HOWDEN INSURANCE BROKERS LIMITED
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Cash
£249m
+2.9% vs 2024
Net assets
£256m
-13.7% lowest in 3 filed years
Employees
1,968
+17.1% highest in 3 filed years
Profit before tax
£112m
-31.1% lowest in 3 filed years
Watch the reel
Our short-form breakdown of HOWDEN INSURANCE BROKERS LIMITED's latest filing
Howden Insurance Brokers held revenue flat at nearly half a billion, but heavier admin and staff costs took a bite out of profits. 📊 #Howden #Insurance #UKBusiness
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-09-30
| Metric | Trend | 2023-09-30 | 2024-09-30 | 2025-09-30 | Δ vs prior |
|---|---|---|---|---|---|
| Turnover | £427,604,000 | £488,984,000 | £493,645,000 | +1% | |
| Operating profit | £142,022,000 | £155,612,000 | £103,786,000 | -33.3% | |
| Profit before tax | £146,369,000 | £162,323,000 | £111,833,000 | -31.1% | |
| Net profit | £105,702,000 | £158,653,000 | £106,162,000 | -33.1% | |
| Cash | £342,702,000 | £242,181,000 | £249,094,000 | +2.9% | |
| Total assets less current liabilities | £281,845,000 | £306,343,000 | £258,834,000 | -15.5% | |
| Net assets | £281,124,000 | £297,159,000 | £256,333,000 | -13.7% | |
| Equity | £281,124,000 | £297,159,000 | £256,333,000 | -13.7% | |
| Average employees | 1,436 | 1,680 | 1,968 | +17.1% | |
| Wages | £180,696,000 | £210,439,000 | £241,474,000 | +14.7% | |
| Directors' remuneration | £10,720,000 | £4,929,000 | £4,867,000 | -1.3% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|---|
| Operating margin | 33.2% | 31.8% | 21.0% | |
| Net margin | 24.7% | 32.4% | 21.5% | |
| Return on capital employed | 50.4% | 50.8% | 40.1% | |
| Gearing (liabilities / total assets) | 77.9% | 76.5% | 80.7% | |
| Current ratio | 1.26x | 1.30x | 1.19x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 4 times since incorporation
- HOWDEN INSURANCE BROKERS LIMITED 2020-06-19 → present
- HOWDEN UK GROUP LIMITED 2015-10-01 → 2020-06-19
- R K HARRISON GROUP LIMITED 2009-09-30 → 2015-10-01
- R.K. HARRISON INSURANCE BROKERS LIMITED 1985-09-12 → 2009-09-30
- R.K.HARRISON (LIFE & PENSIONS) LIMITED 1962-06-01 → 1985-09-12
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“After making the necessary enquiries, the Directors have a reasonable expectation that the Company has adequate resources to continue in operation for the period to 31 December 2026. Accordingly, they continue to adopt the going concern basis in the preparation of the annual report and financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
11 active · 82 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MANNING, Graeme Robert | Secretary | 2024-04-24 | — | — |
| BIRKMIRE, John Charles | Director | 2004-05-25 | Sep 1954 | British |
| DAVIES, Sarah Ann | Director | 2020-10-01 | Apr 1964 | British |
| FAROOQ, Ahmed | Director | 2022-06-08 | May 1975 | British |
| HALL, Andrew Simon Wilson | Director | 2023-10-20 | Jun 1979 | British |
| HUGHES, Sarah | Director | 2022-05-13 | May 1965 | British |
| KING, John David, Mr. | Director | 2024-03-22 | Apr 1965 | British |
| LYNN, Carey | Director | 2023-10-20 | Jan 1981 | British |
| REDGATE, Paul William Nicholas | Director | 2020-10-16 | May 1968 | British |
| RUGGE-PRICE, Barnaby Douglas | Director | 2024-10-09 | Sep 1969 | British |
| TYTHERLEIGH, Alison | Director | 2024-06-01 | Jan 1965 | British |
Show 82 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CATT, Clifford Richard | Secretary | 1997-09-26 | 1998-01-05 |
