MEDICASH HEALTH BENEFITS LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2026-05-28 (this month)
Last made up 2025-05-14
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£54M
+8.4% vs 2023
Employees
132
+7.3% vs 2023
Profit before tax
£6M
+210.5% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gross written premiums | £51,347,000 | £62,101,000 | |
| Net earned premiums | £51,004,000 | £61,742,000 | |
| Claims incurred | £40,249,000 | £46,975,000 | |
| Investment return | £2,857,000 | £3,730,000 | |
| Profit before tax | £1,839,000 | £5,710,000 | |
| Net profit | £1,344,000 | £4,548,000 | |
| Insurance contract liabilities | £3,714,000 | £4,341,000 | |
| Total assets | £57,060,000 | £62,853,000 | |
| Total liabilities | £7,816,000 | £9,446,000 | |
| Equity | £49,380,000 | £53,504,000 | |
| Average employees | 123 | 132 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Gross written premiums
+20.9%
£51,347,000 £62,101,000
-
Net earned premiums
+21.1%
£51,004,000 £61,742,000
-
Profit before tax
+210.5%
£1,839,000 £5,710,000
-
Equity
+8.4%
£49,380,000 £53,504,000
-
Claims incurred
+16.7%
£40,249,000 £46,975,000
-
Insurance contract liabilities
+16.9%
£3,714,000 £4,341,000
-
Investment return
+30.6%
£2,857,000 £3,730,000
-
Employees
+7.3%
123 132
Each % is (latest − prior) ÷ |prior| for the line item as filed. The comparison is only shown when the latest and prior accounts cover broadly equal-length periods — short or long stubs (typical around incorporation or a year-end change) are suppressed rather than misrepresented. Lines a company doesn't report are omitted. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 13.5% | 14.9% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- MEDICASH HEALTH BENEFITS LIMITED 2001-10-18 → present
- MERSEYSIDE HEALTH BENEFITS COUNCIL 1931-07-24 → 2001-10-18
Audit & accounting basis
- Accounting basis
- FRS 102, FRS 103 Insurance Contracts
- Reporting scope
- Consolidated group
- Auditor
- MHA
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the Directors' use of the going basis of accounting in the preparation of the financial statements is appropriate.”
Group structure
- MEDICASH HEALTH BENEFITS LIMITED · parent
- Health @ Work Consultancy Services Limited 100%
- Medicash Health Benefits (Services) Limited 100%
- The Medicash Foundation
- 365 Technical Consultancy Ltd
- One Derby Square Ltd
Significant events
- “During the year, Medicash contributed £350,000 to The Medicash Foundation to support its charitable grant-making activities (2023: £250,000), reinforcing the Group's continued commitment to supporting local communities and health-related causes.”
- “The Annual General Meeting took place on 20 June 2024.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 70 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ROBERTS, Andrew | Secretary | 2015-09-18 | — | — |
| BROWN, Jonathan | Director | 2020-12-01 | Sep 1966 | British |
| CLINTON, Lorraine Elizabeth | Director | 2025-07-08 | Jul 1965 | British |
| ELLIS, Jean | Director | 2020-12-01 | May 1969 | British |
| GAMBON, Paul | Director | 2015-04-01 | Jan 1980 | British |
| HEALY, Andrew John | Director | 2025-03-01 | Nov 1966 | Irish |
| ODDY, Charles Alexander | Director | 2023-04-01 | Dec 1972 | British |
| ROBERTS, Andrew | Director | 2017-03-01 | Apr 1985 | British |
Show 70 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ALLEN, Matthew Robert | Secretary | 2010-02-22 | 2015-09-18 |
| ARNOLD, Kenneth | Secretary | 2000-10-01 | 2004-10-01 |
| GAYWOOD, William Charles | Secretary | 1999-06-14 | 2000-10-01 |
| STAVELEY, Brian Edlestone | Secretary | — | 1999-06-13 |
| WEIR, Susan Jean | Secretary | 2004-10-01 | 2010-03-01 |
| ALLEN, Matthew Robert | Director | 2010-08-01 | 2015-09-18 |
| ARNOLD, Kenneth | Director | 2001-10-04 | 2005-02-28 |
| BENNETT, William Rooney | Director | — | 1995-01-11 |
| BLACK, Michael | Director | — | 1996-05-02 |
| BLACKBURN, Richard Samuel | Director | — | 1997-03-28 |
| BOWEN, Nigel | Director | — | 1993-04-28 |
| BROWN, James Ellis | Director | 1997-05-28 | 2001-10-04 |
| CARR, Denise Angela | Director | 2001-02-21 | 2001-10-04 |
| COLLINS, Daniel | Director | 2000-06-19 | 2001-10-04 |
| CONWAY, Linda | Director | — | 2000-05-09 |
| CRISP, Anthony Gerrard | Director | — | 1993-04-28 |
| CRUTE, Charles Reginald | Director | 1995-05-25 | 2001-10-04 |
| DAVIES, Margaret Elizabeth | Director | 1997-05-28 | 2001-04-12 |
| DONE, Cyril Charles | Director | — | 1993-02-26 |
| DOSWELL, Alexander | Director | — | 1995-04-21 |
| DUFFY, Stephen Paul | Director | 1994-04-29 | 1996-03-21 |
| ELTRINGHAM, Therese | Director | 2004-03-05 | 2005-08-31 |
| FAIRCLOUGH, William Edwin | Director | — | 2000-10-06 |
