COMMUNITY REINSURANCE CORPORATION LIMITED
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Cash
—
Latest balance sheet
Net assets
—
Equity attributable
Employees
—
Average over period
Profit before tax
-£345k
-38.4% lowest in 3 filed years
Net assets
3-year trend · vs Financials median
Accounts
3-year trend · Δ = latest vs prior filed period · latest reflected 2025-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 | Δ vs prior |
|---|---|---|---|---|---|
| Gross written premiums | — | — | — | — | |
| Net earned premiums | — | — | — | — | |
| Claims incurred | £3,030,982 | £607,360 | — | — | |
| Investment return | £134,724 | £290,907 | £211,659 | -27.2% | |
| Profit before tax | £426,808 | -£249,064 | -£344,811 | -38.4% | |
| Net profit | £397,016 | -£308,633 | -£252,162 | +18.3% | |
| Insurance contract liabilities | £944,061 | £669,596 | £411,267 | -38.6% | |
| Total assets | £8,801,825 | £7,526,079 | £5,751,097 | -23.6% | |
| Total liabilities | £3,145,385 | £2,178,272 | £655,452 | -69.9% | |
| Equity | £5,656,440 | £5,347,807 | — | — | |
| Average employees | 5 | 4 | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. The Δ column is the change from the prior filed period as a percentage of |prior|; lines a company doesn't report show —. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|---|
| Gearing (liabilities / total assets) | 35.7% | 28.9% | — |
Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 & FRS 103
- Reporting scope
- Standalone (parent only)
- Auditor
- PKF Littlejohn LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the Company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Significant events
- “In early 2025, the Company obtained a Variation of Permissions which enables it to accept incoming portfolios of discontinued business in future.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 37 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| HERNON, Philip Michael | Director | 2020-11-19 | Nov 1958 | British |
| HUDSON, Richard Owen | Director | 2020-11-19 | Jul 1952 | British |
| JACKSON, Roland Philip | Director | 2024-10-01 | May 1963 | British |
Show 37 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| EASTGATE INSURANCE SERVICES LIMITED | Corporate Secretary | 1997-09-18 | 2000-09-01 |
| HAMPDEN LEGAL PLC | Corporate Secretary | 2000-09-01 | 2020-12-01 |
| TRINITY SQUARE SERVICES LIMITED | Corporate Secretary | — | 1997-09-18 |
| ASPENGREN, Olle | Director | 1993-05-05 | 1996-05-13 |
| BERENHOLT, Ulf Terii Barnholdt | Director | 1996-05-13 | 1998-12-02 |
| BOWER, William John | Director | 1994-11-23 | 1997-03-26 |
| BRUNA, Sergio Eugenio | Director | 2000-09-01 | 2017-12-31 |
| CAMROUX-OLIVER, Charles Guy | Director | 2018-01-01 | 2020-11-19 |
| CARTER, Stephen Leonard | Director | 2009-08-01 | 2020-11-19 |
| CORINTH-HANSEN, Leif | Director | 1994-02-01 | 1996-05-14 |
| COWAN, Michael Gerard | Director | 1995-06-02 | 1996-06-18 |
| CROSS, Peter | Director | — | 2000-09-01 |
| DALLOZ, Stephan Joseph Michael | Director | 1997-09-18 | 2000-09-01 |
| DENNING, Charles Henry David | Director | — | 1993-10-08 |
| ENDRESEN, Jan Camillo Haneborg | Director | 1995-05-03 | 2000-09-01 |
| FAXNER, Dan Goran Peter | Director | 1998-12-02 | 2000-09-01 |
| FAXNER, Goran | Director | 2000-10-25 | 2002-03-21 |
| HADDON, Kenneth William | Director | 2000-09-01 | 2010-03-16 |
| HARRIS, Richard John | Director | 2020-11-19 | 2023-01-30 |
| JOHNSTON, Francis William | Director | 2011-03-09 | 2020-11-19 |
| KALMEBORG, Tore Axel Evald | Director | 2003-11-03 | 2006-10-18 |
| LUNDH, Reidar | Director | — | 1995-05-03 |
| MEADOWS, David Henry | Director | 1992-08-20 | 2000-09-01 |
| MICHAELIDES, Nicholas Thales | Director | — | 1998-11-30 |
| MORRIS, William Henry | Director | — | 1992-08-20 |
| OLDFIELD, Anthony John | Director | — | 1993-05-05 |
| PEARCE, Roy Craig | Director | 1993-05-05 | 1993-05-05 |
| PEARCE, Roy Craig | Director | — | 1993-05-05 |
| POUNTNEY, Brian | Director | — | 1996-09-06 |
| PYE, David John | Director | — | 1994-10-26 |
| RIDGWELL, Christopher John | Director | 2000-09-01 | 2024-04-30 |
| RILEY, Susanne Dohn | Director | 1996-05-13 | 2000-09-01 |
| RUSSELL, Heather Susan | Director | 2016-11-24 | 2026-03-31 |
| SIMMONS, Graham James | Director | 1993-10-08 | 1993-12-10 |
| SVEEN, Egil | Director | — | 1993-05-31 |
| THOMAS, Philip | Director | 1997-09-18 | 2000-09-01 |
| YOUNG, Peter Victor | Director | — | 1993-10-08 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Carrick Uk Holdings Company Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2020-11-19 | Active |
| Hampden Insurance Group Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2020-11-19 |
Filing timeline
Last 20 of 211 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-08-19 | AA | accounts | Accounts with accounts type full | |
| 2026-07-01 | AP01 | officers | Appoint person director company with name date | |
| 2026-06-29 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-06-25 | RP01AP01 | officers | Replacement filing of director appointment with name | |
| 2026-04-13 | TM01 | officers | Termination director company with name termination date | |
| 2025-09-30 | AA | accounts | Accounts with accounts type full | |
| 2025-06-19 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-03 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-02 | CH01 | officers | Change person director company with change date | |
| 2024-11-19 | CH01 | officers | Change person director company with change date | |
| 2024-11-19 | PSC05 | persons-with-significant-control | Change to a person with significant control | |
| 2024-06-26 | AA | accounts | Accounts with accounts type full | |
| 2024-06-12 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-20 | TM01 | officers | Termination director company with name termination date | |
| 2024-05-07 | CH01 | officers | Change person director company with change date | |
| 2024-05-07 | CH01 | officers | Change person director company with change date | |
| 2024-05-07 | CH01 | officers | Change person director company with change date | |
| 2023-11-23 | AD01 | address | Change registered office address company with date old address new address | |
| 2023-06-29 | AA | accounts | Accounts with accounts type full | |
| 2023-06-19 | CS01 | confirmation-statement | Confirmation statement with no updates |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.