| FOKOU, Paraschos | Secretary | 2020-10-01 | 2024-04-24 |
| IDDIOLS, Dean Paul | Secretary | 2016-10-01 | 2017-10-01 |
| MIHILL, Ian Nicholas | Secretary | — | 1996-08-31 |
| MOORE, Andrew John | Secretary | 2004-01-28 | 2024-04-24 |
| TUFFIELD, Andrew | Secretary | 1998-01-05 | 2004-01-28 |
| WILSON, Tonia | Secretary | 1996-09-09 | 1997-09-26 |
| ALBON, Philip Ian | Director | 2008-10-06 | 2010-02-28 |
| BARRETT, Alistair | Director | 2023-10-18 | 2024-06-01 |
| BARRETT, Alistair | Director | 2020-10-08 | 2022-10-01 |
| BARRIE, David Philip | Director | 2004-03-22 | 2009-10-01 |
| BASTOW, Andrew Timothy | Director | 2015-04-29 | 2018-06-04 |
| BECKETT, James David Trevor | Director | 2005-06-14 | 2009-10-01 |
| BELL, Christopher | Director | — | 2003-08-01 |
| BENNETT, John Duncan Irvine | Director | 2015-10-01 | 2020-10-01 |
| BRAGOLI, Andrea | Director | 2020-07-14 | 2023-10-12 |
| BRAGOLI, Andrea | Director | 2015-09-29 | 2016-10-01 |
| BRIDGWATER, Paul Charles | Director | 2002-10-01 | 2015-04-29 |
| CAMERON, Angus Kenneth | Director | 2019-11-05 | 2022-03-31 |
| CARTER, Charles Edward Peers | Director | 2004-03-29 | 2006-10-18 |
| CATT, Clifford Richard | Director | — | 1994-06-23 |
| COLES, Nicholas | Director | 2020-10-09 | 2023-10-01 |
| COLGATE, Mark David | Director | 2022-10-14 | 2023-10-01 |
| COLLINS, Andrew Dominic John Bucke | Director | 2007-10-15 | 2016-10-01 |
| CORBETT, Oliver Roebling Panton | Director | 2016-10-01 | 2017-10-01 |
| CORFIELD, Richard Conyngham | Director | 1996-10-01 | 2007-07-17 |
| CURRELL, Peter John | Director | 2017-10-01 | 2018-06-04 |
| DADE, Naresh | Director | 2022-11-01 | 2023-10-01 |
| DAVIES, Owen Trevor | Director | 2022-10-04 | 2023-10-20 |
| DAVIES, Owen Trevor | Director | 2019-06-10 | 2020-11-03 |
| ERRITT, Andrew Mark | Director | 2017-10-01 | 2018-06-04 |
| EVANS, Christopher Peter Richard | Director | 2017-10-01 | 2022-10-01 |
| EVANS, Christopher Peter Richard | Director | 2015-10-01 | 2016-10-01 |
| FORBES, Michael Christopher | Director | 1999-04-08 | 2008-01-21 |
| FOSTER, Alexander Neil | Director | — | 1994-05-06 |
| FREIJEIRO, Sonia Caamano | Director | 2022-10-18 | 2023-10-01 |
| GALLETTI, Neil Stuart | Director | 2003-10-21 | 2009-10-01 |
| GREENER, Stephen Thomas | Director | 2020-10-26 | 2023-10-01 |
| HAINES, Richard Andrew William | Director | 2022-10-01 | 2023-10-01 |
| HALL, Andrew Simon Wilson | Director | 2020-11-18 | 2022-10-01 |
| HALL, Simon Christopher | Director | 1992-09-29 | 1997-11-27 |
| HARDY, Richard Charles Chandos | Director | — | 1994-06-23 |
| HILLIER, Paul Adam | Director | 2022-10-04 | 2023-10-01 |
| HISCOX, Robert Ralph Scrymgeour | Director | — | 1999-03-18 |
| HOLLAND, David Antony | Director | 1996-05-01 | 1999-03-29 |
| HOWDEN, David Philip | Director | 2016-10-01 | 2017-10-01 |
| LAKEY, Simon John | Director | 2017-10-01 | 2018-06-04 |
| LAKEY, Simon John | Director | 2015-10-01 | 2016-10-01 |
| LONGFIELD, Edward | Director | 2022-09-30 | 2023-10-01 |
| MASOJADA, Bronislaw Edmund | Director | 1994-06-23 | 1996-12-04 |
| MIHILL, Ian Nicholas | Director | 1992-01-24 | 1996-08-31 |
| NICOLAOU, Hayley Jane | Director | 2022-06-23 | 2022-10-31 |
| NORRIS, Darren Peter | Director | 2022-11-02 | 2023-10-01 |
| O'CONNOR, Mary | Director | 2022-11-11 | 2023-09-29 |
| PEARSON, George Edward Duncan Maclaren | Director | 1992-03-31 | 1994-06-23 |