| FIELD, Frank, Rt Hon | Director | 2003-08-26 | 2021-06-03 |
| FOSTER, George Gerald | Director | 1997-05-28 | 2001-10-04 |
| FRY, Patrick Bernard | Director | — | 1998-02-25 |
| GALLAGHER, Sandra Mary | Director | 1993-05-04 | 1993-10-26 |
| GAYWOOD, William Charles | Director | 2001-10-04 | 2008-06-05 |
| GOGARTY, Tracey Elizabeth | Director | 1993-05-04 | 2008-07-25 |
| GUNNERY, Joyce | Director | 1998-04-29 | 2003-06-30 |
| HALES, Derek Robert | Director | 1996-04-29 | 1999-04-29 |
| HEGARTY, Joseph | Director | 2001-02-21 | 2001-10-04 |
| HODGES, William James | Director | — | 1995-07-04 |
| HODSON, Robert Charles | Director | 2003-07-08 | 2021-06-03 |
| HUGHES, Kathleen | Director | 1994-04-29 | 1997-04-28 |
| JELLICOE, Themas Keith | Director | 1994-07-06 | 1996-04-29 |
| LAURIS, Peter | Director | 2005-03-01 | 2010-03-08 |
| LAWRIE-SIMMONS, Michael | Director | 2009-01-05 | 2009-07-14 |
| MAWDSLEY, Eveline | Director | — | 2001-10-04 |
| MCALLISTER, Philip Matthew | Director | 2001-06-26 | 2001-10-04 |
| MCDONNELL, Mary Barker | Director | — | 2001-10-04 |
| MCENANEY, John | Director | 2001-02-24 | 2001-10-04 |
| MCKENDRY, Valerie Ann | Director | 1997-05-28 | 2001-10-04 |
| MONTI, Kenneth William | Director | — | 2006-09-29 |
| MURRAY, Paul Stephen James | Director | 2001-10-04 | 2003-11-13 |
| OSBORNE, Thomas | Director | 1998-04-29 | 2001-10-04 |
| PARKINSON, Michael George | Director | 1999-04-29 | 2000-04-27 |
| PARRY, Kathleen | Director | 1997-05-28 | 1999-10-07 |
| PARRY, Kathleen | Director | — | 1994-02-23 |
| PARRY, William | Director | — | 1994-05-04 |
| RAFFERTY, Catherine | Director | 2000-02-23 | 2003-06-30 |
| RIMMER, Patricia Anne | Director | 2001-02-21 | 2001-10-04 |
| ROBINSON, Wayne Geoffrey | Director | 1996-04-29 | 1999-04-29 |
| RUTTER, William Robert | Director | 1998-04-29 | 2003-06-30 |
| SETTLE, Henry Frederick | Director | — | 1998-07-05 |
| SPEIRS, John Houghton | Director | 1993-05-07 | 2001-04-19 |
| STAFFORD, James | Director | — | 1997-04-28 |
| STANDISH, Craig | Director | 2000-02-23 | 2001-10-04 |
| STUART, Ronald Royden | Director | — | 1996-03-03 |
| SWETNAM, Herbert George | Director | 1998-04-29 | 2000-04-27 |
| TEARE, Percival Barron | Director | — | 2003-05-29 |
| TUBEY, William | Director | 2003-08-26 | 2023-03-31 |
| TYRRELL, Ruth | Director | 1996-04-29 | 1998-03-18 |
| UNITT, Clive Martin | Director | 1999-04-29 | 2000-09-20 |
| WEBSTER, Graham Bernard | Director | 1994-06-17 | 1995-04-19 |
| WEIR, Susan Jean | Director | 2004-03-05 | 2025-04-16 |
| WHITE, Janet | Director | 1993-05-04 | 1993-08-25 |
| WILDMAN, Mary Patricia | Director | — | 1993-01-25 |
| WILLIAMS, Alice Mary | Director | — | 1997-01-17 |
| WRIGHT, William Rodney | Director | 1999-04-29 | 2001-10-04 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr Andrew Roberts | Individual | Significant influence | 2017-03-01 | Ceased 2017-11-01 |
| Mrs Susan Jean Weir | Individual | Significant influence | 2016-04-06 | Ceased 2016-04-06 |
| Mr Paul Gambon | Individual | Significant influence | 2016-04-06 | Ceased 2016-04-06 |
Filing timeline
Last 20 of 264 total filings
Material constitutional events — rename, articles re-file, resolution
- 2024-07-27 MA Memorandum articles
- 2024-07-27 RESOLUTIONS Resolution
- 2021-12-06 MA Memorandum articles
- 2021-12-06 RESOLUTIONS Resolution
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-08-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-08 | AA | accounts | Accounts with accounts type group | |
| 2025-05-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-16 | TM01 | officers | Termination director company with name termination date | |
| 2025-03-18 | AP01 | officers | Appoint person director company with name date | |
| 2024-07-27 | AA | accounts | Accounts with accounts type group | |
| 2024-07-27 | MA | incorporation | Memorandum articles | |
| 2024-07-27 | RESOLUTIONS | resolution | Resolution | |
| 2024-05-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-04 | AA | accounts | Accounts with accounts type group | |
| 2023-05-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-04-23 | AP01 | officers | Appoint person director company with name date | |
| 2023-04-23 | TM01 | officers | Termination director company with name termination date | |
| 2022-08-31 | AA | accounts | Accounts with accounts type group | |
| 2022-05-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2021-12-06 | MA | incorporation | Memorandum articles | |
| 2021-12-06 | RESOLUTIONS | resolution | Resolution | |
| 2021-09-04 | AA | accounts | Accounts with accounts type group | |
| 2021-07-20 | TM01 | officers | Termination director company with name termination date | |
| 2021-07-20 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.