ECCLESIASTICAL LIFE LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-04-23 (in 11mo)
Last made up 2026-04-09
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
£3M
+126% vs 2024
Profit before tax
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gross written premiums | — | — | |
| Net earned premiums | £6,078,000 | £6,088,000 | |
| Claims incurred | £5,033,000 | £4,820,000 | |
| Investment return | £601,000 | £4,035,000 | |
| Profit before tax | £1,381,000 | £3,121,000 | |
| Net profit | £1,085,000 | £2,384,000 | |
| Insurance contract liabilities | — | — | |
| Total assets | — | — | |
| Total liabilities | — | — | |
| Equity | — | — | |
| Average employees | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Gross written premiums
—
Not reported
-
Net earned premiums
+0.2%
£6,078,000 £6,088,000
-
Profit before tax
+126%
£1,381,000 £3,121,000
-
Equity
—
Not reported
-
Claims incurred
-4.2%
£5,033,000 £4,820,000
-
Investment return
+571.4%
£601,000 £4,035,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Name history
Renamed 3 times since incorporation
- ECCLESIASTICAL LIFE LIMITED 2003-08-01 → present
- ALLCHURCHES LIFE ASSURANCE LIMITED 2003-07-31 → 2003-08-01
- ALLCHURCHES LIFE ASSURANCE LIMITED 1985-12-04 → 2003-07-31
- PENDLE INSURANCE COMPANY LTD (THE) 1929-10-19 → 1985-12-04
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The going concern basis has been adopted in preparing the annual report and financial statements. The Company has adequate financial resources and no recourse to external borrowing. It continues to monitor its solvency and liquidity position in accordance with regulations determined by the PRA. The Company completes its own ORSA and is also included in the Group ORSA process. Work undertaken during the year evidenced that sufficient capital is available for the business plans of the Company. Moreover, the Company has sufficient resources to meet its obligations in any reasonable downside scenarios. The directors believe the Company is well placed to continue in operation for at least twelve months from the date of this report. Accordingly, they continue to adopt the going concern basis in preparing the annual report and financial statements of the Company.”
Significant events
- “At the start of 2025, the Company changed investment bank, for improved terms to enhance overall value for policyholders.”
- “The Company adopted International Financial Reporting Standard 17 (IFRS 17) Insurance Contracts on 1 January 2023.”
- “On 20 June 2023, the UK substantively enacted the Pillar Two global minimum tax rules as part of the OECD's Base Erosion and Profit Shifting ("BEPS") initiative. The Group will be within the scope of these rules from 1 January 2025.”
- “Provision is to allow for the earlier than expected payment of death benefits on Swinton policies due to the closure of this line of business.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
6 active · 25 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HALL, Rachael Jane | Secretary | 1995-05-25 | — | British |
| BENNETT, Mark Edmund Hacquoil | Director | 2021-07-09 | Feb 1982 | British |
| COCKREM, Denise Patricia | Director | 2026-01-01 | Nov 1962 | British |
| MARTIN, Ian St John | Director | 2024-09-19 | May 1964 | British |
| O'DWYER, Stephen John | Director | 2020-06-10 | Jul 1969 | British |
| PICKERNELL, Paul | Director | 2018-11-19 | Sep 1978 | British |
Show 25 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CLAYTON, Roger Ward | Secretary | 1995-05-25 | 2002-03-01 |
| WILLISCROFT, John Edwin | Secretary | — | 1995-05-01 |
| BOGUE, Kevin | Director | 2006-02-23 | 2011-03-31 |
| BURNS, Michael James | Director | — | 1995-06-29 |
| CAMPBELL, Ian George | Director | 2016-02-16 | 2018-08-31 |
| CLARK, Peter Nigel Stuckey | Director | 2003-06-27 | 2006-06-11 |
| CORNWALL JONES, Mark Ralph | Director | — | 2003-06-26 |
| DAY, Bernard Victor | Director | — | 1997-10-31 |
| DOSWELL, Graham Vincent, Mr. | Director | 1997-10-31 | 2007-01-29 |
| GOODALE, Mark | Director | 2003-06-26 | 2006-03-21 |
| HANKS, Christopher Eric | Director | 2020-08-03 | 2026-03-13 |
| HEWS, Mark Christopher John | Director | 2009-06-02 | 2020-08-03 |
| HYLANDS, John Francis | Director | 2007-09-01 | 2017-08-22 |
| LOSSE, Dieter Ronald | Director | 2003-06-26 | 2008-03-26 |
| MCARDELL, John David | Director | — | 1994-07-01 |
| NEW, Paul David | Director | 2015-05-15 | 2024-10-18 |
| PRESCOTT, George Andrew | Director | 2001-11-15 | 2009-06-02 |
| PRICE, Helen Elizabeth | Director | 2015-05-27 | 2018-08-31 |
| SAMUEL, William Meredith, Mr | Director | 2007-03-20 | 2011-12-01 |
| SCURFIELD, Hugh Hedley | Director | 1994-03-24 | 2004-11-02 |
| SEALY, Nicholas John Elliot | Director | 2000-10-05 | 2009-06-24 |
| THOMSON, Clive Benjamin | Director | 1996-04-04 | 2000-10-05 |
| TRIPP, Michael Howard | Director | 2007-01-01 | 2013-05-21 |
| WOOD, Steven Archibald | Director | 2009-02-09 | 2013-06-12 |
| YATES, William Hugh | Director | 1996-04-04 | 2006-06-20 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ecclesiastical Insurance Office Plc | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-09 | Active |
Filing timeline
Last 20 of 186 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-04-13 | AA | accounts | Accounts with accounts type full | |
| 2026-03-18 | TM01 | officers | Termination director company with name termination date | |
| 2026-01-02 | AP01 | officers | Appoint person director company with name date | |
| 2025-05-12 | AA | accounts | Accounts with accounts type full | |
| 2025-04-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-02-10 | CH01 | officers | Change person director company with change date | |
| 2024-10-21 | TM01 | officers | Termination director company with name termination date | |
| 2024-09-27 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-06 | CH01 | officers | Change person director company with change date | |
| 2024-06-18 | AA | accounts | Accounts with accounts type full | |
| 2024-04-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-06-02 | AA | accounts | Accounts with accounts type full | |
| 2023-04-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-04-27 | AA | accounts | Accounts with accounts type full | |
| 2022-04-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-07-21 | AP01 | officers | Appoint person director company with name date | |
| 2021-06-01 | AA | accounts | Accounts with accounts type full | |
| 2021-04-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-03-24 | PSC05 | persons-with-significant-control | Change to a person with significant control |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.