MUNICIPAL MUTUAL INSURANCE LIMITED
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Next accounts due
2027-03-31 (in 10mo)
Last filed for 2025-06-30
Confirmation statement due
2026-06-14 (in 1mo)
Last made up 2025-05-31
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£0
Equity attributable
Employees
8
-11.1% vs 2024
Profit before tax
£0
Period ending 2025-06-30
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-06-30
| Metric | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Gross written premiums | — | — | |
| Net earned premiums | — | — | |
| Claims incurred | £18,274,000 | £3,919,000 | |
| Investment return | £9,594,000 | £4,409,000 | |
| Profit before tax | £0 | £0 | |
| Net profit | £0 | £0 | |
| Insurance contract liabilities | £147,424,000 | £138,994,000 | |
| Total assets | £172,582,000 | £164,695,000 | |
| Total liabilities | £172,582,000 | £164,695,000 | |
| Equity | £0 | £0 | |
| Average employees | 9 | 8 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-06-30 vs 2024-06-30
-
Gross written premiums
—
Not reported
-
Net earned premiums
—
Not reported
-
Profit before tax
—
Not reported
-
Equity
—
Not reported
-
Claims incurred
-78.6%
£18,274,000 £3,919,000
-
Insurance contract liabilities
-5.7%
£147,424,000 £138,994,000
-
Investment return
-54%
£9,594,000 £4,409,000
-
Employees
-11.1%
9 8
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-06-30 | 2025-06-30 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 100.0% | 100.0% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Grant Thornton UK LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Having assessed the principal risks, the directors have concluded it is appropriate to adopt the going concern basis of accounting in preparing the financial statements.”
Significant events
- “At the date of signing of the Report and Accounts for the year ended 2025 operations continue as normal. The Company continues to monitor investment market fluctuations during this period; the latest month-end valuation of the Company's investment assets was at the 31 August 2025 at a market value of £143.6 million (30 June 2025: £147.3 million).”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 25 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ELLIS, Sarah Jane | Secretary | 2018-09-06 | — | — |
| ELLIS, Sarah Jane | Director | 2017-10-31 | Jun 1964 | British |
| GILL, Kevin Duncan | Director | 2017-10-31 | Dec 1967 | British |
| HUGHES, Gareth Howard | Director | 2016-03-01 | Nov 1956 | British |
| LAIRD, Shaun | Director | 2022-01-01 | Jan 1971 | British |
| WALKER, Martin Barry Ashton | Director | 2017-10-31 | Feb 1955 | British |
Show 25 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| GRIFFIN, David Stewart | Secretary | — | 1993-07-31 |
| GROOCOCK, Trevor Charles | Secretary | 1993-08-01 | 2014-10-31 |
| BARBER, John Philip | Director | 1993-11-01 | 1997-08-31 |
| BAX, Richard Graham | Director | 2013-06-01 | 2014-10-07 |
| CAIRNS, Benjamin Thom | Director | 2016-03-01 | 2017-10-12 |
| CASTLE, Allan Campbell Diarmid | Director | 2003-11-01 | 2013-05-31 |
| CASTLE, Allan Campbell Diarmid | Director | 1993-11-01 | 1996-02-29 |
| ERRINGTON, Stuart Grant | Director | — | 2012-02-22 |
| GREGORY, Philip Peter Clinton | Director | — | 1994-04-30 |
| GROOCOCK, Trevor Charles | Director | 1995-10-01 | 2014-10-07 |
| HARRINGTON, Illtyd | Director | — | 1994-09-21 |
| HARROP, Peter, Sir | Director | — | 2001-03-31 |
| LAYDEN, John, Sir | Director | — | 1993-10-28 |
| LOVILL, John Roger, Sir | Director | — | 2013-08-31 |
| MERLYN-REES OF MORLEY, Right Hon Lord | Director | — | 1996-05-29 |
| MONTGOMERY, Basil Henry David, Sir | Director | — | 1996-05-29 |
| MORGAN, John Lewis | Director | — | 1994-09-21 |
| MURDOCH, Frederick Donald | Director | — | 1993-07-31 |
| PAYNE, John Richard | Director | 1996-01-01 | 2004-04-30 |
| RIDLEY, Matthew White, Viscount | Director | — | 1993-07-31 |
| ROBINSON, Philip Henry | Director | — | 1992-10-22 |
| SMALL, Joseph | Director | — | 2004-10-14 |
| STONEFROST, Maurice Frank | Director | — | 1993-12-01 |
| WILLETT, Ian Albert | Director | 2004-10-01 | 2016-09-30 |
| WINSLET, Christopher James, Mr. | Director | 2004-01-01 | 2012-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Richard Peter Barker | Individual | Voting 75–100%, Appoints directors | 2018-12-31 | Active |
| Mr Gareth Howard Hughes | Individual | Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2018-12-31 |
Filing timeline
Last 20 of 186 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-12-08 | AA | accounts | Accounts with accounts type full | |
| 2025-06-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-15 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-12-11 | AA | accounts | Accounts with accounts type full | |
| 2024-12-09 | CH01 | officers | Change person director company with change date | |
| 2024-06-06 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-12-04 | AA | accounts | Accounts with accounts type full | |
| 2023-06-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-05 | CH01 | officers | Change person director company with change date | |
| 2022-12-14 | AA | accounts | Accounts with accounts type full | |
| 2022-06-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-04-26 | AA | accounts | Accounts with accounts type full | |
| 2022-01-11 | CH01 | officers | Change person director company with change date | |
| 2022-01-10 | AP01 | officers | Appoint person director company with name date | |
| 2021-06-07 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-04-30 | AA | accounts | Accounts with accounts type full | |
| 2020-06-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-12-03 | AA | accounts | Accounts with accounts type full | |
| 2019-06-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2019-06-03 | PSC07 | persons-with-significant-control | Cessation of a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.