HISCOX INSURANCE COMPANY LIMITED

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

• Gross written premiums

  —

  Not reported

• Net earned premiums

  +7.5%

  £588,697,000 → £633,053,000

• Profit before tax

  -31%

  £45,602,000 → £31,447,000

• Equity

  -14.6%

  £190,324,000 → £162,558,000

• Claims incurred

  -10.4%

  £198,373,000 → £177,683,000

• Insurance contract liabilities

  +5.4%

  £517,228,000 → £545,025,000

• Investment return

  -11.8%

  £19,038,000 → £16,795,000

Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers

1. HISCOX INSURANCE COMPANY LIMITED 1997-01-01 → present
2. ECONOMIC INSURANCE COMPANY,LIMITED 1901-05-17 → 1997-01-01

Accounting basis

UK-adopted International Accounting Standards

Reporting scope

Standalone (parent only)

Auditor

PricewaterhouseCoopers LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“After making enquiries, the Directors have a reasonable expectation that the Company has adequate resources to continue in operational existence over a period of at least twelve months from the date of this report. For this reason, the Company continues to adopt the going concern basis in preparing the financial statements.”

Significant events

• “Broader macroeconomic conditions also remain relevant, including persisting CPI inflation materially above the Bank of England's 2% target (fluctuating between 3.2% and 3.8% through 2025, ending at 3.4%), and claims inflation driven by elevated labour, materials and repair costs.”
• “However, actual outcomes may differ materially from current estimates, particularly given new sources of uncertainty identified during 2025 such as Al-related claims behaviour, legislative reform affecting employers' liability and property exposures, and increased weather-related volatility from named storms, freeze events and subsidence trends.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

6

last 12 months

Capital events

0

last 24 months

Officers appointed

2

last 12 months

Officers resigned

2

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.