| POWELL, Eliot James | Director | 2017-10-01 | 2019-11-05 |
| REDGATE, Paul William Nicholas | Director | 2015-10-01 | 2016-10-01 |
| REED, David Michael | Director | 2008-10-06 | 2010-12-31 |
| REID, Stephen David | Director | 2015-04-29 | 2016-06-30 |
| RICHARDSON, Elliot | Director | 2020-10-23 | 2021-10-01 |
| RICHARDSON, Elliot | Director | 2015-10-01 | 2016-10-01 |
| RICHARDSON, Ian | Director | 2015-04-29 | 2015-10-01 |
| ROOTHAM, Stuart Paul | Director | 2015-10-01 | 2016-06-30 |
| ROOTHAM, Stuart Paul | Director | 2003-01-02 | 2009-10-01 |
| RUGGE-PRICE, Barnaby Douglas | Director | 2020-10-23 | 2022-10-01 |
| RUGGE-PRICE, Barnaby Douglas | Director | 2015-10-01 | 2016-10-01 |
| RUGGE-PRICE, Barnaby Douglas | Director | 2006-07-01 | 2009-10-01 |
| SHERLOCK, Donald James Nugent | Director | — | 1992-05-13 |
| SMITH, Peter David | Director | 2015-10-01 | 2016-10-01 |
| SNEDDEN, Ralph Cameron | Director | 2009-10-01 | 2015-04-29 |
| THIERIET, Serge Robert | Director | 2018-07-30 | 2020-01-16 |
| THOMPSON COPSEY, Jonathan Mark | Director | 2003-08-01 | 2009-10-01 |
| THOMPSON-COPSEY, Jonathan Mark | Director | 2011-04-13 | 2015-04-29 |
| THORNETT, Steven Michael | Director | 2006-07-01 | 2009-10-01 |
| TUFFIELD, Andrew | Director | 1999-04-08 | 2015-04-29 |
| TYLER, Martin Keith | Director | 2017-10-01 | 2018-07-30 |
| WALTON, Sarah Ann | Director | 2022-10-26 | 2023-10-18 |
| WHITEHEAD, Justin Richard Bovill | Director | 2003-08-01 | 2009-10-01 |
| WILLIAMS, Diahann | Director | 2021-01-13 | 2022-06-23 |
| WOOD, Giles Powlett Clairmont | Director | 1999-04-08 | 2004-07-01 |
| WOOD, Mark Andrew | Director | 2024-05-02 | 2025-12-12 |
| WOOD, Raymond James | Director | — | 2003-08-01 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Howden Broking Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-10-01 | Active |
| Rkh Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-06-30 | Ceased 2017-10-01 |
Filing timeline
Last 20 of 379 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-07-09 | TM01 | officers | Termination director company with name termination date | |
| 2026-07-02 | AA | accounts | Accounts with accounts type full | |
| 2026-03-04 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-01-30 | CH01 | officers | Change person director company with change date | |
| 2025-12-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-03 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-09-29 | CH01 | officers | Change person director company with change date | |
| 2025-03-14 | AA | accounts | Accounts with accounts type full | |
| 2025-02-05 | CH01 | officers | Change person director company with change date | |
| 2024-12-24 | MR04 | mortgage | Mortgage satisfy charge full | |
| 2024-10-14 | AP01 | officers | Appoint person director company with name date | |
| 2024-09-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-06-17 | MR01 | mortgage | Mortgage create with deed with charge number charge creation date | |
| 2024-06-06 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-03 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-30 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-04-30 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-04-30 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-04-20 | AA | accounts | Accounts with accounts type full |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 7
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.