EQUITABLE LIFE ASSURANCE SOCIETY,(THE)
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Confirmation statement due
2026-06-13 (in 1mo)
Last made up 2025-05-30
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£9M
+11% vs 2024
Employees
—
Average over period
Profit before tax
—
Period ending 2025-12-31
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gross written premiums | £500,000 | £1,200,000 | |
| Net earned premiums | £400,000 | £1,100,000 | |
| Claims incurred | £2,400,000 | £3,000,000 | |
| Investment return | £4,400,000 | £7,000,000 | |
| Profit before tax | — | — | |
| Net profit | — | — | |
| Insurance contract liabilities | £53,400,000 | £52,300,000 | |
| Total assets | £62,700,000 | £62,500,000 | |
| Total liabilities | £54,500,000 | £53,400,000 | |
| Equity | £8,200,000 | £9,100,000 | |
| Average employees | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Gross written premiums
+140%
£500,000 £1,200,000
-
Net earned premiums
+175%
£400,000 £1,100,000
-
Profit before tax
—
Not reported
-
Equity
+11%
£8,200,000 £9,100,000
-
Claims incurred
+25%
£2,400,000 £3,000,000
-
Insurance contract liabilities
-2.1%
£53,400,000 £52,300,000
-
Investment return
+59.1%
£4,400,000 £7,000,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 86.9% | 85.4% |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are confident that, despite being closed to new business, the Society will have sufficient funds to continue to meet its liabilities as they fall due for a period of, but not limited to, 12 months from the date of approval of the Financial Statements. Therefore, they have considered it appropriate to continue to adopt the going concern basis of accounting when preparing the Financial statements.”
Significant events
- “On 19 December 2025, JAB Insurance Holdings L.P. made a binding offer to purchase Utmost Life and Pensions Holdings Limited and its subsidiaries, which includes The Equitable Life Assurance Society. Subject to regulatory approval, this will result in a change to the ultimate owner to JAB Holding Company SARL ("JAB Holdings"), a company registered in Luxembourg.”
- “The Company is a defendant in legal proceedings arising from a customer claim in the ordinary course of business. The proceedings are at an early stage and the outcome remains uncertain. Based on legal advice received, the directors consider that it is not probable that an outflow of economic benefits will be required to settle the claim. Accordingly, no provision has been recognised in these financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 56 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| UTTING, Christopher Mark | Secretary | 2020-01-01 | — | — |
| BAKER, David Michael | Director | 2023-10-06 | Sep 1966 | British |
| FINCH, Duncan Alistair, Mr | Director | 2020-01-01 | Nov 1965 | British |
| MACKLE, Feilim | Director | 2020-04-29 | Jul 1967 | Irish |
| MAIDENS, Ian Graham | Director | 2020-01-01 | Jul 1964 | British |
| MERRICK, Michael John | Director | 2020-01-01 | Jan 1960 | British |
| NURSE, Jeremy Michael | Director | 2024-07-08 | May 1963 | British |
| STOKER, Andrew Mark | Director | 2025-01-01 | Nov 1967 | British |
| THOMPSON, Andrew Paul | Director | 2020-01-01 | Jun 1962 | British |
Show 56 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BOWLEY, Roger Quintin | Secretary | — | 1997-08-01 |
| FLEET, Jean Florence | Secretary | 2014-07-15 | 2019-12-31 |
| WILMOT, Peter Wilfred | Secretary | 1997-08-01 | 2014-07-14 |
| ABELL, Timothy George | Director | — | 1995-05-19 |
| ADAMS, David Harry | Director | 2001-04-23 | 2012-09-30 |
| AVIS, Penelope Jane | Director | 2015-01-16 | 2019-12-31 |
| BATEMAN, Timothy John | Director | 2008-01-11 | 2011-12-01 |
| BELLRINGER, Charles Albert John | Director | 2002-05-14 | 2002-11-25 |
| BOWLEY, Roger Quintin | Director | — | 1997-12-31 |
| BRIMECOME, Ian | Director | 2007-01-12 | 2019-12-31 |
| BRINN, Nigel James | Director | 2003-01-28 | 2004-08-01 |
| BULLEN, Ronald | Director | 2002-05-21 | 2006-10-31 |
| CREEDON, Seamus | Director | 2020-01-01 | 2020-04-02 |
