NATIONAL HOUSE-BUILDING COUNCIL
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Cash
—
Latest balance sheet
Net assets
£785m
+2% highest in 3 filed years
Employees
1,377
+0.5% highest in 3 filed years
Profit before tax
£31m
-65.8% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
NATIONAL HOUSE-BUILDING COUNCIL·Financials median
NATIONAL HOUSE-BUILDING COUNCIL·Financials median
NATIONAL HOUSE-BUILDING COUNCIL·Financials median
NATIONAL HOUSE-BUILDING COUNCIL·Financials median
NATIONAL HOUSE-BUILDING COUNCIL·Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2026-03-31
| Metric | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | £161,353,000 | £171,746,000 | +6.4% | |
| Net earned premiums | — | £115,862,000 | £146,655,000 | +26.6% | |
| Claims incurred | — | £108,956,000 | £190,090,000 | +74.5% | |
| Investment return | — | £56,834,000 | £65,270,000 | +14.8% | |
| Profit before tax | £156,397,000 | £89,422,000 | £30,571,000 | -65.8% | |
| Net profit | £134,363,000 | £81,360,000 | £21,526,000 | -73.5% | |
| Insurance contract liabilities | — | £1,215,616,000 | £1,285,074,000 | +5.7% | |
| Total assets | £2,093,143,000 | £2,222,073,000 | £2,309,724,000 | +3.9% | |
| Total liabilities | £1,403,860,000 | £1,452,763,000 | £1,525,057,000 | +5% | |
| Equity | £689,283,000 | £769,310,000 | £784,667,000 | +2% | |
| Average employees | 1,338 | 1,370 | 1,377 | +0.5% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2025-03-31 | 2026-03-31 |
|---|---|---|---|---|
| Operating margin | 48.3% | 20.4% | — | |
| Net margin | 59.6% | 32.7% | — | |
| Return on capital employed | 12.1% | 5.1% | — | |
| Gearing (liabilities / total assets) | 67.1% | 65.4% | 66.0% | |
| Current ratio | 0.11x | 0.14x | — | |
| Interest cover | 23.17x | 9.36x | — |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Consolidated group
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After reviewing the Group's forecasts and projections, the directors have a reasonable expectation that the Group has adequate resources to continue in operational existence for the foreseeable future. The Group therefore continues to adopt the going concern basis in preparing its consolidated financial statements.”
Group structure
- NATIONAL HOUSE-BUILDING COUNCIL · parent
- NHBC Building Control Services Limited 100%
Significant events
- “Escalation of conflict in the Middle East since the balance sheet date has increased geopolitical uncertainty and contributed to volatility in global markets. While the Company has limited direct exposure, the event may affect the fair value of its financial instruments, although any impact is not expected to be material given the nature and composition of NHBC's asset portfolio.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
13 active · 77 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SUTTON, Neha | Secretary | 2026-08-01 | — | — |
| AUSTERBERRY, Elizabeth Mary Susan | Director | 2022-08-01 | Nov 1956 | British |
| BEALE, Timothy Mark | Director | 2025-09-17 | Dec 1976 | British |
| BISHOP, Paul | Director | 2016-11-01 | Feb 1954 | British |
| BURNS, Alison Sarah | Director | 2019-10-15 | Sep 1963 | British |
| CAMPBELL, David Myles | Director | 2020-04-15 | Aug 1965 | British |
| DAVIES, Keith Gerald | Director | 2026-02-26 | Nov 1967 | British |
| KELLY, Bernadette Mary, Dame | Director | 2025-10-13 | Mar 1964 | British |
