REALTY INSURANCES LIMITED
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Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
31
lowest in 3 filed years
Profit before tax
£1.1m
Period ending 2025-12-31
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2024-03-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £7,976,000 | £6,499,000 | £6,941,000 | — | |
| Operating profit | £1,970,000 | £2,601,000 | £842,000 | — | |
| Profit before tax | £2,118,000 | £2,853,000 | £1,075,000 | — | |
| Net profit | £1,589,000 | £2,108,000 | £744,000 | — | |
| Cash | £15,836,000 | £5,000,000 | — | — | |
| Total assets less current liabilities | £9,734,000 | £10,777,000 | — | — | |
| Net assets | £8,641,000 | £9,482,000 | — | — | |
| Equity | £8,641,000 | £9,482,000 | — | — | |
| Average employees | 33 | 35 | 31 | — | |
| Wages | £2,667,000 | £2,161,000 | £2,979,000 | — | |
| Directors' remuneration | £851,000 | £727,000 | £757,000 | — | |
| Directors' pension contributions | £41,000 | £0 | £0 | — | |
| Highest paid director | £467,000 | £371,000 | £379,000 | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. Year-on-year comparison hidden: this filing covers about 12 months versus 9 months prior. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-03-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Operating margin | 24.7% | 40.0% | 12.1% | |
| Net margin | 19.9% | 32.4% | 10.7% | |
| Return on capital employed | 20.2% | 24.1% | — | |
| Gearing (liabilities / total assets) | 62.6% | 52.3% | — | |
| Current ratio | 1.73x | 2.18x | — | |
| Interest cover | — | — | 46.78x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 1 time since incorporation
- REALTY INSURANCES LIMITED 1984-12-10 → present
- REALTY & GENERAL INSURANCES LIMITED 1950-06-05 → 1984-12-10
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Standalone (parent only)
- Abridged
- Yes — abridged accounts (limited disclosure)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors are not aware of any material uncertainties that raise significant doubt about the Company's ability to continue as a going concern for the next twelve months from the date of signing the financial statements.”
Significant events
- “Effective 24 October 2024, Deva Victrix Holdings Limited, acquired RE Holdings Limited.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 26 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| SORRELL, Lisa | Secretary | 2023-03-06 | — | — |
| COLLERY, Gavin Patrick | Director | 2024-01-04 | Apr 1971 | Irish,British |
| CRICHTON, Douglas Nigel | Director | 2020-10-23 | Oct 1976 | British |
| DAVIS, Robert Richard | Director | 2022-03-21 | Oct 1967 | British |
| DILLEY, Jonathan Ashley | Director | 2022-04-01 | Apr 1965 | British |
| DUGGAN, Gary | Director | 2024-05-20 | Aug 1961 | British |
| MUSSELLE, Joanne Riddick | Director | 2018-02-01 | Oct 1970 | British |
| SCARLES, Nicholas Richard | Director | 2019-04-03 | Jun 1962 | British |
Show 26 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BALL, Jude | Secretary | 2022-07-15 | 2023-03-06 |
| HARGREAVES, Alison Ann | Secretary | 1993-08-09 | 1999-08-13 |
| HOLLAND, William Robert | Secretary | — | 1993-08-09 |
| MORTON, Oliver | Secretary | 2006-10-05 | 2022-07-15 |
| TOLHURST, Caroline Mary | Secretary | 1999-08-13 | 1999-10-01 |
| WATSON, Karen Mary | Secretary | 1999-10-01 | 2006-10-05 |
| BAX, William Robert | Director | 2014-10-29 | 2018-05-08 |
| BRIGHT, Amelia Mary | Director | 2018-07-18 | 2021-07-16 |
| CLARKE, Giles Andrew | Director | 2008-12-12 | 2013-11-07 |
| DEAN, Sarah Helen | Director | 2022-07-15 | 2023-12-31 |
| DOYLE, Peter Lawrence | Director | 2010-05-25 | 2020-09-30 |
| ELLIOTT, Richard | Director | 2013-05-15 | 2019-02-27 |
| HACKETT-COX, Lucy | Director | 2000-04-01 | 2023-03-06 |
| HAGGER, Jonathan Osborne | Director | 1993-03-31 | 2013-12-31 |
| HAGUE, Christopher Michael David | Director | — | 2000-02-04 |
| HALFORD, Emma | Director | 2008-04-01 | 2024-05-08 |
| JAMES, John, Sir | Director | — | 1993-03-31 |
| LAMB, Michael Henry | Director | 2002-05-01 | 2013-05-15 |
| LATHAM, Anthony Piers | Director | 2008-01-30 | 2009-12-31 |
| MOORE, Samuel John | Director | 2008-05-06 | 2009-12-21 |
| MORTON, Oliver Hugh | Director | 2012-04-01 | 2022-07-15 |
| REDMAN, Colin John | Director | 2001-03-12 | 2006-05-26 |
| ROBERTS, Alan Bernard | Director | — | 2004-06-16 |
| SALMON, Graham Alexander Edward | Director | 2000-10-02 | 2022-03-31 |
| TOMPSETT, Michael Paul Laurence | Director | — | 2000-09-30 |
| WILLIAMS, Raymond Charles | Director | 2001-03-12 | 2009-02-23 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Deva Victrix Holdings Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 192 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-09 | AA | accounts | Accounts with accounts type full | |
| 2026-07-28 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-07-31 | AA | accounts | Accounts with accounts type full | |
| 2025-07-28 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-10-25 | AA01 | accounts | Change account reference date company current shortened | |
| 2024-08-28 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-07-30 | AA | accounts | Accounts with accounts type full | |
| 2024-07-29 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-06-24 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-09 | TM01 | officers | Termination director company with name termination date | |
| 2024-01-04 | AP01 | officers | Appoint person director company with name date | |
| 2024-01-04 | TM01 | officers | Termination director company with name termination date | |
| 2023-11-21 | AA | accounts | Accounts with accounts type full | |
| 2023-08-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-03-07 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-03-07 | TM01 | officers | Termination director company with name termination date | |
| 2023-03-07 | AP03 | officers | Appoint person secretary company with name date | |
| 2022-08-19 | AP01 | officers | Appoint person director company with name date | |
| 2022-07-27 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2022-07-20 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 2
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.