| DAVIS, Peter Anthony | Director | 1995-07-01 | 2001-04-24 |
| DAWSON, Jonathan Donald Sherlock | Director | 2000-01-01 | 2001-04-09 |
| DEEKS, Jeremy Spencer | Director | 2020-01-01 | 2023-12-31 |
| EARLS, Mark Anthony | Director | 2009-09-09 | 2013-02-14 |
| FINKELSTEIN, Daniel William, Lord | Director | 2020-01-29 | 2024-07-05 |
| FINKELSTEIN, Daniel William, Lord | Director | 2017-03-17 | 2019-12-31 |
| GIBSON, Ian Andrew | Director | 2013-08-20 | 2019-12-31 |
| GRIFFIN, William Thomas Jackson | Director | — | 1993-05-19 |
| HEADDON, Christopher Paul | Director | 1999-07-01 | 2001-03-01 |
| KEAN, Susan Patricia | Director | 2020-01-01 | 2021-10-31 |
| KERRY, Robert | Director | 2024-01-01 | 2025-05-31 |
| KINNIS, Shaun Munro | Director | — | 1997-07-31 |
| KUBITSCHECK, Wai-Choo | Director | 2022-01-26 | 2022-10-07 |
| MARTIN, Peter Ernest | Director | — | 2001-04-24 |
| NASH, Alan | Director | 1993-07-28 | 2000-12-07 |
| NICHOLSON, Keith | Director | 2009-08-26 | 2019-12-31 |
| OTTON, Philip Howard, Sir | Director | 2001-04-23 | 2003-12-31 |
| PAGE, Jennifer Anne | Director | 1994-04-01 | 2001-04-24 |
| PICKARD, Michael John | Director | 2001-04-23 | 2006-10-31 |
| PRICE, David William James, Exors Of | Director | 1996-07-01 | 2001-04-24 |
| RANSON, Roy Henry | Director | — | 1997-07-31 |
| REYNOLDS, David Ian Wishart | Director | 2006-10-01 | 2014-12-31 |
| RILEY, Cathryn Elizabeth | Director | 2009-08-24 | 2019-12-31 |
| SCLATER, John Richard | Director | — | 2001-02-28 |
| SEDGWICK, Ian Peter | Director | — | 2001-04-24 |
| SHEDDEN, Alfred Charles | Director | 2002-05-09 | 2009-05-11 |
| SHERLOCK, Edward Barry Orton | Director | — | 1994-05-18 |
| SHERRY, Nigel Anthony | Director | 2020-01-01 | 2020-04-02 |
| SHONE, Stephen | Director | 2020-01-01 | 2024-12-31 |
| SINKINSON, Martin Wayne | Director | 2018-07-25 | 2019-12-31 |
| SMALL, Simon Antony | Director | 2012-07-23 | 2019-12-31 |
| SMITH, Peter Alan | Director | 2001-04-23 | 2010-03-31 |
| SMITH, Roland, Professor Sir | Director | — | 1994-05-18 |
| TAYLOR, Jonathan Francis | Director | 1995-01-01 | 2001-04-24 |
| THOMAS, David George | Director | — | 2001-04-24 |
| THOMSON, Charles Grant | Director | 2001-03-05 | 2009-08-26 |
| THREADGOLD, Andrew Richard | Director | 2001-04-23 | 2009-05-11 |
| TREVES, Vanni Emanuele | Director | 2001-02-26 | 2009-08-31 |
| TRITTON, Alan George | Director | — | 1999-06-30 |
| WATES, Christopher Stephen, Sir | Director | — | 1994-05-18 |
| WILSON, David William | Director | 1994-04-01 | 1999-06-30 |
| WISCARSON, Christopher Michael | Director | 2009-09-02 | 2018-07-24 |
| WOOD, Jean | Director | 2001-04-23 | 2009-08-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Utmost Life And Pensions Limited | Corporate entity | Voting 75–100%, Appoints directors | 2020-01-01 | Active |
Filing timeline
Last 20 of 333 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-27 | AA | accounts | Accounts with accounts type full | |
| 2025-06-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-22 | AA | accounts | Accounts with accounts type full | |
| 2025-01-08 | AP01 | officers | Appoint person director company with name date | |
| 2025-01-06 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-08 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-05 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-31 | AUD | auditors | Auditors resignation company | |
| 2024-05-28 | AA | accounts | Accounts with accounts type full | |
| 2024-01-02 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-02 | TM01 | officers | Termination director company with name termination date | |
| 2023-10-06 | AP01 | officers | Appoint person director company with name date | |
| 2023-06-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-05 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2023-05-24 | AA | accounts | Accounts with accounts type full | |
| 2022-10-07 | TM01 | officers | Termination director company with name termination date | |
| 2022-06-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-05-23 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.