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Confirmation statement due

2026-06-13 (in 1mo)

Last made up 2025-05-30

Watchouts

None on the register

Cash

Latest balance sheet

Net assets

£9M

+11% vs 2024

Employees

Average over period

Profit before tax

Period ending 2025-12-31

Accounts

2-year trend · latest reflected 2025-12-31

Metric Trend 2024-12-312025-12-31
Gross written premiums £500,000£1,200,000
Net earned premiums £400,000£1,100,000
Claims incurred £2,400,000£3,000,000
Investment return £4,400,000£7,000,000
Profit before tax
Net profit
Insurance contract liabilities £53,400,000£52,300,000
Total assets £62,700,000£62,500,000
Total liabilities £54,500,000£53,400,000
Equity £8,200,000£9,100,000
Average employees

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Year-on-year

FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2024-12-312025-12-31
Gearing (liabilities / total assets) 86.9%85.4%

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Standalone (parent only)
Auditor
Forvis Mazars LLP
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“The Directors are confident that, despite being closed to new business, the Society will have sufficient funds to continue to meet its liabilities as they fall due for a period of, but not limited to, 12 months from the date of approval of the Financial Statements. Therefore, they have considered it appropriate to continue to adopt the going concern basis of accounting when preparing the Financial statements.”

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

9 active · 56 resigned

Name Role Appointed Born Nationality
UTTING, Christopher Mark Secretary 2020-01-01
BAKER, David Michael Director 2023-10-06 Sep 1966 British
FINCH, Duncan Alistair, Mr Director 2020-01-01 Nov 1965 British
MACKLE, Feilim Director 2020-04-29 Jul 1967 Irish
MAIDENS, Ian Graham Director 2020-01-01 Jul 1964 British
MERRICK, Michael John Director 2020-01-01 Jan 1960 British
NURSE, Jeremy Michael Director 2024-07-08 May 1963 British
STOKER, Andrew Mark Director 2025-01-01 Nov 1967 British
THOMPSON, Andrew Paul Director 2020-01-01 Jun 1962 British
Show 56 resigned officers
Name Role Appointed Resigned
BOWLEY, Roger Quintin Secretary 1997-08-01
FLEET, Jean Florence Secretary 2014-07-15 2019-12-31
WILMOT, Peter Wilfred Secretary 1997-08-01 2014-07-14
ABELL, Timothy George Director 1995-05-19
ADAMS, David Harry Director 2001-04-23 2012-09-30
AVIS, Penelope Jane Director 2015-01-16 2019-12-31
BATEMAN, Timothy John Director 2008-01-11 2011-12-01
BELLRINGER, Charles Albert John Director 2002-05-14 2002-11-25
BOWLEY, Roger Quintin Director 1997-12-31
BRIMECOME, Ian Director 2007-01-12 2019-12-31
BRINN, Nigel James Director 2003-01-28 2004-08-01
BULLEN, Ronald Director 2002-05-21 2006-10-31
CREEDON, Seamus Director 2020-01-01 2020-04-02
DAVIS, Peter Anthony Director 1995-07-01 2001-04-24
DAWSON, Jonathan Donald Sherlock Director 2000-01-01 2001-04-09
DEEKS, Jeremy Spencer Director 2020-01-01 2023-12-31
EARLS, Mark Anthony Director 2009-09-09 2013-02-14
FINKELSTEIN, Daniel William, Lord Director 2020-01-29 2024-07-05
FINKELSTEIN, Daniel William, Lord Director 2017-03-17 2019-12-31
GIBSON, Ian Andrew Director 2013-08-20 2019-12-31
GRIFFIN, William Thomas Jackson Director 1993-05-19
HEADDON, Christopher Paul Director 1999-07-01 2001-03-01
KEAN, Susan Patricia Director 2020-01-01 2021-10-31
KERRY, Robert Director 2024-01-01 2025-05-31
KINNIS, Shaun Munro Director 1997-07-31
KUBITSCHECK, Wai-Choo Director 2022-01-26 2022-10-07
MARTIN, Peter Ernest Director 2001-04-24
NASH, Alan Director 1993-07-28 2000-12-07
NICHOLSON, Keith Director 2009-08-26 2019-12-31
OTTON, Philip Howard, Sir Director 2001-04-23 2003-12-31
PAGE, Jennifer Anne Director 1994-04-01 2001-04-24
PICKARD, Michael John Director 2001-04-23 2006-10-31
PRICE, David William James, Exors Of Director 1996-07-01 2001-04-24
RANSON, Roy Henry Director 1997-07-31
REYNOLDS, David Ian Wishart Director 2006-10-01 2014-12-31
RILEY, Cathryn Elizabeth Director 2009-08-24 2019-12-31
SCLATER, John Richard Director 2001-02-28
SEDGWICK, Ian Peter Director 2001-04-24
SHEDDEN, Alfred Charles Director 2002-05-09 2009-05-11
SHERLOCK, Edward Barry Orton Director 1994-05-18
SHERRY, Nigel Anthony Director 2020-01-01 2020-04-02
SHONE, Stephen Director 2020-01-01 2024-12-31
SINKINSON, Martin Wayne Director 2018-07-25 2019-12-31
SMALL, Simon Antony Director 2012-07-23 2019-12-31
SMITH, Peter Alan Director 2001-04-23 2010-03-31
SMITH, Roland, Professor Sir Director 1994-05-18
TAYLOR, Jonathan Francis Director 1995-01-01 2001-04-24
THOMAS, David George Director 2001-04-24
THOMSON, Charles Grant Director 2001-03-05 2009-08-26
THREADGOLD, Andrew Richard Director 2001-04-23 2009-05-11
TREVES, Vanni Emanuele Director 2001-02-26 2009-08-31
TRITTON, Alan George Director 1999-06-30
WATES, Christopher Stephen, Sir Director 1994-05-18
WILSON, David William Director 1994-04-01 1999-06-30
WISCARSON, Christopher Michael Director 2009-09-02 2018-07-24
WOOD, Jean Director 2001-04-23 2009-08-31

Ownership

Persons with significant control

Name Kind Nature of control Notified Status
Utmost Life And Pensions Limited Corporate entity Voting 75–100%, Appoints directors 2020-01-01 Active

Filing timeline

Last 20 of 333 total filings

Date Type Category Description
2026-04-27 AA accounts Accounts with accounts type full
2025-06-02 TM01 officers Termination director company with name termination date PDF
2025-05-30 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-05-22 AA accounts Accounts with accounts type full
2025-01-08 AP01 officers Appoint person director company with name date PDF
2025-01-06 TM01 officers Termination director company with name termination date PDF
2024-07-08 AP01 officers Appoint person director company with name date PDF
2024-07-05 TM01 officers Termination director company with name termination date PDF
2024-06-03 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-05-31 AUD auditors Auditors resignation company
2024-05-28 AA accounts Accounts with accounts type full
2024-01-02 AP01 officers Appoint person director company with name date PDF
2024-01-02 TM01 officers Termination director company with name termination date PDF
2023-10-06 AP01 officers Appoint person director company with name date PDF
2023-06-05 CS01 confirmation-statement Confirmation statement with no updates PDF
2023-06-05 PSC05 persons-with-significant-control Change to a person with significant control PDF
2023-05-24 AA accounts Accounts with accounts type full
2022-10-07 TM01 officers Termination director company with name termination date PDF
2022-06-06 CS01 confirmation-statement Confirmation statement with no updates PDF
2022-05-23 AA accounts Accounts with accounts type full

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
4

last 12 months

Capital events
0

last 24 months

Officers appointed
0

last 12 months

Officers resigned
1

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Official Companies House page