| MAILLET, Sarah | Director | 2026-05-29 | Dec 1966 | British |
| MOHINDRA, Tesula | Director | 2021-07-01 | Nov 1966 | British |
| ROBSON-CAPPS, Teresa, Dr | Director | 2021-07-01 | Mar 1955 | British |
| RUBENSTEIN, Alan Martin | Director | 2020-02-11 | Sep 1956 | British |
| TURNER, Paul James | Director | 2025-09-23 | Jun 1971 | British |
Show 77 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BROMLEY, Kim | Secretary | 2021-12-09 | 2026-08-01 |
| BURMAN, John | Secretary | 2002-08-19 | 2004-01-30 |
| DOYLE, Padraic, Dr | Secretary | 2001-01-08 | 2002-01-18 |
| DURKIN, Anne Carol | Secretary | 2017-09-01 | 2021-12-09 |
| HASTINGS, Jonathan Philip | Secretary | 2006-05-15 | 2018-04-06 |
| HIGGINS, Lark Constance | Secretary | 1999-01-01 | 2000-03-31 |
| MAWBY, Trevor John Charles | Secretary | 2000-04-01 | 2001-01-07 |
| NEWBOLD, Virginia Ann | Secretary | 2004-01-31 | 2006-05-15 |
| NEWBOLD, Virginia Ann | Secretary | 2002-01-19 | 2002-08-18 |
| PEMBROKE, Roy Stanley | Secretary | 1997-04-01 | 1998-12-31 |
| THEWLIS, Michael Anthony | Secretary | — | 1997-03-31 |
| ALLEN, Anthony John | Director | 1994-10-01 | 1996-08-14 |
| BASELEY, Stewart Antony | Director | 2004-05-16 | 2017-03-31 |
| BEAN, Basil | Director | 1996-08-19 | 1997-03-31 |
| BEAN, Basil | Director | — | 1994-09-30 |
| BOTTOM, John David | Director | 1992-06-25 | 1995-06-25 |
| CARTER, John Gordon Thomas, Sir | Director | 1999-01-01 | 2011-11-22 |
| CRASTON, Ian Adam | Director | 2014-09-16 | 2020-01-31 |
| DAVIES, Katherine | Director | 2016-10-05 | 2022-09-30 |
| DAVIS, Brian Elliott, Dr | Director | 2002-06-07 | 2003-11-30 |
| DAVIS, Ian Paul | Director | 2006-12-01 | 2017-11-23 |
| DAVIS, Ian Paul | Director | 1995-02-08 | 1997-07-31 |
| DIBBEN, Richard Andrew | Director | 1992-04-01 | 1994-04-19 |
| EATON, Frank | Director | 1995-06-25 | 2001-06-23 |
| FAROOKHI, Imtiaz | Director | 1997-04-01 | 2012-02-29 |
| FITZGERALD, Greg Paul | Director | 2010-06-01 | 2016-07-31 |
| FOSTER, Peter James | Director | 2003-03-27 | 2013-03-26 |
| FOWLER, Norman, Rt H | Director | 1992-06-08 | 1998-06-06 |
| GLENTORAN, Thomas Robin Valerian, Lord | Director | 2001-09-18 | 2007-09-17 |
| HALL, Michael Anthony Walker | Director | 1995-02-08 | 2000-09-30 |
| HARMAN, John Andrew, Sir | Director | 2009-01-01 | 2017-12-31 |
| HARRIS, Malcolm Robert | Director | 2001-06-24 | 2010-06-23 |
| HART, Graham Allan, Sir | Director | 2003-12-01 | 2012-11-30 |
| HENNEY, Thomas | Director | 1994-07-22 | 1998-02-17 |
| HOLLIDAY, Peter David | Director | 1994-04-19 | 2000-08-31 |
| HOSKING, Paul John | Director | 2017-01-23 | 2025-07-14 |
| HOUGH, Timothy | Director | 2006-09-01 | 2012-08-14 |
| HUDSON, Isabel Frances | Director | 2011-06-01 | 2020-05-31 |
| HUNT, Bernard | Director | 1995-06-12 | 2001-06-11 |
| JEFFERSON, Neil | Director | 2012-04-17 | 2019-12-05 |
| JOHNSTON, William James | Director | — | 1995-09-18 |
| KELLY, Sandra Claire | Director | 2006-05-01 | 2014-06-30 |
| LAY, Richard Neville | Director | 2001-06-12 | 2007-06-11 |
| LISTER, Geoffrey Richard | Director | 1992-05-28 | 1997-01-31 |
| LISTER, Geoffrey Richard | Director | — | 1992-03-31 |
| MACEACHRANE, Roderick | Director | 2000-10-01 | 2006-04-07 |
| MALYAN, John Leonard | Director | 1992-06-12 | 1995-06-12 |
| MCCALLUM, Graeme Reid | Director | 2000-09-01 | 2006-08-31 |
