FCE BANK PLC
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Cash
£923M
-13.4% vs 2024
Net assets
£1.7B
-17.1% vs 2024
Employees
750
-14.3% vs 2024
Profit before tax
£167M
+42.7% vs 2024
Net assets
2-year trend · vs Financials median
FCE BANK PLC·Financials median
FCE BANK PLC·Financials median
FCE BANK PLC·Financials median
FCE BANK PLC·Financials median
FCE BANK PLC·Financials median
Accounts
2-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|
| Turnover | — | — | — | |
| Operating profit | — | — | — | |
| Profit before tax | £117,000,000 | £167,000,000 | +42.7% | |
| Net profit | £55,000,000 | £96,000,000 | +74.5% | |
| Cash | £1,066,000,000 | £923,000,000 | -13.4% | |
| Total assets less current liabilities | — | — | — | |
| Net assets | £2,055,000,000 | £1,704,000,000 | -17.1% | |
| Equity | £2,055,000,000 | £1,704,000,000 | -17.1% | |
| Average employees | 875 | 750 | -14.3% | |
| Wages | £71,000,000 | £61,000,000 | -14.1% | |
| Directors' remuneration | £2,723,000 | £2,468,000 | -9.4% |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Gearing (liabilities / total assets) | 85.1% | 87.0% |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Name history
Renamed 3 times since incorporation
- FCE BANK PLC 1998-06-01 → present
- FORD CREDIT EUROPE PLC 1993-06-01 → 1998-06-01
- FORD CREDIT PLC 1991-05-01 → 1993-06-01
- FORD MOTOR CREDIT COMPANY LIMITED 1963-09-03 → 1991-05-01
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Consolidated group
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors confirm that the group is a going concern.”
Group structure
- FCE BANK PLC · parent
- Ford Credit Italia S.p.A 100%
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 80 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| ESSENMACHER, Leah | Secretary | 2025-06-12 | — | — |
| HIGGINS, Kerry Victoria | Secretary | 2025-09-11 | — | — |
| BAUM, Jonathan Graydon | Director | 2023-11-01 | Aug 1966 | British |
| FERREIRA, Talita | Director | 2019-02-08 | May 1971 | British |
| MARTEL, Marlene Marie | Director | 2021-09-16 | Sep 1970 | American |
| MILES, Keeley | Director | 2023-11-01 | Sep 1973 | British |
| NIETO BENITO, Maria Del Carmen | Director | 2025-09-11 | Jul 1976 | Spanish |
| O'CONNOR, Brendan John | Director | 2020-09-17 | Jun 1965 | Irish |
| TREADWAY, Carlos Dewayne | Director | 2021-01-14 | Jun 1970 | American |
Show 80 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ADESANYA, Abimbola Moradeke | Secretary | 2020-12-03 | 2025-05-30 |
| BRACKLEY, Michael John | Secretary | 1993-03-01 | 1997-04-06 |
| COHEN, Howard Paul | Secretary | 2017-01-19 | 2025-07-31 |
| FERRISS, Mary Elizabeth | Secretary | 1993-03-01 | 1997-11-04 |
| HUGHES, Graham Paul | Secretary | 1997-01-20 | 2009-06-16 |
| JOBLING, Natalie Helen | Secretary | 1999-10-18 | 2004-06-04 |
| KJOLHEDE, Katherine Marie | Secretary | 1997-04-07 | 1999-10-18 |
| KJOLHEDE, Katherine Marie | Secretary | 1997-01-20 | 1997-04-07 |
| LAVENDER, Michael David | Secretary | 2010-11-04 | 2021-02-28 |
| PAGE, Clive Charles | Secretary | — | 1993-03-31 |
| PARACHINI, Thomas Allen | Secretary | 2009-06-16 | 2010-11-03 |
| PRINGLE, Robert Alistair | Secretary | 2008-02-01 | 2011-09-01 |
| ROGOFF, Carol Vernice | Secretary | 2004-09-01 | 2008-02-01 |
| SCALES, Eugene Patrick | Secretary | 2010-11-04 | 2017-01-19 |
| SWARTZ, James | Secretary | 2013-08-01 | 2016-06-30 |
| TOTSKY, Joanna Magdalena | Secretary | 2011-09-01 | 2013-08-31 |
| AHLUWALIA, Narpal Singh | Director | 2019-05-24 | 2022-12-02 |
| BANNISTER, Michael Edward | Director | 1995-05-26 | 2004-01-01 |
| BILYEU, Charles Alan | Director | 2015-07-01 | 2021-11-26 |
| BLEAKLEY, William Edward | Director | 1996-08-30 | 1997-07-21 |
| BLEAKLEY, William Edward | Director | 1993-11-24 | 1996-09-30 |
| BOGDANOWICZ-BINDERT, Christine Anne | Director | 2005-09-01 | 2013-12-31 |
| BOSSCHER, James William | Director | 1993-06-30 | 1993-11-23 |
| BRACKLEY, Michael John | Director | 1995-05-05 | 1997-04-06 |
| BRACKLEY, Michael John | Director | 1993-06-30 | 1993-11-23 |
| BRADY, Robert Colin | Director | 1993-11-24 | 2005-02-28 |
| BRADY, Robert Colin | Director | 1993-06-30 | 1993-11-23 |
| BROOKS, William George Francis | Director | — | 1993-06-30 |
| BROWNRIGG, Nicholas John | Director | 2025-05-22 | 2025-08-31 |
| CALLENDER, John Dalrymple | Director | 2011-03-24 | 2020-09-30 |
| CEENEY, Natalie Anna | Director | 2019-10-17 | 2023-10-31 |
| COFFEY, John | Director | 2002-08-01 | 2020-03-31 |
| COOK, Donald Stuart | Director | 1993-11-24 | 1996-04-28 |
