953,457 | -£292,082 | -109.9% | |
| Net profit | £638,446 | £2,616,633 | -£340,197 | -113% | |
| Insurance contract liabilities | £3,411,953 | £4,156,217 | £4,672,735 | +12.4% | |
| Total assets | £27,747,284 | £26,344,044 | £26,290,722 | -0.2% | |
| Total liabilities | £27,747,283 | £26,344,044 | £26,290,722 | -0.2% | |
| Equity | £21,766,331 | £20,012,362 | £19,510,548 | -2.5% | |
| Average employees | 76 | 72 | 84 | +16.7% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | 21.6% | 24.0% | 25.8% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- HSF HEALTH PLAN LIMITED 2007-01-02 → present
- HOSPITAL SATURDAY FUND(THE) 1890-02-19 → 2007-01-02
Audit & accounting basis
- Accounting basis
- FRS 102; FRS 103
- Reporting scope
- Standalone (parent only)
- Auditor
- MHA
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have concluded that there is a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future and there are no material uncertainties about the company's ability to continue as a going concern.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
11 active · 44 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BENNETT, Emma | Director | 2024-11-21 | Oct 1980 | British |
| CLARE, Paul | Director | 2016-08-01 | Nov 1965 | British |
| DALTON, Jane Laidlaw | Director | 2007-11-27 | Oct 1962 | British |
| DAVIES, Mark | Director | 2007-01-16 | May 1963 | English |
| DIAMOND, Jonathan Hugh Brooke | Director | 2018-07-23 | Mar 1963 | British |
| FINLAYSON, Neil Michael | Director | 2013-10-30 | Jun 1959 | British |
| GREENWOOD, John | Director | 1995-04-04 | Jan 1948 | British |
| HEALY, Cal | Director | 2025-05-23 | Feb 1961 | Irish |
| JACKSON, Paul William | Director | 2000-04-05 | Jun 1965 | British |
| PHELAN, Sharon Jane | Director | 2016-12-05 | Apr 1960 | British |
| TOMLINSON, Lynn | Director | 2007-01-16 | Jul 1958 | British |
Show 44 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BRADLEY, Keith Roderick | Secretary | — | 2011-05-31 |
| ARNOT, Thomas Mckenzie, Group Captain | Director | 2004-04-19 | 2007-10-09 |
| BARNES, Donald Clifford | Director | 1992-05-12 | 2002-04-15 |
| BARNES, Frederick | Director | — | 1994-05-16 |
| BATTAMS, Peter | Director | 1992-05-12 | 1999-05-19 |
| BEDWELL, Janet Clare | Director | — | 1993-12-31 |
| BORROWS, Irene | Director | — | 1991-05-20 |
| BOTLY, Trevor Arthur | Director | — | 1992-05-12 |
| BOYLE, Michael James | Director | 2002-04-15 | 2014-10-08 |
| BRADLEY, Keith Roderick | Director | 1999-05-19 | 2011-05-31 |
| CLARKE, Brian William | Director | — | 1994-05-16 |
| COLLINS, Daniel | Director | — | 1991-05-20 |
| DALTON, Jane Laidlaw | Director | 2003-04-07 | 2006-12-31 |
| DENTON, Dorothy Olive | Director | — | 2000-04-05 |
| DOOL, Robert | Director | — | 1999-05-19 |
| DUFF, Stephen Ronald | Director | 1999-05-19 | 2016-08-01 |
| FELLMAN, Leslie Isaac | Director | — | 1994-05-16 |
| GROAT, Peter Peebles | Director | 1994-05-20 | 2000-04-05 |
| HAMILTON, William | Director | 1993-05-10 | 1994-09-21 |
| HARVEY, Dorothy Mary Charlotte | Director | — | 1994-07-25 |
| HENNESY, John Anthony | Director | — | 1991-05-20 |
| HIND, Robert Graham Mason | Director | 2000-04-05 | 2012-05-23 |
| JOY, Kenneth Leighton | Director | — | 1999-05-19 |
| KIRKBY, Michael John | Director | — | 1991-09-16 |
| LEITCH, Catherine | Director | — | 1991-05-20 |
| MULREADY, James Francis | Director | 1992-05-12 | 1996-11-27 |
| ODONOGHUE, Kathleen Maud | Director | — | 1993-10-11 |
| RACHER, Iris | Director | — | 1999-05-19 |
| RANDEL, John | Director | 2010-10-12 | 2024-10-16 |
| RANDEL, John | Director | 2003-04-07 | 2006-12-31 |
| REES, Adrian Mervyn | Director | 2000-04-05 | 2003-04-07 |
| ROBERTSON, Ian | Director | — | 1991-05-20 |
| SAWERS, Derek Lorimer | Director | 2001-04-02 | 2004-04-19 |
| SAWTELL, Ivor James, Dr | Director | — | 1994-05-16 |
| SHAW, Peggy Agnes | Director | — | 1999-05-19 |
| SMITH, Edwin | Director | — | 1999-05-19 |
| SMITH, William Nicholls | Director | — | 2001-04-02 |
| THOMAS, David | Director | 1997-04-16 | 2025-05-22 |
| TIERNEY, Arthur Francis | Director | — | 1999-05-19 |
| TIERNEY, John Thomas | Director | — | 1993-05-10 |
| WARNER, Ludmila Marie Charlotte | Director | 1994-05-20 | 2003-04-07 |
| WINTER, Edna Constance | Director | 1991-05-20 | 1999-05-19 |
| YOUNG, Donald Thomas | Director | 1995-04-04 | 1997-06-30 |
| YOUNG, Donald Thomas | Director | — | 1999-05-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| The Hospital Saturday Fund | Corporate entity | Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 190 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-06-28 | AA | accounts | Accounts with accounts type full | |
| 2025-12-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-12-04 | CH01 | officers | Change person director company with change date | |
| 2025-06-12 | AA | accounts | Accounts with accounts type full | |
| 2025-06-05 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-30 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-03 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-21 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-12 | AA | accounts | Accounts with accounts type full | |
| 2023-12-22 | CH01 | officers | Change person director company with change date | |
| 2023-12-22 | CH01 | officers | Change person director company with change date | |
| 2023-12-22 | CH01 | officers | Change person director company with change date | |
| 2023-12-22 | CH01 | officers | Change person director company with change date | |
| 2023-12-22 | CH01 | officers | Change person director company with change date | |
| 2023-11-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-07 | AA | accounts | Accounts with accounts type full | |
| 2022-11-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-05-16 | AA | accounts | Accounts with accounts type full | |
| 2021-12-06 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.