| MCINTYRE, Bridget Fiona | Director | 2010-07-01 | 2014-08-31 |
| MITCHELL, William Ian | Director | 1998-05-15 | 2004-05-14 |
| MOODY, Donald Alfred | Director | — | 1998-05-16 |
| MOORES, Yvonne, Dame | Director | 2004-03-19 | 2011-03-18 |
| NICHOLSON, Robin Alaster | Director | 2007-06-12 | 2014-06-11 |
| PARK, Jean Craig | Director | 2012-12-10 | 2021-12-09 |
| PARKER, Samuel Wesley | Director | 1995-09-18 | 2001-09-17 |
| PHEASEY, Michael | Director | 1997-02-04 | 1998-03-06 |
| PICKARD, John Michael, Sir | Director | 1998-09-01 | 2002-11-22 |
| PYE, Graham Christopher | Director | 1998-05-16 | 2004-05-15 |
| PYE, Graham Christopher | Director | — | 1992-03-31 |
| QUINTON, Michael Nicholas | Director | 2012-10-15 | 2017-01-31 |
| RASH, Christopher John Roland | Director | 2014-09-17 | 2016-12-26 |
| ROBERTS, Christopher William | Director | 1998-04-23 | 2004-03-18 |
| ROYDON, Terry Rene | Director | 1992-06-25 | 2004-05-15 |
| ROYDON, Terry Rene | Director | — | 1992-03-31 |
| RUSSELL, Alistair Muir, Sir | Director | 2012-05-15 | 2020-05-31 |
| RYCROFT, Philip John | Director | 2019-09-26 | 2025-09-26 |
| SHARP, James Christopher | Director | — | 1996-03-31 |
| SHOVELTON, Helena, Dame | Director | 2012-09-27 | 2018-09-26 |
| SMITH, David Bruce Boyter, Dr | Director | 2004-05-15 | 2012-05-14 |
| SPALDING, John Oliver | Director | — | 1992-05-31 |
| STONE, Stephen | Director | 2016-10-05 | 2025-10-03 |
| TAMAYO, Richard | Director | 2000-10-01 | 2014-06-30 |
| TONER, Charles Gerard | Director | 1996-06-07 | 2002-06-06 |
| WAY, Keith Elliott | Director | 1992-05-18 | 1998-07-31 |
| WERTH, Richard Graham | Director | 2004-05-16 | 2010-05-15 |
| WOOD, Steven Archibald | Director | 2017-06-30 | 2025-09-30 |
| YOUNG, Richard Charles | Director | — | 1994-07-22 |
Ownership
Persons with significant control
No persons with significant control on record.
Filing timeline
Last 20 of 329 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-28 | AA | accounts | Accounts with accounts type group | |
| 2026-08-05 | TM02 | officers | Termination secretary company with name termination date | |
| 2026-08-05 | AP03 | officers | Appoint person secretary company with name date | |
| 2026-06-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-06-02 | AP01 | officers | Appoint person director company with name date | |
| 2026-03-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-12-04 | RP01AP01 | officers | Replacement filing of director appointment with name | |
| 2025-10-21 | AP01 | officers | Appoint person director company with name date | |
| 2025-10-06 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-01 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-29 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-23 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-25 | AA | accounts | Accounts with accounts type group | |
| 2025-07-23 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-01 | CH01 | officers | Change person director company with change date | |
| 2024-10-30 | AA | accounts | Accounts with accounts type group | |
| 2024-06-26 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-09-23 | AA | accounts | Accounts with accounts type group |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 11
- Capital events
- 0
- Officers appointed
- 4
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.