| CORBELLO, Richard Albert | Director | 2006-08-01 | 2007-09-30 |
| CORBELLO, Richard Albert | Director | 2001-07-25 | 2006-06-01 |
| DE ROUSSET HALL, Peter | Director | 1997-06-04 | 2005-12-01 |
| DE ROUSSET HALL, Peter | Director | — | 1993-04-30 |
| DROTMAN, James Bernard | Director | 2018-04-09 | 2018-12-31 |
| FALOTICO, Nancy Joy | Director | 2016-01-01 | 2017-01-19 |
| FALOTICO, Nancy Joy | Director | 2006-07-21 | 2009-03-23 |
| FLANIGAN, David Carroll | Director | — | 2002-08-01 |
| FOERTSCH, Rainer | Director | 1997-04-01 | 2004-10-01 |
| GREEN, Paul Lewis Slocombe | Director | — | 1994-12-31 |
| GREEN, Timothy Scott | Director | 1996-09-05 | 1999-04-01 |
| GRONEN, Christoph Hans-Georg Robert | Director | 1993-11-24 | 1997-04-01 |
| HALLORAN, George | Director | 1997-10-14 | 2000-10-12 |
| HIGGINS, Michael Hugh | Director | 1993-11-24 | 1994-12-31 |
| JEPSON, Peter Rodney | Director | 1999-04-01 | 2011-12-31 |
| JONES, Dale Arthur | Director | 2017-01-19 | 2018-12-31 |
| KIERNAN, Paul Roger | Director | 2011-11-01 | 2023-10-31 |
| LOWE, Michael | Director | 1997-07-21 | 2000-12-01 |
| MCALLISTER, Ian Gerald | Director | — | 1993-06-30 |
| MICHALIK, Cecilia Ann | Director | 1996-05-28 | 1999-07-01 |
| MORGAN, Charlotte Elisabeth Diana | Director | 2014-10-01 | 2018-12-31 |
| MOYNES, James | Director | 2005-12-01 | 2006-07-01 |
| MURPHY, Todd Scott | Director | 2009-03-25 | 2016-01-01 |
| MURPHY, Todd Scott | Director | — | 1993-07-09 |
| NOONE, John Thomas | Director | 2004-01-01 | 2012-04-01 |
| OWEN, Richard | Director | 2018-01-01 | 2018-03-06 |
| PRATT, Charlie Frank | Director | 2013-02-01 | 2015-06-30 |
| REED, John | Director | 2014-04-07 | 2024-04-30 |
| RIBITS, Michael Ernest | Director | 2006-07-21 | 2008-11-01 |
| RICHARDSON, Peter Charles | Director | 1998-02-27 | 1998-03-13 |
| ROBINSON, Keith John | Director | 2020-04-01 | 2023-12-31 |
| ROBINSON, Michael Frederick | Director | 2001-07-25 | 2011-03-24 |
| ROMER LEE, Alexander Knyvett | Director | 2006-10-01 | 2015-03-31 |
| ROTHWELL, Ralph Nicolaus | Director | 2004-10-01 | 2018-01-01 |
| SCHNEIDER, Thomas Charles | Director | 2011-01-27 | 2021-12-02 |
| SILVERSTONE, Bernard Barron | Director | 2000-10-12 | 2012-12-31 |
| SMITH, Gregory Charles | Director | 1996-02-29 | 1997-06-01 |
| SOIRON, Heinz Horst | Director | 1993-11-24 | 1995-04-08 |
| SVIGGUM, Ingvar Magnak | Director | 1996-02-29 | 2000-10-10 |
| TAVERNE, Suzanna | Director | 2008-04-01 | 2019-10-16 |
| TAYLOR, Harry | Director | 1993-11-24 | 2001-12-31 |
| THOMSON, Stanley | Director | 1993-11-24 | 2006-12-31 |
| TONER, Charles Gerard | Director | 1999-11-01 | 2007-09-30 |
| VAN LEEUWEN, Richard Charles | Director | 1994-02-11 | 1996-03-22 |
| VANDENPLAS, Alain Paul Guy | Director | 2007-03-28 | 2009-02-01 |
| WARNER, Robert Donald | Director | — | 1993-06-30 |
| YOUNG, Myron Dale | Director | — | 1994-02-11 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Ford Eco Gmbh | Corporate entity | Shares 75–100%, Voting 75–100%, Significant influence (as firm) | 2021-10-13 | Active |
Filing timeline
Last 20 of 507 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-03-27 | AA | accounts | Accounts with accounts type group | |
| 2025-09-22 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-15 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-09-12 | TM01 | officers | Termination director company with name termination date | |
| 2025-08-11 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-06-13 | AP03 | officers | Appoint person secretary company with name date | |
| 2025-06-09 | RP04AP01 | officers | Second filing of director appointment with name | |
| 2025-06-09 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-05-14 | AUD | auditors | Auditors resignation company | |
| 2025-05-13 | AP01 | officers | Appoint person director company with name date | |
| 2025-04-08 | AA | accounts | Accounts with accounts type group | |
| 2025-03-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-08-07 | CH01 | officers | Change person director company with change date | |
| 2024-04-30 | TM01 | officers | Termination director company with name termination date | |
| 2024-03-26 | AA | accounts | Accounts with accounts type group | |
| 2024-03-25 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-03-22 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2024-03-22 | PSC09 | persons-with-significant-control | Withdrawal of a person with significant control statement | |
| 2024-01-02 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.